Hut Publication Business and Management
Vol. 1 No. 2 (2022): Hut Publication Business and Management

The Effect of Capital Adequacy Ratio, Loan to Deposit Ratio, and Operational Costs than Operating Revenue on Return on Assets: Study on Conventional Banks in Indonesia

Muhammad Herizal (Universitas Merdeka Malang)
Diana Diana (STIMI Banjarmasin)
Rezti Rezti (STIMI Banjarmasin)
Sri Suryani (STIMI Banjarmasin)



Article Info

Publish Date
30 Apr 2022

Abstract

This study aims to determine the effect of Capital Adequacy Ratio (CAR) and Operating Income Operating Costs (BOPO) on Profitability Return On Assets (ROA) in conventional banks in Indonesia. The data obtained is sourced from financial statements listed on the Indonesia Stock Exchange for the period 2013–2017. Data analysis was carried out using quantitative descriptive statistical methods. From this study, it can be concluded that the results of the Simultaneous Test show that CAR, LDR, and BOPO have a significant simultaneous effect on ROA at conventional banks in Indonesia in 2017 and CAR and BOPO have a partially significant effect on ROA at banks. conventional method in Indonesia in 2017. LDR has no effect on ROA.

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Journal Info

Abbrev

HPBM

Publisher

Subject

Economics, Econometrics & Finance

Description

Hut Publication Business and Management (HPBM) is an online journal published three times a year in april, august, december. It publishes research papers that provide theoretical and practical insights into business and strict management. HPBM aims to provide a forum for dissemination of theoretical ...