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Jurnal Curvanomic
Published by Universitas Tanjungpura
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Search results for , issue "Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi" : 20 Documents clear
ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PERMINTAAN TANAMAN HIAS DI KOTA PONTIANAK B21110060, Hasbi Karya Fitra
Jurnal Pembangunan dan Pemerataan Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
Publisher : Fakultas Ekonomi dan Bisnin Universitas Tanjungpura

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Penelitian ini berjudul analisis faktor-faktor yang mempengaruhi permintaan tanaman hias di kota Pontianak. Tujuan penelitian ini adalah untuk mengetahui faktor-faktor yang mempengaruhi permintaan tanaman hias serta untuk mengetahui kendala perkembangan usaha tanaman hias di Kota Pontianak. Metode penelitian menggunakan deskriptif dengan analisis kualitatif. Sampel penelitian terdiri dari konsumen tanaman hias di Kota Pontianak sejumlah 50 responden yang diambil secara kebetulan (accidental sampling). Instrumen kuesioner dan wawancara langsung merupakan teknik pengumpulan data. Usaha tanaman hias merupakan usaha yang cukup menjanjikan, menurut pendapat responden bahwa faktor yang berpengaruh terhadap permintaan tanaman hias secara berturut-turut adalah pendapatan, harga tanaman, lokasi, cita rasa masyarakat, harga barang substitusi, dan ekspektasi keadaan dimasa yang akan datang. Kendala dalam perkembangan usaha tanaman hias antara lain ; produksi tanaman hias yang terbatas, kurangnya permodalan usaha, pemasaran yang masih terbatas, perubahan harga yang tidak stabil, dan peran pemerintah yang belum maksimal. Sementara upaya yang dilakukan adalah produksi yang terbatas dilakukan dengan pengembangbiakan alternatif ; Penambahan modal secara mandiri dan menggunakan modal koperasi ; Pemasaran melalui jaringan keluarga dan pemberian label kemasan untuk Saprodi ; upaya kerjasama dengan instansi terkait ; Harga perlengkapan yang mahal tetap diusahakan dengan membuat dan berkreasi sendiri.
ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL B21108003, JOAN AYU RETNO.PS
Jurnal Curvanomic Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
Publisher : Jurnal Curvanomic

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Banking industry either syariah or conventional bank are part of national banking system which have the significant roles in Indonesian economic. This research is performed to compare the financial performance of syariah and conventional bank as seen on Capital Adequacy Ratio (CAR), Return On Asset (ROA) and Loan to Deposit Ratio (LDR) point of views and also to know whether there is difference in the financial performance based on those three points of views. There are forur syariah banks and four conventional banks which are used as samples in this research. Sampling technique employed in this research is purposive judgement sampling. Paired Sample T test is used as analysis technique to know whether there is difference in the financial performance of syariah and conventional bank. The result of this research shows that the difference in the financial performance happens in Return On Asset (ROA) and Loan to Deposit Ratio (LDR) point of views, while from CAR point of view there is no difference. CAR, ROA and LDR of conventional bank are better than syariah bank. All conventional banks can be classified as healthy and having a good financial performance while there are syariah bank which suffer in financial loss, in unhealthy financial stage, and illiquid. Keywords: Syariah Bank, Conventional Bank, Capital Adequacy Ratio (CAR), Return On Asset (ROA) and Loan to Deposit Ratio (LDR)
ANALISIS PENGARUH PERTUMBUHAN EKONOMI, PENDIDIKAN (ANGKA PARTISIPASI MURNI), KESEHATAN (ANGKA KEMATIAN BAYI DAN BALITA) TERHADAP INDEKS PEMBANGUNAN MANUSIA DI KABUPATEN/KOTA PROPINSI KALIMANTAN BARAT B01108050, Margening Rahayu
Jurnal Curvanomic Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
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The purpose of this research was to determine the effect of economic growth, education (Pure Participation Number), health (Infant and child mortality) rate of the Human Development Indexs in the District/city of West Kalimantan Province. The method used was ordinary least square model using panel data (cross section and time series) by using common effect. Observation data as much as 50 in 10 Districts/cities of West Kalimantan Province during the period 2006 to 2010, data processing computer program using E-views 4. The results of this research indicate that the enrollment rate Pure Participation Number SMP/MTs gave a positive and significant influence on the Human Development Index in the District/city of West Kalimantan Province. Economic Growth, Pure Participation Number SD/MI gave a unsignificant and negative effect on the Human Development Index District/city of West Kalimantan Province negatively affect the Human Development Index in the District/city of West Kalimantan Province, while the Pure Participation Number SMA/MA and Infant and Child Mortality gave a positive and unsignificant influence on the Human Development Index in the District/city of West Kalimantan Province. Keywords: Human Development Index, Economic Growh, Pure Participation Number, Infant And Child Mortality.
PROFIL PEDAGANG DI PASAR TRADISIONAL SEHA (STUDI KASUS DI DESA AUR SAMPUK KECAMATAN SENGAH TEMILA KABUPATEN LANDAK) B01108035, Ferdiana Eda
Jurnal Pembangunan dan Pemerataan Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
Publisher : Fakultas Ekonomi dan Bisnin Universitas Tanjungpura

