Islamic Banking and Finance
Vol 2, No 1 (2022)

PENGARUH PEMBIAYAAN MUSYĀRAKAH TERHADAP TINGKAT PROFITABILITAS BANK UMUM SYARIAH TAHUN 2017-2019

sulfiana lutfiah (IAIN Bone)
Rina Novianty (IAIN BONE)



Article Info

Publish Date
01 Jan 2023

Abstract

This study aims to examine the effect of musyārakah financing on the profitability level of Islamic commercial banks and how much it affects the three-year period through published report data. This study consists of two variables, namely the independent variable which is mūrābahah financing and the dependent variable is the level of profitability. Type of research using quantitative research. The data source in this study is a secondary data source from Islamic commercial banks in the period 2017 to 2019 and analyzed by panel data regression. Based on the results of data testing in the combined test, the effect of musyārakah financing on profitability shows a probability value (X) of 0.0038 where 0.05, then the hypothesis is accepted. So musyārakahini financing has a significant effect on the profitability of the three Islamic commercial banks that have been studied, namely Bank Mega Syariah, Bank BCA Syariah, and Bank Syariah Bukopin.

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Journal Info

Abbrev

ibf

Publisher

Subject

Economics, Econometrics & Finance

Description

Journal IBF (Islamic Banking and Finance) is a scientific journal managed by Islamic banking, the Bone State Islamic Institute of Religion. This journal focuses on major studies in Islamic Finance, Islamic Banking, finance, Islamic Financial Technology, Islamic Accounting and relevant fields of ...