Jurnal Ekonomi Syariah Teori dan Terapan
Vol 2, No 12 (2015): Desember-2015

Manajemen Risiko Dana Tabarru PT. Asuransi Jiwa Syariah Al Amin

Saniatusilma, Hifi ( Airlangga University)
Suprayogi, Noven ( Airlangga University)



Article Info

Publish Date
17 Dec 2015

Abstract

The purpose of this study is to find out the risk management of tabarru funds. As an institution that works to manage risk, islamic insurance has a duty to manage the tabarru’ funds. There is the possibility of a risk at tabarru’ fund. So, islamic insurance institution have a duty for risk management process of tabarru’ funds. This study uses a qualitative approach. Data research obtained by interview and documentation with the head and the deputy of Al Amin Surabaya branch. The results of this study, PT. Asuransi Jiwa Syariah Al Amin was execute the risk management process implemented by the four stages. Risk identification through underwriting limit process; rank the risk based on impact and complexity of risk;control risks by self retention; and response to the risk through change of insurance rates, products diversification and sharing of risk with reinsurance.

Copyrights © 2015






Journal Info

Abbrev

JESTT

Publisher

Subject

Economics, Econometrics & Finance

Description

Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature ...