As-Syirkah: Islamic Economic & Financial Journal
As-Syirkah: Islamic Economic and Financial Journal is a scientific journal published by Ikatan Dai Indonesia (IKADI) in collaboration with Masyarakat Ekonomi Syariah (MES) and Intellectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in economics, Islamic economics, financial, Islamic financial, business, industries, management, and others related issues. ISSN 2962-1585.
Articles
72 Documents
Search results for
, issue
"Vol 3 No 2 (2024): As-Syirkah: Islamic Economic "
:
72 Documents
clear
<![CDATA[Analisis Minat Masyarakat dan Pendapatan Masyarakat terhadap Pegadaian Syariah ]]>
<![CDATA[Anisa Fitria Sinaga]]>;
<![CDATA[Atika Atayarisah Lubis]]>;
<![CDATA[Dewi Larasati Sinaga]]>;
<![CDATA[Fitry Ulinda Tinambunan]]>;
<![CDATA[Regita Amelia]]>;
<![CDATA[Sarah Lylia Saragi]]>;
<![CDATA[Veranita Sitio]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.145
<![CDATA[People with low incomes may see sharia pawnshops as a way to obtain additional funds by using their assets as collateral. In this case, their interest in using sharia pawnshops is related to increasing their income. Considering the importance of understanding people's interest and income towards sharia pawnshops, a comprehensive and in-depth analysis is needed. This research aims to analyze what factors influence people's interest in sharia pawnshops, as well as the relationship between people's income and interest in sharia pawnshops. The method used in this research is a literature review, namely a systematic, clear and repeatable identification method. The data source for this research uses secondary data in the form of literature studies by analyzing various reading materials related to people's income, people's interests, and sharia pawnshops.]]>
<![CDATA[Peran dan Kontribusi Pajak Reklame terhadap Pendapatan Asli Daerah Kabupaten Asahan ]]>
<![CDATA[Putri Kemala Dewi Lubis]]>;
<![CDATA[Suhendra Suhendra]]>;
<![CDATA[Elisabeth Fitryany Manik]]>;
<![CDATA[Muhamad Abdul Zabar]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.146
<![CDATA[Advertisement tax makes a significant contribution to increasing Asahan Regency's original regional income. Therefore, this research aims to discuss in depth the role of advertising tax on Original Regional Income in Asahan Regency and identify its potential impact on development and progress of the local area. The method used in this research uses quantitative descriptive research methods. The type of data used in this research is secondary data originating from the Central Statistics Agency (BPS) in the period 2016 to 2020 regarding the realization of regional tax revenues and the realization of Regional Original Income (PAD) revenues in Asahan Regency. The results of data analysis show that the role and contribution of advertising tax is very lacking in Asahan Regency's Original Regional Income (PAD). It can be seen from the contribution figures, namely in 2016 it was 2.06%, in 2017 it was 1.86%, in 2018 it increased by 2.30%, in 2019 it was 1.81%, and in 2020 it was 0.30%.]]>
<![CDATA[Analisis Kegunaaan dan Kemudahan Sistem Teknologi pada Aplikasi Mobile Banking terhadap Keamanan Bertransaksi Non Tunai di Kalangan Mahasiswa ]]>
<![CDATA[Angga Dwi Prasetyo]]>;
<![CDATA[Nuraini Nuraini]]>;
<![CDATA[Riska Amelia Lubis]]>;
<![CDATA[Nurbaiti Nurbaiti]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.149
<![CDATA[The development of banking services not only aims for security and reliability, but also to provide services that are adapted to technological developments and needs, as mobile banking involves combining information technology and business applications together Mobile Banking is a banking service provided by the bank to support the smoothness, convenience and security for the use of banking activities in terms of customer effectiveness and efficiency in transactions. This study aims to determine the ease of use of the Mobile Banking technology system for non-cash transactions among students. The approach used in this research is a qualitative approach by going to the field, namely interviews with respondents of 5C class Islamic Banking students. The research method is based on the philosophy of the key instrument and also produces written or oral data. The usefulness and convenience obtained from mobile banking on security in non-cash transactions provides significant results and benefits in non-cash transaction problems among students because it is very efficient and helpful. In addition, the security side of the transaction must also be considered so that nothing unwanted happens.]]>
<![CDATA[Analisis Penerimaan Pajak dan Retribusi Kota Medan Serta Hubungannya dengan Pelayanan Publik di Kota Medan dalam Meningkatakan Taraf Hidup Masyaratkat Kota Medan dari Segi Ekonomi ]]>
<![CDATA[Erni Susilawati Purba]]>;
<![CDATA[Kristin Margaretha Simarmata]]>;
<![CDATA[Sofiah Nurlianti]]>;
<![CDATA[Putri Kemala Dewi Lubis]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.150
