Jurnal Darma Agung
Vol 31 No 4 (2023): AGUSTUS

ECONOMIC AND ASYMMETRIC INFORMATION AS MODERATION VARIABLES, CREDIT RISKS, AND CREDIT PRICES

Masno Marjohan (Universitas Pamulang, Banten)
Guruh Dwi Pratama (universitas Pamulang)

Article Info

Publish Date
31 Aug 2023

Abstract

Profitability is the ability of an enterprise to make a profit in a certain period of time, a good and profitable enterprise is successful and in demand among shareholders. The purpose of this study is to determine the importance of asymmetric information, profitability, and the effect of credit risk on credit prices and profitability as limiting variables in the banking sector. This research covers all banking companies listed on the Indonesia Stock Exchange, as many as 33 banking companies. There are 8 banking companies whose research methods consist of hypothesis testing with multiple analysis techniques and absolute difference moderation testing. The results showed that changes in information asymmetry and profitability do not affect credit prices, credit risk affects credit prices (positive), and information asymmetry, credit risk, and profitability together affect credit prices (positive), profitability cannot limit (strengthen) credit prices. Asymmetry of information in credit prices. The sale of credit by banks is considered to contain risks. The greater the loan provided by the bank, the greater the credit risk of the bank. More research on credit pricing is needed. versatile and on a larger scale.

Copyrights © 2023




Citation Download
RIS
EndNote, Reference Manager, ProCite
BibTex
Latex, Jabref
Original Source
Download Original
Google Scholar
Check in Google Scholar
Journal Info
Jurnal Darma Agung
Website

Abbrev

jurnaluda

Publisher

Universitas Darma Agung

Subject

Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences

Description

Journal Focus of the Darma Agung Journal is multidisciplinary research to the lecturers, students and related institutions, especially in Indonesia which leads to an increasing in Indonesian Human Development Index. The scope includes collection of the results of research, studies or community ...