Jurnal Finansial dan Perbankan aims to foster leading scientific research on finance. It provides a central and independent forum for the critical evaluation and dissemination of research and to publish the highest quality research with evaluation, evidence and conclusions that are relevant to finance and banking while engaging finance scholars and practitioners. Jurnal Finansial dan Perbankan places a strong emphasis on both knowledge and practice, facilitating the exchange of ideas and discoveries on research issues. The journal is intended to give both an academic and practical focus, reflecting the trends, interests in on going strategic initiatives, phenomenon related to finances.