Journal of Economic Development and Village Building
Vol. 1 No. 2 (2023)

THE INFLUENCE OF FINANCIAL LITERACY AND FINANCIAL INCLUSION TOWARDS MSME PERFORMANCE (A Case Study of Pananjung Market Shophouses' Owners)

Matthew Giovanni Hasiholan (Institut Teknologi Bandung)
Ana Noveria (Institut Teknologi Bandung)

Article Info

Publish Date
30 Nov 2023

Abstract

This study researches the effect of financial literacy and financial inclusion simultaneously on the performance of MSMEs that have been relocated to Pananjung Market in Pangandaran Regency.  The type of research used in this research is descriptive and verification. The object studied in this study is the performance of UMKM shophouses in Pananjung Pangandaran Market. Researchers decided to use the number of MSME owners who were in the Pananjung Market Ruko as a sample of 40 people.  Financial literacy was found to have a partial impact on the MSME performance of the MSME owners of Pananjung Market Shophouses based on the partial test (t test) conducted in this study. Secondly, the MSME performance of Pananjung Pangandaran Market Shophouse MSME owners is also partially influenced by financial inclusion. The results of this study's simultaneous test (F test) indicate that financial inclusion and financial literacy have a simultaneous impact on the MSME performance of the MSME owners of Pananjung Market Shophouses.

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Journal Info
Journal of Economic Development and Village Building
Website

Abbrev

jedvb

Publisher

Politeknik Siber Cerdika Internasional

Subject

Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering

Description

This journal contains articles and research results. The scope of the research includes: general economics and teaching, public economic, law and economics, building village, economic village, Business admiration and business economics: marketing, accounting; personel ...