Maslahah : Jurnal Hukum Islam dan Perbankan Syariah
Vol 14 No 1 (2023): Maslahah : Jurnal Hukum Islam dan Perbankan Syariah

STRATEGI MANAJEMEN RISIKO PADA OPERASIONAL BANK BTN SYARIAH DI MASA PANDEMI COVID - 19

Suci Nurani (Fakultas Agama Islam, Universitas Islam 45)
Isfandayani Isfandayani (Fakultas Agama Islam, Universitas Islam 45)
Purnama Putra (Fakultas Agama Islam, Universitas Islam 45)



Article Info

Publish Date
30 Jun 2023

Abstract

This study aims to 1) analyze the general operational description of Bank BTN Syariah kc Bekasi during the bank's operation during the pandemic. 2) identify the type of risk faced. 3) analyze the risk mitigation by Bank BTN Syariah KC Bekasi. 4) Recommend alternative strategies that can be implemented for Bank BTN Syariah as long as the bank operates during the Covid-19 pandemic. This research combined research with primary and secondary data. Data collection techniques used literature studies, documentation, interviews, and questionnaires. The data analysis method uses the IFE, EFE, and Grand Strategy methods. The results of this study show that while operating during a pandemic, banks face operational, reputation, and financing risks. The results of the internal analysis of the value of IFE are 3.44, and the external analysis of EFE is 3.22. The company's position in the matrix The Grand Strategy is in quadrant one, so the strategic recommendations are market development strategy, product development, and market penetration

Copyrights © 2023






Journal Info

Abbrev

maslahah

Publisher

Subject

Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Other

Description

FOKUS Maslahah : Jurnal Hukum Islam dan Perbankan Syariah menekankan kajian hukum Islam dan Perbankan Syariah di negara-negara Islam pada umumnya dan khususnya di Indonesia dengan menekankan teori-teori hukum Islam dan praktiknya di dunia Islam yang berkembang melalui publikasi artikel dan resensi ...