Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)

Pengaruh Faktor Spesifik Bank dan Faktor Makroekonomi terhadap Pertumbuhan Laba Perbankan di Indonesia

M. A. Emeraldy Rajaya (Unknown)
Isni Andriana (Universitas Sriwijaya)
Kemas Muhammad Thamrin (Universitas Sriwijaya)

Article Info

Publish Date
01 Jun 2024

Abstract

This study aims to determine the influence between bank-specific factors and macroeconomic factors on banking profit growth in Indonesia. The population in this study were all banking sector companies listed on the Indonesia Stock Exchange (IDX) in 2015-2022, namely 47 banking sector companies with a research sample of 9 companies. Using a panel data approach, this study places bank-specific factors and macroeconomic factors as independent variables consisting of return on assets (ROA), loans to deposit ratio (LDR), non-performing loans (NPL), inflation, interest rates and exchange rates. Data was collected from the Indonesia Stock Exchange (BEI), Bank Indonesia and BPS. The results showed that ROA has a significant positive effect on profit growth. LDR has no effect on profit growth and NPL has a significant negative effect on profit growth. Inflation has a significant positive effect on profit growth while interest rates and exchange rates have no effect on profit growth.

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Journal Info
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Website

Abbrev

alkharaj

Publisher

Institut Agama Islam Nasional Laa Roiba Bogor

Subject

Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

Description

Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies ...