Iqtishoduna: Jurnal Ekonomi Islam
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
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<![CDATA[Analysis of Economic Potential as a Basis for Determining The Development of The City of Kediri Post Covid-19 Pandemic and Its Implications for The Sharia Economy ]]>
<![CDATA[Naning Fatmawatie]]>;
<![CDATA[Cecep Soleh Kurniawan]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.1713
<![CDATA[The aims of this research to analyze what economic sectors are potential and superior in Kediri City after the Covid-19 pandemic and its implications for the Sharia Economy. This research uses a quantitative descriptive approach. The data used in this research is primary data, namely data from interviews with BAPPEDA and the City Economic Section, representatives of entrepreneurs representing types of business fields, BAZNAS and the Amil Zakat Institution (LAZ). The results of this research show that 1 sector is classified as advanced and growing fast, 7 sectors are classified as fast growing, 8 sectors are advanced but under pressure and 2 sectors tend to be lagging behind. There are 7 sectors classified as superior, while the others are classified as not superior. The implication for Sharia Economics is that with a joint commitment to expand financial inclusion in the MSME sector, Islamic financial institutions play a real role in developing MSMEs. Advanced MSMEs will of course lead to the presence of social funds that are typical of the sharia economic system, namely zakat, infaq and shadaqah. Where the management of social funds is carried out by BAZNAS and LAZ and distributed to poor and underprivileged communities.]]>
<![CDATA[New Direction for Green Economics Through The Development of Global Islamic Economics: A Bibliometric Analysis ]]>
<![CDATA[Siti Harizah]]>;
<![CDATA[Achmad Sani Supriyanto]]>;
<![CDATA[Masyhuri]]>;
<![CDATA[Moch Mahsun]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.1879
<![CDATA[Green economics is the study of sustainable economic transformation with environmentally friendly principles. Many studies that position green economics discuss the energy transition and the influence of technological and scientific developments, including from the perspective of policy studies from the political realm. However, of the many articles, only a few specifically discuss topics with a legal perspective and Islamic economic principles. Even though the basic foundation of maqashid sharia is an essential element in protecting the environment and being sustainable, this research aims to see the extent of Islamic studies in the green economics sector. From the results of the bibliometric analysis, researchers also see many gaps between the green economy and the Islamic economy, one of which is in terms of sharia management, halal industry, sharia finance, social finance, sharia management still focuses on energy transformation and even though the governance side still has uncertain benchmarks. Meanwhile, the halal industry only discusses the term green supply chain. From various existing studies, the research only focuses on sustainable economic theory, while the discussion on Islamic-based green economics is not very in-depth and specific.]]>
<![CDATA[The Influence of Islamic Branding , Religiousity, and Fashion Trends on Islamic Fashion Purchase Decisions ]]>
<![CDATA[Arasy Fahrullah]]>;
<![CDATA[Fina Lailiz Zulfa]]>;
<![CDATA[Moch. Khoirul Anwar]]>;
<![CDATA[Ahmad Ajib Ridlwan]]>;
<![CDATA[Ach. Yasin]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.1894
<![CDATA[This study aims to investigate the influence of Islamic branding, religiosity, and fashion trends on the purchasing decisions of Islamic fashion among students in Surabaya. The research employs a quantitative approach with multiple linear regression analysis techniques. Primary data was collected through questionnaire distribution. The research sample consisted of 100 randomly selected respondents based on specific criteria using purposive sampling techniques. The results indicate that Islamic branding and fashion trends partially influence the purchasing decisions of Islamic fashion, while religiosity does not have a partial effect on purchasing decisions. The coefficient of determination testing results show that Islamic branding, religiosity, and fashion trends collectively account for 50.2% of the variance in purchasing decisions for Islamic fashion. This study can provide insights for businesses to develop more effective marketing strategies. These findings underscore the importance of additional factors such as product quality, lifestyle, price, and the role of celebrities and influencers in future research.]]>
<![CDATA[The Urgency of Halal Slaughterhouses Concept with a Green Economy Approach ]]>
<![CDATA[Hikmatul Hasanah]]>;
<![CDATA[Babun Suharto]]>;
<![CDATA[Khamdan Rifa’i]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.2187
<![CDATA[The reality in the field is that the implementation of halal in slaughterhouses has not yet fulfilled its tayyib, this is because Sharia rules have not yet been entrenched and community traditions are still attached. This research aims to put forward the idea of a halal slaughterhouse concept with a green economy approach which is expected to be applied to slaughterhouses in all regions, using qualitative research methods and library research. So this article puts forward the concept of halal abattoirs with a green economy approach because halal abattoirs alone do not guarantee their tayyib, so support is needed that can be accepted by abattoir managers. Green economy is important to include in the concept of halal slaughterhouses because green economy is not a commitment to religious teachings, but a global agreement that allows it to be accepted by society in general with different religious backgrounds. The research results show that the green economy supports sustainable development without causing environmental damage and does not conflict with Islamic concepts, but is in line with maqasid sharia.]]>
<![CDATA[Pawn ]]>
<![CDATA[Nurul Setianingrum]]>;
<![CDATA[Nur Hidayat]]>;
<![CDATA[Rizky Insani Taqwim]]>;
<![CDATA[Rini Rahmawati]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.2296
<![CDATA[This study aims to analyze the impact of halal tourism on the economy of East Java. The findings show that the halal tourism industry has a positive effect on the culinary, hospitality and transportation sectors, as well as creating new jobs. East Java's diverse tourist destinations, government support, and public awareness of the importance of sharia tourism have contributed to the growth of the halal tourism industry. However, challenges such as infrastructure and facilities, the quality of halal tourism services need to be overcome. The research implications suggest that the government and tourism industry players must intensify their efforts to meet the demands of Muslim tourists by increasing the quality and quantity of facilities such as halal hotels and restaurants, providing information and services that are easily accessible to tourists, and increasing training and certification of tourism industry players. The study concluded that the progress of halal tourism in East Java could have a wider positive impact, such as increasing community welfare, increasing regional income, and improving relations between various communities. The originality of the research lies in the local context of East Java, which can yield different results. Additionally, East Java has the second-best economic growth in Indonesia.]]>
<![CDATA[Musharakah Mutanaqisah in Indonesia and Malaysia: Fatwa Institution, Regulation, and Recent Practice ]]>
<![CDATA[Istianah Zainal Asyiqin]]>;
<![CDATA[Muhammad Khaeruddin Hamsin]]>;
<![CDATA[Rizaldy Anggriawan]]>;
<![CDATA[Ahmad Fanani]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.2302
<![CDATA[Musha>rakah Mutana>qis}ah (MMQ) is one of the developments of Musyarakah’s contract-based products. MMQ can be applied as an Islamic banking financing product where the portion of the share of one of the partners is diminished due to the gradual purchase or commercial transfer to the other partner. The articles aims to investigate the regulatory frameworks pertaining to MMQ in Indonesia and Malaysia. It also compares the associated institutions with the authority to issue regulations and policies surrounding the practice of MMQ. Furthermore, it analyzes and investigates a number of critical issues concerning the implementation of MMQ in both countries. This study is doctrinal legal research. It comprises on principle of law, legal systematic, synchronization of law, and legal history. The author also used statutory, conceptual, and comparative approaches. The result of the study shows that the regulatory framework in both countries was quite sufficient to accommodate the needs of MMQ costumers and practitioners. Therefore, The study's novelty lies in its comprehensive comparative analysis of the regulatory frameworks and practices surrounding MMQ in Indonesia and Malaysia.]]>
<![CDATA[Survey Study on Fraud Prevention Disclosure Measurement at State Islamic Universities in Indonesia ]]>
<![CDATA[Sri Wulandari]]>;
<![CDATA[Andi Irfan]]>;
<![CDATA[Nor Balkish Zakaria]]>;
<![CDATA[Mujahidin]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.2305
<![CDATA[This study aims to research the extent of information prevention fraud disclosed at PTKIN throughout Indonesia through a theory agency. Types of research This study is quantitative descriptive with descriptive statistical methods and tests of Kruskal Wallis. Amount of the sample in the study This is 34 PTKINs, categorized as "very good/good "PTKINs. The collection of this data uses the existing information on the PTKIN website. Research data This was analyzed using the SPSS V.23 program. Results study. This shows that based on an analysis of content information prevention fraud revealed on the website, each PTKIN uses the Fraud Prevention Disclosure Index (FPDI), which found that PTKIN in Indonesia, on average, reveals 79 items out of 100 FPDI items. Overall, the level of disclosure for PTKIN in Indonesia is sufficient. PTKIN in Indonesia is already Very strong in Index Disclosure Prevention Fraud, including integrity, rules, internal audit, core values, scholarship, maintenance awareness, procedures, response research, and prevention strategies fraud.]]>
