JUPIIS: Jurnal Pendidikan Ilmu-ilmu Sosial
Vol 6, No 2 (2014): JUPIIS: Jurnal Pendidikan Ilmu-ilmu Sosial

Faktor-Faktor yang Mempengaruhi Penyaluran Kredit pada Bank Umum Periode 2008-2012

Hasyim, Diana ( Jurusan Manajemen, Fakultas Ekonomi, Universitas Negeri Medan, Indonesia)



Article Info

Publish Date
05 Nov 2015

Abstract

This research purposes to understand the direct and indirect impact of ‘Third Party Funds’, ‘Non Performance Loan’, ‘Return On Assets’ and ‘Capital Adequacy Ratio’ to Banking Lending. Population of the research is ‘go public’ commercial bank in Indonesia in which 23 of them taken as sampel of research which were selected purposively based on the assumption that they became ‘go public’ in the period of 2008-2012. Whereas, the data analyzed by path analysis technique, while both ‘t-test’ and ‘correlation test’ were used in testing of hypothesis. Then, the finding shows that both variable of ‘third party funds’ and ‘return on assets’ impact significantly to ‘Capital Adequacy Ratio’. Furthermore, the ‘Third Party Funds’ and ‘return on assets’ impact positively to the Banking Lending, while Non-Performance Loan and Capital Adequacy Ratio impact significant negatively to Banking Lending

Copyrights © 2014






Journal Info

Abbrev

jupiis

Publisher

Subject

Education Social Sciences

Description

JUPIIS is a Journal of Social Science Education for information and communication resources for academics, and observers of Educational Social Sciences, Social Sciences, Political Sciences, Methodology of Social Sciences and Social Work. The published paper is the result of research, reflection, and ...