Tujjar International Journal of Islamic Economics Development
Vol 1, No 1 (2023): Tujjar International Journal of Islamic Economics Development

Capital Adequacy Analysis of Indonesian Sharia Bank: 2015-2022

Amatul Fitri (Universitas Muhammadiyah Pontianak)
Anis Widiarni (Universitas Muhammadiyah Pontianak)
Rani Puspita Sari (Universitas Muhammadiyah Pontianak)
Rika Putri Tanassy (Universitas Muhammadiyah Pontianak)
Sahara Sahara (Universitas Muhammadiyah Pontianak)



Article Info

Publish Date
28 Jul 2023

Abstract

This study aims to examine the effect of profitability (ROA), liquidity (FDR), and non-performing financing (NPF) on the Capital Adequacy Ratio (CAR). This research is descriptive qualitative research. The population and sample in this study are the annual financial statements of Bank Syariah Indonesia for the period 2015-2022 which are registered with the Financial Services Authority. Data was collected by recording documents and analyzed by interactive model analysis. The results of the study show that (1) profitability (ROA) has a negative effect on Capital Adequacy Ratio (CAR), (2) Liquidity (FDR) has an effect on Capital Adequacy Ratio (CAR), and (3) problem financing (NPF) has an effect on Capital Adequacy Ratio (CAR).

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Journal Info

Abbrev

tujjar

Publisher

Subject

Religion Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Description

Tujjar International Journal of Islamic Economic Development is a peer-reviewed economic journal that serves as a discussion forum for academics, researchers, practitioners, and scholars of Islamic business economics in the disciplines of Islamic banking, finance, entrepreneurship, human resources ...