Jurnal Ilmiah Global Education
Vol. 4 No. 2 (2023): JURNAL ILMIAH GLOBAL EDUCATION, Volume 4 Nomor 2, Juni 2023

DAMPAK LITERASI KEUANGAN DAN SIKAP KEUANGAN TERHADAP PERILAKU PENGELOLAAN KEUANGAN DENGAN NIAT SEBAGAI VARIABEL MEDIASI

Sukma Irdiana (Institut Teknologi dan Bisnis Widya Gama Lumajang)
Kurniawan Yunus Ariyono (Institut Teknologi Dan Bisnis Widya Gama Lumajang)
Kusnanto Darmawan (Institut Teknologi Dan Bisnis Widya Gama Lumajang)



Article Info

Publish Date
11 Jun 2023

Abstract

This study aims to examine and analyze the impact of Financial Literacy and Financial Attitudes on Financial Management Behavior with Intentions as Intervening Variables. This research is quantitative research with data collection techniques using a questionnaire. The sample is 140 respondents. The sampling technique used is purposive sampling with predetermined criteria, namely people who earn at least IDR 3,000,000 per month. Processing primary data using statistical analysis techniques Package for Social Science (SPSS) with multiple regression analysis methods, path analysis and sobel test. The results of this study indicate that financial literacy has a negative but not significant effect on intentions, while financial attitudes have a positive and significant effect on intentions. Furthermore, financial literacy and intention have a positive but not significant effect on financial management behavior, while financial attitudes have a positive and significant effect on financial management behavior. In addition, the results of the study show that intention is not able to mediate financial literacy on financial management behavior but intention is able to mediate financial attitudes on community financial management behavior with a significant influence.

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Journal Info

Abbrev

jige

Publisher

Subject

Computer Science & IT Economics, Econometrics & Finance Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences

Description

Jurnal Ilmiah Global Education is a peer-reviewed, open access, and online journal about research, reports, book reviews, and commentaries on all aspects of Education, Economy, Engineering, Computer, Health, Humanities, Religion, Law, Science and Social studies. Jurnal Ilmiah Global Education is ...