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Skripsi yang berjudul Profil Pedagang di Pasar Tradisional Seha (Studi Khasus di Desa Aur Sampuk Kecamatan Sengah Temila Kabupaten Landak) ini bertujuan untuk mengetahui profil pedagang yang ada di Pasar Tradisional Seha dan untuk mengetahui masalah-masalah yang dihadapi pedagang di Pasar Tradisional Seha, serta upaya yang harus dilakukan oleh pemerintah setempat dalam membantu pengembangan UKM pedagang di Pasar Tradisional Seha. Bentuk penulisan ini menggunakan metode deskriptif, berdasarkan data primer yang diteliti dengan wawancara kepada 20 pedagang yang ada di Pasar Tradisional Seha dan penelitian ini dianalisis dengan menggunakan tabulasi data. Dari hasil penelitian ini sebagian besar pedagang didominasi oleh perempuan dengan usia yang masih produktif untuk bekerja dalam usaha yang telah dirintis sejak lama dan dengan pendidikan tertinggi sebesar 50 persen disebabkan bahwa pekerjaan sebagai pedagang merupakan usaha sampingan. Dari segi ekonomi, penghasilan yang diperoleh pedagang sangat signifikan terhadap kebutuhan pokok dan dapat meringankan kebutuhan lainnya. Kata Kunci : Agribisnis, UKM, Laba
FAKTOR-FAKTOR YANG MEMPENGARUHI TUNGGAKAN KREDIT PADA PT. INDOMOBIL FINANCE INDONESIA CABANG SANGGAU B21109056, IMACULATA LILI
Jurnal Pembangunan dan Pemerataan Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
Publisher : Fakultas Ekonomi dan Bisnin Universitas Tanjungpura

