Al-Fadilah: Islamic Economics Journal
Vol. 1 No. 1 (2023)

Implementation Of Wadiah Agreements In Indonesian Hajj Savings Products At Bank Syariah Indonesia KCP Cinunuk

Santi Nur Rohmah Agustiani (Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sunan Gunung Djati Bandung)



Article Info

Publish Date
21 Nov 2023

Abstract

The purpose of this research is to find out how the wadiah contract is implemented in Indonesian Hajj savings products at Bank Syariah Indonesia KCP Cinunuk. The method of this research uses descriptive qualitative methods. From the results of research that has been carried out, the wadiah contract that will be used in the Indonesian Hajj savings product at Bank Syariah Indonesia KCP Cinunuk is the wadiah yad adh-dhamanah contract. With the provisions, customers must reach the Hajj savings target of twenty-five million rupiah, if they do not reach this target then the customer cannot withdraw the money entrusted to the bank. As a deposit recipient, the money that the customer deposits with the bank can be managed by the bank and distributed back to the community in the form of a loan. From the results of the distribution of funds, profits obtained by the bank will be returned to the customer (the depositor) in the form of a bonus that has not been previously agreed upon.

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Journal Info

Abbrev

i

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

The aim of this journal publication is to disseminate the conceptual thoughts or ideas and research results that have been achieved in the area of Islamic Economics particularly focuses on the main problems in the development of the sciences of islamic economics areas as follows: Islamic Finance ...