Jurnal Mantik
Vol. 7 No. 4 (2024): February: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)

Mitigating bad debt risk through the implementation of risk management at the Regional Bank of North Sumatra

Nurhaflah Soraya (Politeknik Negeri Medan, Indonesia)
Khairi Anshor (Politeknik Negeri Medan, Indonesia)



Article Info

Publish Date
28 Feb 2024

Abstract

Bank operational activities have a significant impact on the economy and therefore require regulations that can minimise potential risks that may occur. The purpose of this study is to review the implementation of risk management in depth at the Regional Bank of North Sumatra. This study uses secondary data from annual reports published during 2018-2022. This research is a descriptive research that will be described through data on credit risk, risk management and bad debts. The results of this study indicate that the Regional Bank of North Sumatra has successfully implemented risk management well even though there are some limitations in the process.

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Journal Info

Abbrev

mantik

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Languange, Linguistic, Communication & Media

Description

Jurnal Mantik (Manajemen, Teknologi Informatika dan Komunikasi) is a scientific journal in information systems/informati containing the scientific literature on studies of pure and applied research in information systems/information technology,Comptuer Science and management science and public ...