Jambura Economic Education Journal
Vol 5, No 2 (2023): JULY 2023

THE EFFECT OF DIGITAL PAYMENT, PEER-TO-PEER (P2P) LENDING, AND MARKETPLACE ON THE DEVELOPMENT OF SMEs DURING A PANDEMIC

Ramadhini Wahyuningrum (UPN "VETERAN" JATIM)
Indrawati Yuhertiana (UPN "VETERAN" JATIM)

Article Info

Publish Date
15 Jul 2023

Abstract

This study aims to examine the influence of Digital Payments, Peer To Peer (P2P) Lending, and Marketplace on the development of micro, small, and medium enterprises (MSMEs) during the Surabaya City pandemic. This type of research approach uses a quantitative approach. The sampling technique used purposive sampling and data analysis using Partial Least Square (PLS) with a test tool in the form of SmartPLS 3. The data source is primary data obtained from the results of distributing questionnaires, namely MSME actors in Surabaya as many as 86 respondents. The results of this study indicate that (1) Digital payments have no effect on the development of MSMEs during the pandemic (2) Peer-to-Peer Lending has an effect on the development of MSMEs during the pandemic (3) Marketplace affects the development of MSMEs during the pandemic.

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Journal Info
Jambura Economic Education Journal
Website

Abbrev

jej

Publisher

Universitas Negeri Gorontalo

Subject

Economics, Econometrics & Finance Education Social Sciences

Description

The Jambura Economic Education Journal (JEEJ) aims to help researchers, students and lecturers publish their works for public audiences and find new connections. The Jambura Economic Education Journal (JEEJ) considers original research articles and reviews articles in the field of research on ...