<![CDATA[The Contribution of The Halal Tourism Sector to East Java's Economic Growth ]]>
<![CDATA[Muhammad Nizar Nizar]]>;
<![CDATA[Ririn Ririn Tri Ratnasari]]>;
<![CDATA[Indrianawati Usman]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.2314
<![CDATA[This study aims to analyze the impact of halal tourism on the economy of East Java, Indonesia. This study uses a qualitative approach. The findings show that the halal tourism industry has a positive effect on the culinary, hospitality and transportation sectors, as well as creating new jobs. East Java's diverse tourist destinations, government support, and public awareness of the importance of sharia tourism have contributed to the growth of the halal tourism industry. However, challenges such as infrastructure and facilities, the quality of halal tourism services need to be overcome. The research implications suggest that the government and tourism industry players must intensify their efforts to meet the demands of Muslim tourists by increasing the quality and quantity of facilities such as halal hotels and restaurants, providing information and services that are easily accessible to tourists, and increasing training and certification of tourism industry players. The study concluded that the progress of halal tourism in East Java could have a wider positive impact. The originality of the research lies in the local context of East Java, which can yield different results. Additionally, East Java has the second-best economic growth in Indonesia.]]>
<![CDATA[Determinants of Financial Performance of MSMEs in Indonesia Through Payment Gateway ]]>
<![CDATA[Budi Gautama Siregar]]>;
<![CDATA[Aswadi Lubis Aswadi]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.2315
<![CDATA[This study aims to assess the impact of financial literacy and management on the financial performance of MSMEs from an Islamic perspective through the use of payment gateways in Indonesia. A total of 95 Muslim entrepreneurs engaged in micro, small and medium enterprises across Indonesia were sampled in this study. This study uses quantitative method with Structural Equation Model (SEM) approach as an analytical tool, and utilises Smart PLS software version 3.0 to support data analysis. The results of the analysis show that financial literacy and financial management are able to positively and significantly influence payment gateways and financial performance of MSME players in Indonesia, in accordance with the hypothesis proposed in this research. In addition, payment gateway variables can also positively and significantly influence the financial performance of MSMEs in Indonesia. By applying financial literacy and financial management in MSME transantion activities through payment gateways, it is expected to survive and continue to improve the financial performance of MSMEs in Indonesia. The research findings are expected to contibute significantly to stakeholders who play a role in improving financial literacy and management in Indonesia. In addition, financial awareness among the MSME community is crucial, as is an understanding of fintech technologies such as payment gateways. Each individual needs to pay attention to this in order to manage funds wisely and optimally to achieve the expected results.]]>
<![CDATA[Full Reserve System and Islamic Banking System Proposal: Comparative Study of Fractional Reserve Free-Banking Theory ]]>
<![CDATA[Ayif Fathurrahman]]>;
<![CDATA[Faiza Husnayeni Nahar]]>
<![CDATA[ IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang ]]>
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DOI: 10.54471/iqtishoduna.v13i1.2321
<![CDATA[This article aims to compare the fractional reserve free-banking theory. The emergence of these theories is due to the impact of fractional reserve banking on the crisis and bubble economy. So that in seeing this phenomenon, the thoughts of Positive Money and the New Economics Foundation, Narrow Banking, LPB (Limited Purpose Banking) and the Chicago plan together contribute controversial ideas to the banking monetary system, namely in the form of fractional reserve free-banking. Because according to some of these thoughts, the current source of modern economic instability lies in the fractional reserve banking system that is applied in commercial banking throughout the world through money creation capabilities, so that the money supply shifts from its equilibrium point. The Implication, intermediary function makes Islamic Banks also face the risk of 'too big to fail', considering the pattern of Islamic Banks is still intermediary. This means that liquidity risk and bank runs are very likely to occur. This is reinforced by the more varied Islamic Bank products compared to Conventional Banks, so there needs to be an effort so that Islamic banks transform themselves from fractional reserve banking to fractional reserve free-banking with the A-F model.]]>
