Jurnal Attarbiyyah: Jurnal Ilmu Pendidikan Islam
Vol. 3 No. 06 (2023): Oct-Nov 2023

Effect of Financial Literacy and Access to Capital on the Growth of Micro, Small, and Medium Enterprises

Mohammad Rizky Yahya (STIE Sulawesi Utara, Indonesia.)
Ratih Puspitasari (Institut Bisnis dan Informatika Kesatuan Bogor, Indonesia.)
Irmah Halimah Bachtiar (Universitas Indonesia Timur, Indonesia.)
Samalua Waoma (Universitas Nias Raya, Indonesia.)
Victor Pattiasina (Universitas Yapis Papua, Indonesia.)



Article Info

Publish Date
02 Oct 2023

Abstract

This study aims to determine and analyze effect of financial literacy and access to capital on the growth of Micro, Small, and Medium Enterprises. This study applies a quantitative research design. Population in this research is Micro, Small, and Medium Enterprises in Medan City. Sampling technique used purposive sampling with a sample of 50 respondents from Micro, Small, and Medium Enterprises in Medan City. Testing the hypothesis in this study using multiple linear regression. The results show that financial literacy has a positive and significant effect on the growth of Micro, Small, and Medium Enterprises. Access to capital has a positive and significant effect on the growth of Micro, Small, and Medium Enterprises.

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Journal Info

Abbrev

JCFMBS

Publisher

Subject

Humanities Education

Description

Jurnal At-Tarbiyah: Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) merupakan jurnal nasional berpenyunting ahli yang terbit dua kali dalam setahun. Jurnal At-Tarbiyah berbentuk cetak (2460-9439 dengan Nomor SK: 0005.24609439/JI.3.2/SK.ISSN/2015.09 Tanggal 16 September 2015) dan ...