Journal of Applied Data Sciences
Vol 4, No 4: DECEMBER 2023

Applying Structural Equation Modeling for Accessing Mobile Banking Service Quality and Customer Satisfaction: A Case Study in Vietnam

Nguyen Quoc Huy (Lac Hong University (LHU), Vietnam)
Lu Phi Nga (Lac Hong University (LHU), Vietnam)
Phan Thanh Tam (Lac Hong University (LHU), Vietnam)



Article Info

Publish Date
05 Dec 2023

Abstract

Mobile Banking allows customers to use mobile devices and smartphones to conduct banking transactions anytime, anywhere. On the other hand, Mobile banking is a service product that brings high business efficiency, does not cost much, creates initiative for users, reduces pressure on over-the-counter transactions and has little risk, so developing developing mobile banking services brings great benefits to banks. Therefore, using scientific and technological achievements, particularly information technology, electronics, and telecommunications, has had a significant impact on daily life, the economy, and society, changing people's awareness and production and business methods in a wide range of fields and industries, including financial-banking services. In order to address the aforementioned analytical concerns, the authors performed a survey of 650 individual consumers who use mobile banking services at ten commercial banks in Vietnam. The authors employed structural equation modeling and data processing tools SPSS 20.0, Amos. Customer satisfaction is influenced by five elements, according to the findings: dependability, responsiveness, empathy, competence, and tangibles. The findings of the article had a significant reliability influence on individual customer satisfaction, with a significance level of sig 0.01. Finally, the study uniqueness validates ideas regarding customer satisfaction and service quality drivers, as well as the need of flexibly implementing customer satisfaction research policies.

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Journal Info

Abbrev

JADS

Publisher

Subject

Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management

Description

One of the current hot topics in science is data: how can datasets be used in scientific and scholarly research in a more reliable, citable and accountable way? Data is of paramount importance to scientific progress, yet most research data remains private. Enhancing the transparency of the processes ...