Jurnal Penelitian Ekonomi dan Bisnis
Vol 1, No 2 (2016): Jurnal Penelitian Ekonomi dan Bisnis

KOMPARASI TINGKAT KESEHATAN DUAL BANGKING SISTEM ANTARA DIVISI KONVENSIONAL DAN SYARIAH DI INDONESIA

Rohimah Rohimah (Fakultas Ekonomi dan Bisnis, Universitas Ahmad Dahlan)
Rifki Khoirudin (Fakultas Ekonomi dan Bisnis, Universitas Ahmad Dahlan)



Article Info

Publish Date
21 Aug 2016

Abstract

This research aims to know the level of health ratio of conventional banks and islamic banks in Indonesia that have Dual Banking System. The sample of this research is 25 conventional bank and 24 islamic bank. This type of research is quantitative research. This research was analyzed using RGEC approach. The variables that used in this research consisted of Risk Profile factor assessed with NPL ratio and LDR of Earning factors assessed by ROA and BOPO ratio, and Capital factor was assessed through CAR ratio. Hypothesis testing in this study using independent sample t-test. From the calculation of the health level of banks, conventional banks are healthier than islamic banks. While the results obtained by using independent test sample t-test in this study showed that the ratio of NPL and CAR there is no significant difference. While the ratio of LDR, ROA, and BOPO there are significant differences.Keywords : Risk Profil; Earning; Capital

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Journal Info

Abbrev

jpeb

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

JPEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of management, economics, accounting, and islamic economics. JPEB is accept your manuscript both written in Indonesian or ...