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Penelitian ini berjudul faktor-faktor yang mempengaruhi tunggakan kredit pada PT. Indomobil Finance Indonesia Cabang Sanggau. Tujuan penelitian adalah untuk mengetahui dan menganalisa faktor-faktor yang menyebabkan banyaknya tunggakan kredit yang cenderung meningkat serta untuk mengetahui dan menganalisa perkembangan tunggakan kredit PT. IMFI Cabang Sanggau. Penelitian menggunakan metode penelitian dengan cara Purposive Sampling menggunakan kuesioner. Populasi dalam penelitian ini adalah debitur yang memiliki tunggakan kredit di atas 2 bulan pada bulan Maret 2011 sebanyak 298 debitur. Hasil penelitian menunjukkan faktor yang mempengaruhi adalah pekerjaan responden yang tidak tetap 80%, tidak adanya surat peringatan tunggakan kredit 80%, debitur tidak memprioritaskan anggaran untuk membayar kredit 70%, debitur pernah melakukan tunggakan 70%, memiliki besar angsuran paling kecil dan lama sebanyak 70%, pendapatan 56,67%, tidak memiliki penghasilan tambahan 56,67%, tidak cukupnya pendapatan 50%, memiliki banyak tanggungan keluarga 50%, tidak jauhnya jarak pembayaran 50%, umur yang produktif 43,34%, memiliki pekerjaan sebagai wira usaha 40% dan terlalu lamanya waktu tunggakan kredit sebanyak 21%. Selain itu didapatkan juga perkembangan tunggakan kredit 3 bulan terakhir bulan Febuari 2011 sebesar 6,5%, bulan Maret 2011 sebanyak 7% dan bulan April 2011 sebanyak 7,2%. Total jumlah tunggakan angsuran kredit PT IMFI Cabang Sanggau dalam 3 bulan terakhir meningkat 263%.Saran bagi manajemen PT. IMFI Cabang Sanggau hendaknya lebih selektif lagi memberikan kredit motor kepada konsumen terutama memastikan dan meyakinkan calon konsumen mau dan mampu melakukan angsuran tepat pada waktunya, lebih selektif memberikan kredit motor kepada calon konsumen yang memiliki pekerjaan tidak tetap dengan mencari tahu latar belakang calon konsumen serta memberikan surat peringatan kepada konsumen sebelum mencapai 2 bulan tunggakan.ABSTRACT The title of this research is the factors affecting arrears at PT. Indomobil Finance Indonesia Branch Sanggau. The research objective was to determine and analyze the factors that led to many delinquent loans are likely to increase and to identify and analyze the development of credit arrears PT. IMFI Branch Sanggau. The study of research methods in a way Purposive Sampling using a questionnaire. The population in this study is the debtor who have credit arrears over 2 months in March 2011 as many as 298 borrowers. The results showed that factors influencing the respondents who work odd jobs 80%, absence of a warning letter of credit arrears 80%, debtor does not prioritize the budget to pay for credit 70%, delinquent debtor ever arrears 70%, has a large installment of the smallest and the old as much as 70%, income 56,67%, do not have the extra income 56,67%, insufficiency of income 50%, have any dependents 50%, the place to payment not far 50%, productive age 43,34%, have a job as an entrepreneur 40% and time of loan arrears too long 21%. In addition also the development of delinquent loans obtained last 3 months of Febuari 2011 6,5%, bulan March 2011 7% and April 2011 7,2%. Total amount of loan installment arrears PT IMFI Branch Sanggau increased in the last 3 Month 263%. Suggestions for management PT. IMFI Branch Sanggau should be more selective giving credit to the consumer motorcycle primarily to ensure and convince potential customers are willing and able to make payments on time, more selective in providing motorcycle loans to prospective customers who have odd jobs by finding out the background of prospective customers and provide a letter of warning to consumers before they reach 2 months of arrears.
PENGARUH PERTUMBUHAN EKONOMI KABUPATEN/KOTA TERHADAP KEMISKINAN KABUPATEN/KOTA DI KALIMANTAN BARAT B01108112, Deffrinica
Jurnal Curvanomic Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
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The reserch aims analyze the influence of regency/municipality economic growh toward regency/municipality poverty in Kalimantan Barat. In this research, the writes employs descriptive menthod to observe independent variabel (economic growh) toward dependend variabel (poverty) which then analyzed namely t test and determination coeficient in order to reach a conclusion that economic growth influence toward poverty. Constanta (C) value which is 3.76 means that the level of poverty in Kalimantan Barat is 3.76, it is assumed the factors which influence the poverty level, economic development (X), is constant. Economic development (X) influence toward level of poverty (Y) can be found by observing the value of regression coefficient of economic development (Y), which is 0.11476%. The result shows that there is a positive correlation between economic development and the level of poverty in Kalimantan Barat. For example, in the Melawi regency, if economic development value is constant, then the level of poverty is increasing as much 1.50%. If the economic development value increases as much 0.50%. The incresing of economic development but is unable to overcome the problem of the poverty level is caused by imbalance between the income of a region and the development in the sectors which are not participate in the effort of overcoming the poverty. Keywords: ECONOMIC GROWTH, POVERTY.
ANALISIS PENGARUH PRODUK DOMESTIK REGIONAL BRUTO (PDRB) TERHADAP DANA PIHAK KETIGA DI BANK PEMERINTAH DAN BANK SWASTA DI KALIMANTAN BARAT B01108006, Inda Fitriyana
Jurnal Pembangunan dan Pemerataan Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
Publisher : Fakultas Ekonomi dan Bisnin Universitas Tanjungpura

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This research named the analytic effect of domestic product regional bruto with the third side fund in government bank and any private bank in Kalimantan Barat. Problems that is to be want research is domestic product regional bruto with the third side fund in government bank and any private bank in Kalimantan Barat. The purpose to write this final assignment this research was to generally analyze the expansion of the third side fund and domestic product regional bruto to the third fund in government bank and private ini Kalimantan Barat. Research writer use deskriftif methode to see whats the context between free variabel (PDRB level) and varibel dependent then process it to reach the conclution. Research is regresi linier model. Beside, writer use statistic analye to examine relationship between variabel and R-square to see how much the presentage of product within up and down variation the third side fund. The result from this research for writer was to conclude that domestic product regional bruto and the third side fund is positive because third side fund in goverment and private bank mengalami peningkatan. More income advance, always a certain person seperate out little income for to save.
JUDUL : PENGARUH CAPITAL ADEQUACY RATIO (CAR) DAN RETURN ON ASSET (ROA) TERHADAP PERUBAHAN HARGA SAHAM YANG GO PUBLIC DI BURSA EFEK INDONESIA B21108049, Iin Mutmainnah
Jurnal Pembangunan dan Pemerataan Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
Publisher : Fakultas Ekonomi dan Bisnin Universitas Tanjungpura

