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DIRHAM Jurnal Ekonomi Islam
Published by Institut Bisnis Muhammadiyah Bekasi
ISSN : 27770907     EISSN : 27981142     DOI : https://doi.org/10.53990
Core Subject : Economy,
Economics, Econometrics & Finance
Berisi tentang hasil penelitian dan kegiatan pengabdian kepada masyarakat di bidang pengembangan ekonomi syariah, dari sisi penerapan di UMKM, industri berskala besar, perbankan dan non-profit, yang dikaitkan dengan hukum ekonomi dan perdagangan sesuai syariah Islam.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 5 Documents
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Search results for , issue "Vol 3, No 1 (2022): DIRHAM Jurnal Ekonomi Islam" : 5 Documents clear
PENGARUH AKAD PEMBIAYAAN WADIAH DAN MUDHARABAH TERHADAP PROFITABILITAS PADA BANK SYARIAH MANDIRI Mufid Habib Mustofa; Jaenudin Jaenudin; Bustami Irvan Irvan
DIRHAM Jurnal Ekonomi Islam Vol 3, No 1 (2022): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53990/djei.v3i1.225

Abstract

This study aims to measure and find out how big an influence of wadi’ah financing and Mudarabah financing to the revenue at BSM (Bank Syariah Mandiri) Jakarta from the year 2008 until the end of 2017. This study uses the revenue multiple regression techniques which first learned of the requirement is made to know in order to be eligible. Variables t hitung -2.36 so that H 1 is accepted which means that partially wadiah influential variables significantly to profitability to the second hypothesis, namely that the values obtained mudharabah variable t hitung of 3.542 with t tabel of 0.1574 so because the value t hitung
ANALISIS UPAYA DAN PENANGANAN PEMBIAYAAN NASABAH YANG WAFAT SESUDAH JATUH TEMPO (STUDI KASUS DI PT BPRS RIYAL IRSYADI BEKASI) Anto Apriyanto; Julianna Rai Hakim Isnaini
DIRHAM Jurnal Ekonomi Islam Vol 3, No 1 (2022): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53990/djei.v3i1.226

Abstract

Islamic banking, as is the case with conventional banking in Indonesia, is an intermediary institution whose function is to collect funds and distribute funds to the public in the form of financing facilities. In this case, the author is interested in examining the analysis of efforts and handling of financing on customers who died after the maturity of the study at BPRS Riyal Irsyadi Bekasi. Based on this fact, the author is interested in conducting research by formulating the following problem: how to settle the financing whose customer dies after maturity (there is still an obligation to pay installments) at BPRS Riyal Irsyadi. The purpose of this research is to find out the settlement of financing for customers who die or die after maturity. To solve the existing problems the author uses a type of field research using a descriptive qualitative approach. The data collection method that the writer uses is the interview and observation method. The results of the settlement research carried out for the case of customers who died or died by way of heirs who paid or continued the financing installments at Riyal Irsyadi's BPRS.
MEKANISME PENETAPAN HARGA JUAL PRODUK DAN LABA DALAM PANDANGAN EKONOMI ISLAM (Studi Kasus di Minimarket Family Bekasi) Puti Khairani Rijad; Salma Nur Fadhilah
DIRHAM Jurnal Ekonomi Islam Vol 3, No 1 (2022): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53990/djei.v3i1.227

Abstract

Pricing errors can have various consequences; unethical pricing can make entrepreneurs dislike buyers, and even buyers can give reactions that can damage the company's reputation. Unsolicited quotations from buyers may result in rejection by some or all purchasers. This study uses qualitative methods in observation, interviews, literature, and documentation. Based on the results of this study, it can be concluded that in setting the product selling price, the Family minimarket uses the Cost Plus Pricing method, the Family minimarket offers a set low price to achieve the target sales volume, sales value, and market share by minimizing profits. Therefore the Family minimarket implements the use of the odd pricing mechanism. And in determining the profit, the Family minimarket does not determine the upper and lower limits of the profit earned but only takes a margin of 10-15%.
PENERAPAN ETIKA BISNIS ISLAM DALAM TRANSAKSI JUAL BELI DI PASAR TRADISIONAL (STUDI PADA PT BANGUN PRIMA LESTARI KENCANA BEKASI) Muhammad Nur Ishak; Robiatul Adawia
DIRHAM Jurnal Ekonomi Islam Vol 3, No 1 (2022): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53990/djei.v3i1.228

Abstract

Islam is a complete and integrated system and way of life. He provides guidance on all aspects of life, including the commerce or sales sector. The purpose of this study is to find out how the understanding of Islamic business ethics among new market traders in Bekasi and how to apply Islamic business ethics among new market traders in Bekasi. The type of research conducted by the author is field research, namely research that is directly related to the object under study. The method used in this study is a qualitative descriptive method. The number of samples of traders in the new market in the new market of Bekasi is 20 respondents. The results of this study are based on the facts obtained from new market traders, about 17 people or 85% understand business ethics in trading, 2 people or 10% do not understand it, 1 person or 5% who do not understand Islamic business ethics in trading. Therefore, it can be concluded that a trader must apply the principles of Islamic business ethics in trading as well as position himself as a trader who applies honesty in order to become a businessman who adheres to Islamic business ethics.
PERSEPSI MASYARAKAT TANGERANG SELATAN TERHADAP PEMBIAYAAN NON-BANK PADA PERUMAHAN SYARIAH Hendra Candra; Amrizal Amrizal
DIRHAM Jurnal Ekonomi Islam Vol 3, No 1 (2022): DIRHAM Jurnal Ekonomi Islam
Publisher : Institut Bisnis Muhammadiyah Bekasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53990/djei.v3i1.230

Abstract

Perumahan syariah di Indonesia memang cukup banyak bermunculan karena menawarkan slogan-slogan yang sangat menarik, seperti tanpa riba, tanpa uang muka dan tanpa sita, sehingga konsumen tertarik untuk memiliki rumah dengan embel-embel syariah.. Penelitian ini bertujuan untuk menganalisis persepsi masyarakat tangerang selatan terhadap pembiayaan perumahan syariah non bank yang diukur dengan tiga variabel bebas yaitu Usia, Pendidikan dan Pekerjaan. Metode pengumpulan data dengan menyebarkan kuesioner hardcopy yang disusun dengan skala likert. Teknik analisis pada penelitian ini menggunakan SEM. Hasil uji reliabilitas dan validitas menunjukkan bahwa kuesioner penelitian valid dan reliabel. Hasil uji regresi simultan menunjukkan bahwa Usia, Pendidikan dan Pekerjaan tidak berpengaruh terhadap persepsi masyarakat tangerang selatan terhadap pembiayaan non bank. Hal ini berarti jika penelitian membuktikan bahwa masyarakat tangerang selatan belum atau belum memiliki kepercayaan terhadap pembiayaan perumahan syariah non bank.

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