cover
Contact Name
Muhammad Daud bin Mahmud
Contact Email
daud@iain-ternate.ac.id
Phone
+6282143116618
Journal Mail Official
alqashdu@iain-ternate.ac.id
Editorial Address
Jl. Lumba-lumba, Kota Ternate, Maluku Utara, 97727
Location
Kota ternate,
Maluku utara
INDONESIA
Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah
ISSN : -     EISSN : 28095065     DOI : 10.46339/al-qashdu
Core Subject : Economy,
Al-Qashdu: Jurnal Ekonomi dan Keuangan Syariah merupakan jurnal ilmiah yang dikelola dan diterbitkan oleh Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Ternate. Jurnal ini memuat karya tulis ilmiah hasil penelitian yang dilakukan oleh akademisi, peneliti dan praktisi di bidang ekonomi dan keuangan islam. Jurnal ini diharapakan dapat menjadi alat informasi dan sosialisasi mengenai hasil penelitian terbarukan tentang ekonomi dan keuangan islam. Analisis Ekonomi Perbankan & Keuangan Syariah Regulasi & Stabilitas Perbankan & Keuangan Syariah Pengembangan Produk Lembaga Keuangan Syariah Akuntansi Syariah Ekonomi & Keuangan Islam Layanan Keuangan Islam Pasar Modal Islam Keuangan Mikro Islam Mode pembiayaan Islam Keuangan Sosial Islam
Articles 5 Documents
Search results for , issue "Vol 2, No 2 (2022)" : 5 Documents clear
KEBIJAKAN MONETER DAN TINGKAT INFLASI PADA ERA NEW NORMAL DI INDONESIA Indah Khuzaimah; Hilman Fauzi
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v2i2.751

Abstract

The monetary policy implemented by the central bank is designed to influence prices and activities in the real sector of an economy. The process of influencing prices and the real sector is referred to as the transportation mechanism. The transportation mechanism is the channel between the Monetary Policy and Economic Connections. , Bank Indonesia aims to achieve and maintain a stable Rupiah. This clearly illustrates the role of the central bank in the economy, so that in carrying out its duties, Bank Indonesia can focus more on achieving its goals. Internal stability of the rupiah is reflected in the inflation rate, while externally it is reflected in the exchange rate. The inflation rate is generally reflected in the continuous increase in commodity prices over a certain period of time. At the same time, factors There are two factors that affect inflation. that inflationary pressure comes from the demand side and the supply side. This study aims to analyze the effect of monetary policy and how inflation in the new normal era in Indonesia. The research method used is descriptive method. Descriptive method is a method whose data sources are words, pictures, and data from the Central Statistics Agency (BPS), books and journals and other scientific works. Keywords: Monetary Policy; Inflation.
PEMAHAMAN DAN KETERAMPILAN KERJA MAHASISWA SETELAH MENGIKUTI PRAKTIK KERJA DI BANK SYARIAH Muhammad Imran; Ummi Kalsum; Sailan Sailan; Muh Sajjaj Sudirman
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v2i2.894

Abstract

This reserch aims to find 1) Does the practical experience in the field can improve students' understanding related to their work in Islamic banking? 2) Does the field practice experience can improve student work skills in Islamic banking? This research uses a qualitative method with a descriptive approach. Primary and secondary data were gathered for this study through observation, interviews, and documentation. The researches sample consisted of 9 Islamic banking students from the FEBI IAIN Kendari class of 2016/2017 who took part in the second batch of field experience practice. The research's descriptive methods include data reduction, data visualization, and conclusion-making. The results of the study demonstrate that the knowledge of the class of 2016/2017 students studying Islamic banking has greatly improved after they began taking part in Field Experience Practice (PPL 2) activities as opposed to earlier, when they solely learnt from lectures. Increasing knowledge and proficiency of working mechanisms also improves job skills.Keywords: Work Understanding; Work Skills; Practical Field Exprience
ANALISIS PENERAPAN MANAJEMEN RISIKO PADA PERUSAHAAN PEMBIAYAAN SYARIAH Silviana Dewi; Arinda Deviana; Almira Nur Laili; Rinda Asytuti
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v2i2.661

Abstract

The business world recognizes that leasing can be used as an alternative financing, especially in the delivery of capital goods or other equipment. Finance or leasing companies are the priority chosen by the community as credit to obtain assets. Today, Islamic and conventional finance companies pay less attention to the principle of prudence in dealing with financing risks. With easy terms for making credit flows, finance companies face the risk of bad debts. This research method uses a library research approach that comes from credible journals and authoritative news stories. In this method the author tries to give a real picture of the financing risks that occur. The results of the study indicate that financing is a gift in the form of money which is carried out on the basis of mutual agreement by both parties between the owner of capital and the recipient of capital on the condition that the return of financing is carried out periodically within the time specified in accordance with the agreement. Financing risk management is risk management that focuses on risks that can be managed using financial instruments. Keywords: Management; Risk; Financing
PREFERENSI MASYARAKAT MENABUNG DI BANK SYARIAH Muhammad Iryanto; Rusandry Rusandry
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v2i2.835

Abstract

People's preference for saving in islamic banks can be determined by how much they know or understand about islamic banks and services, as well as how easily they can access islamic banking, and how much this influences their interest in Bacan District. Multiple linear regression has been used to determine the impact of knowledge on people's interest in saving money at islamic banks there. The findings revealed that the knowledge component (P1), which had a probability value of 0.00%, had a substantial impact. The study's findings on the service variable (P2) indicate that there is a lack of public interest in saving in islamic banks, with a likelihood value of 0.87%. The findings disprove the idea that low public interest in saving at islamic banks is a result of poor service. According to earlier research by Maysaroh (2014), location factors have a significant impact on customers' decisions, however the impact is not very strong. In contrast to earlier studies, the findings of which are invariably significant, this study. The location variable (P3) had no statistically significant impact. Despite being easily accessible and including security indications and location techniques, P3 remains the most prominent signal. Additionally, islamic banks must make islamic banking systems and products available to the general public in order to gauge that population's interest in islamic banks. Keywords: Interests; Islamic Banking; Bacan.
RESPON CIVITAS AKADEMIKA IAIN TERNATE TERHADAP PERBANKAN SYARIAH DI KOTA TERNATE Nirwan Umasugi
Al-Qashdu : Jurnal Ekonomi dan Keuangan Syariah Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri (IAIN) Ternate

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46339/al-qashdu.v2i2.824

Abstract

The aim of this study was to identify the significant relationship between perception and behavior, the gap in the behavior of the IAIN Ternate academic community towards Islamic banking to become partners in products and services for the socialization and development of Islamic banks, and to transform the behavior of the IAIN Ternate academic community towards Islamic banking. This study uses a quantitative descriptive analysis method and is a survey study. From the entire academic community of IAIN Ternate, samples were taken using a random sampling technique. The study's findings demonstrate that the academic community of IAIN Ternate bases its decision to associate with Islamic banks primarily on rationalist and ideological conceptions, with considerations based on economic perceptions accounting for the remainder. The academic community at IAIN Ternate, however, does not behave in a way that is consistent with explicitly religious beliefs; rather, it is motivated by economic perceptions, which are in turn influenced by elements such as comfort, safety, and satisfaction as well as speculative actions. Because respondents' comments suggested a favorable attitude toward sharia banking, the study's findings also suggest that the goods and services employed to build sharia banks in Ternate City had considerable potential.Keywords: Reaction; Academic Community; Sharia Banking.

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