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Banking has an important role in business especially related to the fund availability as investment and working capital. The good financial performance of banks will be responded by capital market in the form of increasing stock price. This research aims to know whether the banks performance that represented by capital (Capital Adequacy Ratio) and profitability (Return on Asset) simultaneously and partially influence banks stock return. The sample was taken by using purposive judgement sampling method so that the researcher gets three years research period which covers ten banks that are listed and their stocks are actively traded in Indonesian Stock Exchange (IDX). Analysis result shows that Capital Adequacy Ratio (CAR) and Return On Asset (ROA) simultaneously and partially influence stock return. Regressions coefficient shows that the influence of ROA is bigger than the influence of CAR. The relationship between independent variables (CAR and ROA) with dependent variable (banks stock return) is very strong. Simultaneously, those two variables can explain 68,3% the change in stock return, while the rests are explained by other variable which are not observed. Keywords: Capital Adequacy Ratio (CAR), Return On Asset (ROA) and Stock Return
ANALISIS PENGARUH SUKU BUNGA, INFLASI DAN PENDAPATAN PERKAPITA TERHADAP KREDIT TERSALUR PADA BANK PEMERINTAH DI KALIMANTAN BARAT B01107078, Pontya Novresia Osyi
Jurnal Pembangunan dan Pemerataan Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
Publisher : Fakultas Ekonomi dan Bisnin Universitas Tanjungpura

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This study entitled "The Effect of Interest Rates, Inflation and the per capita income to Credit channeled the State Bank in West Kalimantan". The problem in this study was "Is there any effect of interest rates, inflation and per capita income on loans at state banks in West Kalimantan". While the goal of this research is to examine and analyze the effect of interest rates, inflation and per capita income of the loan lending. The model used in this study is the multiple linear regression models using econometric approaches and methods used are associative method to see the effect or the relationship between interest rates, inflation and per capita income to West Kalimantan. From the research that has been done can be concluded that the interest rate (X1) significantly affects the amount of bank lending to the government in West Kalimantan, while inflation and per capita income are not significant.
ANALISIS PERKEMBANGAN PERTUMBUHAN JUMLAH NASABAH PADA BANK BRI UNIT SAMBAS B01107048, Agus Zuliardi
Jurnal Pembangunan dan Pemerataan Vol 1, No 1 (2012): Jurnal Mahasiswa Ilmu Ekonomi
Publisher : Fakultas Ekonomi dan Bisnin Universitas Tanjungpura

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ABSTRACT Bank BRI Sambas is a company or a state-owned banking institutions angaged in banking or finance has been progressing quite rapidly both in raising funds and loans given to customers and the development of an increasing number of clients. The problem in this study is how the development of customers growth in the Bank Rakyat Indonesia Unit Sambas. This study aims to analyze customer growth at Bank Rakyat Indonesia Unit Sambas. This study used a descriptive method is a method of analysis that depicts a real situation in order to obtain the facts and then processed into data for further processing in order to obtain a conclusion. To obtain primary data is done by spreading the questionnaire and conduct a question and answer directly to the respondents, while the secondary data obtained from the data bank documentation BRI Sambas. From the results of the qualitative analysis can be seen in the banks customer growth BRI Sambas number of debtor and creditor clients in general from year to year continues to increase. And the banks role ad Agent of Trust, Agent of Service, and Agent of Development is quite good especially for the BRI Unit Sambas. Suggestion that the author of Sambas BRI bank should maintain and enhance public trust in order to further the development of the customer base as well as the association of public funds and the borrowing of funds to communities to increase even more, the Sambas BRI bank in an effort to increase savings and loans should be more intense longer do promotion and introduce the activities banking activities including banking facility supporting themselves so that customer know more clearly about the wide range of banking activities, the bank should give more credit to customers who will make loans to venture capital than for consumption, as if to capital the business or economic activity will increase incomes sambas. Key Words : Agent of Trust, Agent of Service, and Agent of Development.

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