Jurnal Mahasiswa Entrepreneur
Vol 1 No 6 (2022): JULI 2022

PENGARUH FINANCIAL TECHNOLOGY TERHADAP INKLUSI KEUANGAN DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL INTERVENING PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS ABDURACHMAN SALEH SITUBONDO

Resy Selviana Retno Putri (Universitas Abdurachman Saleh Situbondo)
Dwi Perwitasari Wiryaningtyas (Universitas Abdurachman Saleh Situbondo)
Triska Dewi Pramitasari (Universitas Abdurachman Saleh Situbondo)

Article Info

Publish Date
30 Jun 2022

Abstract

The development of technology and information brings very rapid changes in human life. One of them is the innovation in non-cash payments along with the increasing development of technology. The purpose of this study was to analyze and examine the effect of financial technology on financial inclusion with financial literacy as an intervening variable for students of the Faculty of Economics and Business, Abdurachman Saleh University, Situbondo. The sampling technique was determined by probability sampling. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM). The results of the direct influence hypothesis test using the Smart PLS 3.0 application, show that financial technology has a significant effect on financial literacy, financial technology has a significant effect on financial inclusion. Financial literacy has a significant effect on financial inclusion. The results of the indirect effect hypothesis test show that the financial technology variable has a significant positive.

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Journal Info
Jurnal Mahasiswa Entrepreneur
Website

Abbrev

jme

Publisher

Universitas Abdurachman Saleh Situbondo

Subject

Economics, Econometrics & Finance Electrical & Electronics Engineering Social Sciences

Description

Jurnal Mahasiswa Entrepreneurship (JME) Fakultas Ekonomi dan Bisnis Universitas Abdurachman Saleh Situbondo adalah jurnal yang ditulis oleh mahasiswa FEB UNARS sebagai jembatan antara ilmu dan praktek manajemen. JME mempublikasikan artikel baik berupa telaah pustaka maupun hasil penelitian empiris. ...