East Asian Journal of Multidisciplinary Research (EAJMR)
Vol. 2 No. 9 (2023): September 2023

Empirical Analysis of the Impact of Smart Economy Through Entrepreneurial Credit Program ( KURNIA ) on Empowering SMEs in Kediri City

Muhammad M. Haki Al-Arif (Universitas Negeri Malang)
Dwi Wulandari (Universitas Negeri Malang)
Inayati Dwi Putri (Universitas Negeri Malang)

Article Info

Publish Date
30 Sep 2023

Abstract

In today's globalized world, Information Technology (IT) is advancing rapidly, with a strong public interest in information systems. Information Technology (IT) helps governments and organizations process data effectively. The goal of the Smart Economy is to create an ecosystem supporting local economies and adapting to disruptions. To achieve this, financial literacy programs are essential, focusing on three elements: ecosystem, community welfare improvement, and financial transactions. The strategy emphasizes a creative and cooperative industrial environment, benefiting all parties, which ultimately enhances people's well-being. The "KURNIA" initiative offers low-interest business capital loans, benefiting micro-businesses and cooperatives, especially during the COVID-19 pandemic. This quantitative study explores the causal relationship between the KURNIA program and the empowerment of MSMEs in Kediri City, confirming a significant positive impact.

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Journal Info
East Asian Journal of Multidisciplinary Research (EAJMR)
Website

Abbrev

eajmr

Publisher

PT FORMOSA CENDEKIA GLOBAL

Subject

Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering

Description

East Asian Journal of Multidisciplinary Research (EAJMR) is a scientific multidisciplinary research journal published by Yayasan Pendidikan Penelitian Pengabdian Algero. The aim of this journal publication is to disseminate the research results, conceptual thoughts, improved research methodologies ...