JURNAL MANAJEMEN MOTIVASI
Vol 14, No 2 (2018): Jurnal Manajemen Motivasi

Analysis of factors affecting student Bidik Misi savings behavior

Suri Amilia (Universitas Samudra)
Tengku Putri Lindung Bulan (Universitas Samudra)
Muhammad Rizal (Universitas Samudra)



Article Info

Publish Date
12 Nov 2018

Abstract

The objective of the research was to find out the financial literacy, socialization of parents, peers, and self-control influence of the saving behavior of bidik misi students on Fakultas Ekonomi - Universitas Samudra. The research type is quantitative descriptive that comes from primary data and secondary data. Data collection techniques conducted by distributing questionnaires with a Likert scale with the number of respondents as many as 201 people. Data analysis method using multiple linear regression, with multiple linear regression analysis equation in research are: Y = 7,672 + 0,201X1 + 0,403X2 + 0,049X3 + 0,387X4. The value of Adjusted R Square obtained by 0,328 or 32,8% indicates the ability of financial literacy variables, socialization of parents, peers, and self-control in explaining the saving behavior of 32,8%, while the remaining 67,2% is influenced by other factors not researched. Significant value for financial literacy is 0,009 < alpha 0,05, financial literacy variable has a significant effect of the saving behavior, and the hypothesis accepted. Significant value for the socialization of parents 0,000 < alpha 0,05, Variables of socialization of parents significantly influence the saving behavior. Thus the hypothesis accepted. Significant value for peers of 0,550 > alpha 0,05, Peer variables significantly influence the behavior saving. Thus the hypothesis is rejected. Significance value for self-control 0.000 < alpha 0,05, Self-control variable have a significant effect on the saving behavior, and the hypothesis accepted.

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Journal Info

Abbrev

jm_motivasi

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

Jurnal Manajemen Motivasi (JMM) adalah Jurnal Ilmiah Fakultas Ekonomi dan Bisnis Universitas Muhammadiyah Pontianak yang diterbitkan secara berkala 2 (dua) kali dalam satu tahun (Juni dan Oktober) sebagai sarana untuk menyebarluaskan hasil penelitian dan ilmu pengetahuan di bidang ilmu manajemen ...