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Afried Lazuardi
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Zhafir | Journal of Islamic Economics, Finance, and Banking
Published by Penerbit Media Wawasan Ilmu
ISSN : 26858851     EISSN : 27148017     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
The Zhafir | Journal of Islamic Economics, Finance, and Banking is a Peer Reviewed, Open Access International Journal. Notably, it is a Referred, Highly Indexed, Monthly, Online International Journal with High Impact. Zhafir | Journal of Islamic Economics, Finance, and Banking is published as a Monthly Journal with 2 issues per year. We also assist International and National Conference to publish their conference papers. Zhafir | Journal of Islamic Economics, Finance, and Banking covers all disciplines including Islamic Study. Zhafir | Journal of Islamic Economics, Finance, and Banking always strives to be a platform for Academicians, new Researchers, Authors, Engineers and Technocrats and Engineering Scholars. Since inception, Zhafir | Journal of Islamic Economics, Finance, and Banking is continuously publishing original and best quality research articles.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2 Documents
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Search results for , issue "Vol 3 No 1 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking" : 2 Documents clear
Strategi Penanganan Pembiayaan Bemasalah Pada Pembiayaan Murabahah Di Masa Pandemi Covid-19 Azwar, Martavevi
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 3 No 1 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51275/zhafir.v3i1.225

Abstract

As a sharia financial institution, the business activity of Bank Syariah Indonesia KC Daanmogot Tangerang is to collect public funds in the form of deposits and channel them back in the form of loans. In distributing financing, the financing that is most in demand by the public at Bank Syariah Indonesia KC Daanmogot Tangerang is murabahah financing. However, in providing financing to customers, it cannot be separated from various risks, one of which is non-performing financing, because it can lead to a decrease in the health level of bank liquidity and the level of trust of debtors to the bank. So that this study was conducted to examine the handling strategies carried out by banks against non-performing financing during the covid-19 pandemic. The main problem in this research is. first, what are the factors that cause problematic financing during the covid-19 pandemic, and second, how is the strategy for handling problematic financing in murabahah financing at Bank Syariah Indonesia KC Daanmogot Tangerang. The type of research used in this project is field research. Research that is taking the research location at Bank Syariah Indonesia Branch Office Daanmogot Tangerang with a qualitative approach. Sources of data in this study consisted of primary sources and secondary sources obtained through interviews and documentation. The data that has been collected is then analyzed using descriptive analysis method. From the results of this study concluded that the factors causing problematic financing during the COVID-19 pandemic can come from customers and Bank Syariah Indonesia Daanmogot Tangerang Branch Office. The strategy for handling problematic financing on murabahah financing during the Covid-19 pandemic at the Daanmgot Tangerang Branch Office, namely by, Approaching customers, Intensive collection, Giving warning letters, namely SP 1 to 3, and Restructuring by rescheduling, namely, extending the financing period, extending the installment period, and the most used during this covid-19 pandemic is reducing the number of installments.
Pengaruh Pendapatan Dan Pengetahuan Tentang Zakat Terhadap Kesadaran Muzakki Dalam Menunaikan Zakat Profesi Di Upz Kecamatan Cipondoh Kota Tangerang Muizzudin, Muizzudin; Hapstari, Ayu
Zhafir | Journal of Islamic Economics, Finance, and Banking Vol 3 No 1 (2021): Zhafir | Journal of Islamic, Economics, Finance, and Banking
Publisher : Kopertais Wilayah I DKI Jakarta dan Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The research is aimed at measuring the impact of earning (X1), knowledge on zakat (X2) on the awareness of the zakat payer in implementing zakat of profession. The method used is quantitative with the use of the questionnaire. The number of the respondents is 55 zakat payers. The technique to take samples is purposive sampling, with the use of regression statistics to accommodate the awareness of zakat as dependent variable (Y), the earning (x1), and the knowledge on zakat (X2). Multiple linear regression is used to test the impact of the two independent variables on the dependent variables partially and wholly by applying the software of SPSS 26. The results show that only the knowledge on zakat partially has a positive impact in paying zakat of profession. The earning (X1) partially doesn’t give the impact on the paying of zakat of profession. However, the two independent variables wholly have the impact on the dependent variable.

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