Al-bank: Journal of Islamic Banking and Finance
Vol 3, No 2 (2023): July - Desember 2023

Determinant Factors Of Profitability Of Islamic Banks In 2017-2021 With Capital Adequacy Ratio As a Variable Intervening

Eka Wita Sari (IAIN Syaikh Abdurrahman Siddik Bangka Belitung)
Ahmad Irvani (IAIN Syaikh Abdurrahman Siddik Bangka Belitung)
Reka Meilani (IAIN Syaikh Abdurrahman Siddik Bangka Belitung)
Hendra Cipta (IAIN Syaikh Abdurrahman Siddik Bangka Belitung)

Article Info

Publish Date
31 Jul 2023

Abstract

This study aims to analyze the effect of Non Performing Financing (NPF) and Finance to Deposit Ratio (FDR) on Islamic bank profitability mediated by Capital Adequacy Ratio (CAR). This study uses secondary data in the form of panel data (pooled data), which is a combination of cross section data and time series data. The analysis technique uses path analysis. The results showed that FDR has no influence on CAR while NPF affects the CAR of Islamic banks. FDR and NPF directly have no influence on the ROA of Islamic banks. CAR variable is only able to be intervening between NPF and ROA while FDR variable indirectly through CAR variable has no significant effect on ROA of Islamic banks.

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Journal Info
Al-bank: Journal of Islamic Banking and Finance
Website

Abbrev

Albank

Publisher

Institut Agama Islam Negeri Batusangkar

Subject

Economics, Econometrics & Finance

Description

The scope of the albank journal accepts articles in the field of Islamic banking and finance which include: Funding dan Financing Islamic Banking, Sharia Financial Technology, Asset and Liability Management Islamic Banking, Islamic Bank Treasury Management, Islamic Bank Liquidity Management, Islamic ...