Acman: Accounting and Management Journal
Vol. 3 No. 1 (2023): Acman: Accounting and Management Journal

The Effect of Credit Quality on Profitability: Study on A Mortgage in Garut City

Meira Meilawati (Sekolah Tinggi Ilmu Ekonomi Pasundan Bandung)
Indah Damayanti (STIE Pasundan, Bandung)
Lungguh Jatmika (Sekolah Tinggi Ilmu Ekonomi Pasundan Bandung)

Article Info

Publish Date
30 Apr 2023

Abstract

This study aimed to determine and analyze the effect of credit quality on profitability in one of the mortgages in Garut City. The research method is quantitative, with a descriptive and verification analysis approach. The data used are five-year financial reports from 2016 to 2020. The study results show that the general description of Non-Performing Loans (NPL) and Profits is not optimal; non-performing Loans (NPL) correlate with Profits of 0.796, simple linear regression results that Y = -15.063 + 0.549. Non-performing Loans influence profit (Y) of 0.634 or 63.4%.

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Journal Info
Acman: Accounting and Management Journal
Website

Abbrev

aj

Publisher

Sekolah Tinggi Ilmu Ekonomi Pasundan Bandung

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Library & Information Science

Description

Topic related to these field can be Accounting and Management, entrepreneurship, finance and financial services, human resource management, marketing, industrial relations, insurance, intellectual property management, international business, logistics, management information systems, management and ...