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Al-Infaq : Jurnal Ekonomi Islam
Published by Universitas Ibn Khaldun Bogor
ISSN : 20872178     EISSN : 25796453     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 6 Documents
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Search results for , issue " AL-INFAQ | VOL. 8 NO.1 JUNE 2017" : 6 Documents clear
ANALYSIS OF THE FATWA MECHANISM OF DSN-MUI APPLICATION NO. 29 / DSN-MUI / VI / 2002 HAJJ CREDIT FINANCING IN ISLAMIC FINANCIAL INSTITUTIONS Paramita, Sinta; Ibdalsyah, Ibdalsyah; Hakiem, Hilman
AL-INFAQ AL-INFAQ | VOL. 8 NO.1 JUNE 2017
Publisher : Ibn Khaldun University, Bogor

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Abstract

 Fatwas authority on sharia economy in Indonesia is under the National Sharia Council of Majelis Ulama Indonesia (DSN-MUI). The existence of DSN-MUI outside the central bank structure makes the fatwa authority independent, more credible and nationally recognized in issuing decisions and fatwas related to sharia issues faced by banks and other Islamic financial institutions. In some sharia banks there are different practices. Especially for the management of pilgrimage involving many sectors in it how compliance with the fatwa which has been determined by the National Sharia Council. Though banks are basically not only as a place to seek profit or invest for this world alone but as a way to get closer to Allah SWT. This research will examine the application of Fatwa DSN-MUI No.29 / DSN-MUI / VI / 2002 about Hajj Credit Financing by Islamic Finance Institutions at PT. BPRS Amanah Ummah Leuwiliang Bogor. Research use qualitative approach method with type of qualitative empirical research. The results from this study are administration service of pilgrimage and hajj credit financing on cost of hajj travel in BPRS Amanah Ummah for both features and product details based on sharia is permitted in accordance with the Fatwa DSN-MUI. 29 / DSN-MUI / VI / 2002 about Hajj credit financing in Islamic financial institution. PT. BPRS Amanah Ummah is expected to seek a better system, modern and practical in packing this product. Thus, it can attract prospective customers or prospective pilgrims.
A SURVEY ON ISLAMIC PRODUCTION THEORY Ayuniyyah, Qurroh; Hambari, Hambari
AL-INFAQ AL-INFAQ | VOL. 8 NO.1 JUNE 2017
Publisher : Ibn Khaldun University, Bogor

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Abstract

 AbstractIslamic economics has been growing immensely for almost four decades since the First International Conference on Islamic Economics held in Makkah in February 1976. Many improvements on developing Islamic economics as an independent discipline have been done by many scholars. For instance, there are scholars that attempt to develop Islamic economics from the point of view of fiqh (jurisprudence) and some try to cultivate it from the economic approach. The latter’s effort is to critically integrate between Islamic heritage and modern economics in order to establish such discipline. This actually is the part of the realization of Islamization of Knowledge (IOK) agendas as proposed by Al-Attas and Al-Faruqi.  One of the major challenges faced by Islamic economics theory is to build microeconomic concept rather than its macroeconomic counterpart. Correspondingly, it is commonly known that one of the most important microeconomic concepts includes the actions done by producers in order to execute production in the economy. This paper, hence, aims to present the production theory from the Islamic economics perspective. It provides economic thought from several contemporary Islamic economists including Muhammad Abdul Mannan, Muhammad Nejatullah Siddiqi, and many more.                 
Editorial Team manager, all infaq
AL-INFAQ AL-INFAQ | VOL. 8 NO.1 JUNE 2017
Publisher : Ibn Khaldun University, Bogor

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Abstract

     
SATISFACTION ANALYSIS OF TWO - ACCOUNT HOLDER’S CUSTOMER (SAVINGS OF SHARIAH BANKS AND CONVENTIONAL BANKS) Juharina Aulia, Dita Siti
AL-INFAQ AL-INFAQ | VOL. 8 NO.1 JUNE 2017
Publisher : Ibn Khaldun University, Bogor

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Abstract

AbstractThis study attempts to analyze the customer’s satisfaction and preference of banking services. Characteristics of respondents are a customer holding savings accounts in Islamic banks and conventional banks. The method used to analyze customer satisfaction is the Customer Satisfaction Index (CSI) and Importance Performance Analysis (IPA).The method will produce how satisfied customers who have accounts in Islamic and conventional banks. Meanwhile, to measure the clients preferences is using Analytical Hierarchy Process (AHP). This method would be known to the clients preferences in using banking services, be it Islamic or conventional banks. The results showed that customer satisfaction in Islamic banks is 72.03%, while customer satisfaction conventional bank is 73.11%. Customer preferences in selecting Islamic banks are 48% while customer preferences in selecting conventional banks are 49%. Based on the research, satisfaction and customer preference is still higher in the conventional banks than in Islamic banks. This also shows that there are still many people who have the mindset of a rational economic interest even though they are aware that the bank has elements which are not good in religion or economically in the long term.       
THE INFLUENCE OF SOCIAL STRESSORS ON JOB PERFORMANCE WITH THE ROLE OF STRAIN AS MEDIATOR IN BTN BOGOR Ramadhan, Gusti Muhammad
AL-INFAQ AL-INFAQ | VOL. 8 NO.1 JUNE 2017
Publisher : Ibn Khaldun University, Bogor

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Abstract

The focus of this study is to examine the factors that influence job performance of BTN Bogor employees by analyzing several variables namely, interpersonal conflict, organizational politics, and also the potential mediating role of strain between stressors and job performance. This study is using quantitative descriptive analysis. The results showed that interpersonal conflict has significant influence on strain and job performance. However, there was no evidence supporting that organizational politics has significant influence on job performance, and strain as the mediator of stressors and job performance.
THE ANALYSIS OF LOAN REPAYMENT BEHAVIOR ON SHARIA BANKS’ DEBTORS Soleh, Imron
AL-INFAQ AL-INFAQ | VOL. 8 NO.1 JUNE 2017
Publisher : Ibn Khaldun University, Bogor

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Abstract

The aim of this study is to analyze the debtors’ behavior of sharia banks. The analysis is based on literature review from various studies related to the case study of sharia banks debtors’ behavior in Indonesia. The result shows that there are four main aspects of banking behavior, e.g., asymmetric information, character of customer, content of the contract, and monitoring. The customers have high awareness to pay their debt to the bank, unfortunately they need continuous supports from the banks such as intensive monitoring and supervision. Beside these two kinds of support, the banks also need to socialize and warn customers to read the contract carefully. Understanding the contract (Aqd) is the most important aspect to ensure the financing is repaid well by the customers.

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