Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

Kinerja Keuangan Bank Mega dan Bank Mega Syariah Menggunakan Pendekatan Camel

Rosyida Uswah (Unknown)
Yulia Arif (Universitas Islam Negeri Raden Mas Said Surakarta)



Article Info

Publish Date
09 Feb 2024

Abstract

This research aims to compare the financial performance between Bank Mega and Bank Mega Syariah during the 2018-2022 period using the CAMEL approach. The research method used is descriptive comparative through a quantitative approach. The data used are Bank Mega and Bank Mega Syariah quarterly reports for the 2018-2022 period. The results of descriptive statistical tests show that the majority of the financial ratios of the two banks are in the good or very good category based on applicable standards. However, the results of hypothesis testing using the Mann-Whitney U Test indicate that there are significant differences in financial performance between the two banks. Bank Mega has better performance in terms of CAR, ROA, BOPO and LDR ratios, while there is no significant difference in the NPL ratio between the two banks.

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Journal Info

Abbrev

alkharaj

Publisher

Subject

Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies ...