JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan
Vol. 6 No. 1 (2022): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)

BUSINESS CAPITAL IN BTPN SHARIA BRANCH LHOKSUKON DISTRIBUTION: IN THE ISLAMIC ECONOMIC ETHICS PERSPECTIVE

Taufiq (Faculty of Islamic Economics and Business – IAIN Lhokseumawe)
Yoesrizal M. Yoesoef (Faculty of Islamic Economics and Business – IAIN Lhokseumawe)
Miftahul Husna (Faculty of Islamic Economics and Business – IAIN Lhokseumawe)



Article Info

Publish Date
10 Jun 2022

Abstract

This study aims to analyze the business capital distribution system by National Pension Savings Bank (BTPN) Sharia Lhoksukon Branch Office which is focused on women in the Lhoksukon village, North Aceh. This research is qualitative research with descriptive analysis approach which is a field study (Field Research). Data sourced from primary data and secondary data. The results show that the capital distribution mechanism is in accordance with the distribution procedures carried out by Islamic Financial Institutions (LKS) in general. However, in practice there are still deviations that occur where National Pension Savings Bank (BTPN) Sharia is still implementing a revenue sharing system that is not in accordance with the initial provisions. On the other hand, customers are still committing fraud by manipulating business ownership information and also not using the given capital as business capital.

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Journal Info

Abbrev

jeskape

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Social Sciences

Description

Journal of Islamic Economics, Accounting and Banking (JESKaPe) is a scientific journal published by the Faculty of Islamic Economics and Business - IAIN Lhokseumawe. This journal serves as a forum for research results both conceptually and technically related to the scope of Islamic Economics, ...