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Joy Elly Tulung
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JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi)
ISSN : 23563966     EISSN : 26212331     DOI : -
Core Subject : Science,
Arjuna Subject : -
Articles 5 Documents
Search results for , issue "Vol 4, No 2 (2017): JMBI VOL 4 NO 2" : 5 Documents clear
EKSPLORASI RESPON PERENCANAAN DAN PENGELOLAAN KEUANGAN KELUARGA (Kasus IbM Kelompok PKK di Lingkungan X Kelurahan Malalayang Satu) Saerang, Ivonne S.; Maramis, Joubert B
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 4, No 2 (2017): JMBI VOL 4 NO 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v4i2.17982

Abstract

Peserta memahami mengapa perencanaan dan pengelolaan keuangan keluarga menjadi hal yang penting. Mereka menyadari bahwa tanpa perencanaan dan pengelolaan keuangan keluarga (apalagi pemisahan antara keuangan bisnis keluarga dan non bisnis keluarga) menjadi hal penting dalam keberlanjutan ekonomi keluarga mereka..Peserta memahami dan ingin mengaplikasikan siklus keuangan keluarga ini dimasa depan. Peserta mereka merasa sulit untuk menabung dan berinvestasi karena sebagian besar merasa pendapatan mereka tidak cukup atau mampu untuk menabung dan investasi. Namun pematari meyakinkan bahwa untuk pengeluaran konsumsi harus yang dibutuhkan saja, jangan yang diinginkan. Peserta mulai memahami ternyata selama ini mereka membeli yang diinginkan bukan dibutuhkan. Kata Kunci: pengelolaan, perencanaan, keuangan keluarga, PKK
IMPACT MICROFINANCE CREDIT ACCESS TO IMPROVE HOUSEHOLD WELFARE : EVIDENCE LONGITUDINAL DATA Prihantono, Gigih .
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 4, No 2 (2017): JMBI VOL 4 NO 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v4i2.17979

Abstract

Evidence on microfinance services these days ironically shows a great preference for savings products rather than credit products by households. For some authors, this phenomenon is explained by the fact that microfinance products, and especially loans, from formal microfinance institutions do not fit the households demand. This paper first presents evidence on the observed phenomenon in Indonesia microfinance sector. Second, it analyses the Indonesia credit market so as to understand the determinants of the choice for credits from formal sources versus informal sources. The results reveal the size of the loan, agricultural purpose, the geographical area where households live and ethnicity as factors influencing the choice for formal sources. Keywords : microfinance Credit access,household
Entrepreneurship and Household Income In Kotamobagu and Bolaang Mongondow Kindangen, Paulus .; Tumiwa, Johan .
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 4, No 2 (2017): JMBI VOL 4 NO 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v4i2.17984

Abstract

The City of Kotamobagu and Regency of Bolaang Mongondow are two selected regions for this research. The respondents of this research are the head of households and/or housewives.The respondents were chosen purposively which are those of at least junior high school education. From 3 villages and 3 kelurahan (kelurahan is a village-level adminitrative region in a city), 60 households were chosen as respondent base. Thus, in average, 10 households were chosen from every village and kelurahan.The result of reseach shows that every independent variable – commitment and perseverance, initiative and action, and adaptive ability – does have positive and significant partial influence on household income in Kotamobagu and Bolaang Mongondow. It also shows that all the independent variables simultaneously influence household income positively and significantly.Keywords : household income, entrepreneurship, commitment and perseverance, initiative and action, and adaptive ability.
IbM TENTANG PELATIHAN DAN PENGEMBANGAN MENJADI ENTREPRENEUR BERBASIS TEKNOLOGI INFORMASI PADA MITRA USAHA LAUNDRY DI DESA PINELENG I Trang, Irvan .
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 4, No 2 (2017): JMBI VOL 4 NO 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v4i2.17980

Abstract

Tujuan dari pengabdian kepada masyarakat ini adalah untuk memberikan penyuluhan, pelatihan dan pengembangan bagi mitra usaha laundry yang ada di Desa Pineleng I. Metode pendekatan dan pelaksanaan oleh tim Ipteks bagi masyarakat (IbM) adalah untuk mendukung realisasi program ini dengan mengadakan penyuluhan, pelatihan dan pengembangan. Penerapan program ini ditempuh dengan cara penyuluhan, pelatihan dengan metode praktis, studi kasus, latihan-latihan serta pengembangan. Kata Kunci: Pelatihan, Pengembangan, Entrepreneur,Teknologi Informasi, Mitra Usaha Laundry, Desa Pineleng
THE EFFECTIVITY OF CREDIT FOR BUSINESSES PROGRAM (KUR) DISTRIBUTION IN MALUKU AND MALUKU UTARA PROVINCES IN PERIOD OF 2010-2014 Munandar, Yusuf .
JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi). Vol 4, No 2 (2017): JMBI VOL 4 NO 2
Publisher : FEB Universitas Sam Ratulangi Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35794/jmbi.v4i2.17981

Abstract

This research is conducted to know and explain the trend of effectivity of CfB distribution in period of 2010-2014 in Maluku Province and Maluku Utara Province. The research show that the trend of effectivity of CfB distribution in period of 2010-2014 in Maluku Province was decreasing that is the mistargeted ratio in 2014 as 1,57% was higher than the mistargeted ratio in 2010 as 0,00% and the trend of effectivity of CfB distribution in period of 2010-2014 in Maluku Utara Province was increasing that is the mistargeted ratio in 2014 as 1,85% was much lower than the mistargeted ratio in 2010 as 23,54%.Keywords : Credit for business, economic development, productive sector, poverty, working capital.

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