cover
Contact Name
Eva Fauziana
Contact Email
evafauziana@ibm.ac.id
Phone
+6287882721525
Journal Mail Official
jurnaldirham@ibm.ac.id
Editorial Address
Kampus A - Institut Bisnis Muhammadiyah Bekasi Jl. Sersan Aswan Kav. 16 Kel. Margahayu Kec. Bekasi Timur Bekasi 17143
Location
Kota bekasi,
Jawa barat
INDONESIA
DIRHAM Jurnal Ekonomi Islam
ISSN : 27770907     EISSN : 27981142     DOI : https://doi.org/10.53990
Core Subject : Economy,
Berisi tentang hasil penelitian dan kegiatan pengabdian kepada masyarakat di bidang pengembangan ekonomi syariah, dari sisi penerapan di UMKM, industri berskala besar, perbankan dan non-profit, yang dikaitkan dengan hukum ekonomi dan perdagangan sesuai syariah Islam.
Articles 5 Documents
Search results for , issue "Vol 2, No 1 (2021): DIRHAM Jurnal Ekonomi Islam" : 5 Documents clear
ANALISIS PENERAPAN ETIKA BISNIS ISLAM DALAM MEKANISME PENGAJUAN PRODUK PEMBIAYAAN GRIYA RUMAH BARU DI BANK SYARIAH MANDIRI KANTOR AREA THAMRIN – JAKARTA PUSAT PUTI KHAIRANI RIJADI; WILDAN AFIFAH HAKIH
DIRHAM Jurnal Ekonomi Islam Vol 2, No 1 (2021): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.852 KB) | DOI: 10.53990/djei.v2i1.102

Abstract

Researchers see some people still do not understand about the mechanism in applying home financing products in sharia banks. This research aims to provide information about the process of applying for sharia-based housing financing, but also wants to know whether the process has implemented Islamic Business Ethics and the foundation of law and sharia. Islamic Business ethics theory refers to the instrument or regulation of three principles of regulation of the Financial Services Authority No. 4/POJK. 05/2018. About secondary housing Financing Company Article 8 paragraph (3) namely the principle of justice (' ADL), balance (Tawazun), Benefits (Maslahah), and Universalism (Alamiyah), does not contain things forbidden, such as Riba, Maisir, Gharar, Zalim, Risywah, Maksiat, Haram object, and carried out by using AKAD in accordance with the fatwa of the National Sharia Council of Ulama Indonesia (DSN MUI). The collection of research data is done by observation methods, interviews, and documentation. Analysis is done with a qualitative descriptive approach, using source triangulation.
PENGARUH ZAKAT DAN CORPORATE SOCIAL RESPONSIBILITY TERHADAP INCOME BANK UMUM SYARIAH DI INDONESIA PERIODE 2013-2018 DAMRI BATUBARA
DIRHAM Jurnal Ekonomi Islam Vol 2, No 1 (2021): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (202.566 KB) | DOI: 10.53990/djei.v2i1.97

Abstract

In theory, the increase in bank financial income should automatically increase its zakat. This is because income is no longer a measure of company performance, but instead zakat is a measure of the company's financial performance. However, the reality that occurs in the financial data of Islamic Commercial Banks in Indonesia for 2013-2018 does not always increase the bank's income, automatically its zakat also increases. Likewise with the theory of Corporate Social Responsibility (CSR), when the income of a bank company increases automatically, Corporate Social Responsibility (CSR) should also increase. However, in fact, in the financial data of Islamic Commercial Banks in Indonesia for 2013-2018, the increased bank income had no effect on the increase in their corporate social responsibility. This research is a quantitative research, the data source comes from secondary data in the form of time series and cross-section data from 2013-2018. The data analysis technique used panel data regression estimation method, with t test and f test. Which is analyzed using Eviews 9 Software. The results show that partially incame banking does not have a significant effect on zakat of Islamic Commercial Banks in Indonesia, partially corporate social responsibility has a significant effect on zakat of Islamic Commercial Banks in Indonesia. Meanwhile, simultaneously income banking and corporate social responsibility have a significant effect on zakat of Islamic Commercial Banks in Indonesia with a R2 value of 0.2092 or 20.92 percent, which means that 79.08 percent is influenced by other variables not discussed in this study.
PENGARUH BOPO, CAR, NIM, FDR, NPF Net, ROA TERHADAP ROE PADA PT BANK RAKYAT INDONESIA SYARIAH TBK. HUSNI MUBAROK
DIRHAM Jurnal Ekonomi Islam Vol 2, No 1 (2021): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (361.944 KB) | DOI: 10.53990/djei.v2i1.98

Abstract

The author summarizes the problem formulation which aims to understand the statistical results of the effect of BOPO, CAR, NIM, FDR Net, NPF, ROA on the Profitability at PT BRI Syariah 2009-2020. This research uses a descriptive style by making quantitative case studies. The partial test results that have been carried out based on the Linear Regression Analyze model of the ROA component of Standardized Coefficients Beta shows the most influential component is 0,809 which is able to explain 80,9% very strong interest rates, TCount 4,693 TTable 2,17881 significance value 0,005 0,050 The hypothesis is accepted that the residuals are normally distributed to Profitability and the simultaneous test results that have been launched based on the Summary of Linear Regression Analysis Model together with the independent variable indicator of 0,996 are able to explain 99,6% of the very strong relationship between the dependent variables, FCount 116,023 FTable 4,95 Significance value 0,000 0,050 The accepted hypothesis is that the residuals are normally distributed to Profitability.
IMPROVING FINANCIAL PERFORMANCE THROUGH ISLAMIC CORPORATE GOVERNANCE, ISLAMIC CORPORATE SOCIAL, AND INTELLECTUAL CAPITAL YUSVITA NENA; ISTIANA LAILAULFA
DIRHAM Jurnal Ekonomi Islam Vol 2, No 1 (2021): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (423.922 KB) | DOI: 10.53990/djei.v2i1.99

Abstract

The rapid development of Islamic banks requires Islamic banks to continue to create value as a competitive advantage and demonstrate the healthy performance of Islamic banks. There are several determinant factors as the creator of added value, namely Islamic Corporate Governance, Islamic Corporate Social, and Intellectual Capital. With the increase in the added value factor, the performance of Islamic banks will improve and be able to absorb the market share of Islamic banks to be wider. Islamic Bank Financial Performance in this study uses the measurement of the Islamix Performance Index (IPI). By using the analysis tool EViews 9, the results of a partial regression test are obtained that the three factors that add value to the company, namely ICG, ICSR, IC, affect the financial performance of Islamic banks.
IMPLEMENTASI METODE PERHITUNGAN MARGIN PADA AKAD PEMBIAYAAN MURABAHAH BMT UGT SIDOGI HAYATUL MILLAH; NUR HAYATI
DIRHAM Jurnal Ekonomi Islam Vol 2, No 1 (2021): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.859 KB) | DOI: 10.53990/djei.v2i1.101

Abstract

This study aims to determine the implementation of the margin calculation method on murabahah financing contracts at BMT UGT Sidogiri Capem Semampir Kraksaan Probolinggo. This type of research is a qualitative research. Qualitative method is a research method that uses the philosophy of positivism as a basis, this method is used to conduct research in conditions of natural objects. This study shows the results that the percentage margin for murabahah financing is determined by the size of the financing ceiling proposed by each customer, at BMT UGT Sidogiri Capem Semampir Kraksaan Probolinggo, the maximum ceiling in accordance with the policy of the Islamic Bank central team is only 50,000,000 . BMT UGT Sidogiri Capem Semampir Kraksaan Probolinggo in calculating the profit margin for murabahah financing using the principal calculation method, which is a simple formula used by BMT to determine the total installments, principal financing and profit margins.

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