<![CDATA[The aim of this research is to determine and analyze the growth of PAD (Regional Original Income) in Medan City at the Medan City Regional Tax and Levy Management Agency and to determine the influence of Tax and Levy Revenue on Public Services in Medan City. This research uses a descriptive single case study approach, which aims to collect, compile, classify and interpret data to provide an accurate picture of the nature of individuals, groups, conditions and symptoms in a society. Research results from the Regional Tax and Levy Management Agency for Medan City, the Ministry of Finance, and literature studies show that tax and levy revenue in Medan City has not reached the target for the last three periods. Public services in Medan City have experienced a significant decline, influenced by poor budget factors in revenue and allocation, as seen from the decline in Regional Original Income (PAD) over the last three years.]]>
<![CDATA[Perbandingan Kinerja Bank Konvensional dan Bank Syariah pada Triwulan IV 2022 ]]>
<![CDATA[Kevin Andre Sipahutar]]>;
<![CDATA[Kiki Pramana]]>;
<![CDATA[Esya Nur Azizah]]>;
<![CDATA[Hasyim Hasyim]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.151
<![CDATA[This research analyzes the performance of Conventional Banks and Islamic Banks in Indonesia in the fourth quarter of 2022 using data from the official website of the Financial Services Authority (OJK). The study employs a qualitative descriptive approach. The text above discusses the performance comparison between conventional commercial banks (BUK) and Islamic banks (BUS) in several key aspects. Islamic banks show higher asset growth, reaching 15.57%, compared to the 9.42% growth in assets of conventional commercial banks. The composition of their assets also differs, with conventional banks focusing more on credit, while Islamic banks emphasize financing. Overall, both Conventional Banks and Islamic Banks demonstrate positive performance in the second quarter of 2022, with strategies such as diversified funding sources, increased productive credit, and operational efficiency being key drivers of growth amid the continually changing economic dynamics. This conclusion reflects the commitment of the banking sector to support Indonesia's economic growth.]]>
<![CDATA[Faktor-Faktor yang Mempengaruhi Generasi Milenial dan Z Terjebak Pinjaman Online ]]>
<![CDATA[Erli Dayinati]]>;
<![CDATA[Ulfah Nabilah Manurung]]>;
<![CDATA[Anggi Emalia Putri]]>;
<![CDATA[Hasyim Hasyim]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.152
<![CDATA[Online loans are a type of fintech development, service providers provide loans through technology. People make a lot of online loan transactions. The millennial and z generations are the largest online loan takers. Various factors cause the millennial and z generations to get trapped in online loans. Apart from that, online loans can be detrimental to the millennial and z generations if they are trapped in illegal online loans. This research aims to analyze the factors that influence the millennial and Z generations to take online loans. This type of research method is qualitative research in the form of literature study by collecting library data and reading to manage research materials. The data source is secondary data obtained from various writings such as published articles, websites, books and literature from the OJK and other financial institutions. The results of the discussion in this article are that the millennial and z generations are stuck with online loans, influenced by lifestyle factors and financial literacy. A hedonic lifestyle makes the millennial and z generations trapped in online loans. Low financial literacy can mean that the millennial and z generations don't know how to manage their finances, making them trapped in online loans.]]>
<![CDATA[Kajian Teori Pemikiran Adam Smith dan Relevansinya terhadap Perekonomian Masa Kini ]]>
<![CDATA[Ajeng Windi Astuti]]>;
<![CDATA[Zakia Hasanah Hasibuan]]>;
<![CDATA[Wanda Nilam Sari Br. Harefa]]>;
<![CDATA[Bonaraja Purba]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.153
<![CDATA[This research aims to find out how the theory of Adam Smith's thinking is still connected to current economic conditions. The discussion focuses on looking at how the era of globalization and the development of innovative technology today is still related to Adam Smith's theory of thought. So, based on the results of this research, it can be concluded that in the context of globalization, Adam Smith's thoughts remain relevant in several aspects of the modern economy. The free market concept emphasized by Smith, for example, is still the basis of the modern economic system, especially in free trade and investment across national borders]]>
<![CDATA[Pengaruh Media Pembelajaran Online terhadap Minat Belajar Mahasiswa dikelas B Pendidikan Ekonomi di Unimed ]]>
<![CDATA[Mica Siar Meiriza]]>;
<![CDATA[Tamaria Br Sidebang]]>;
<![CDATA[Renata Olivia Ginting]]>;
<![CDATA[Novita Sari Br Kaban]]>;
<![CDATA[Eva Juli Yanti Situmorang]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.154
<![CDATA[This journal reviews the influence of online learning media on the learning interest of class B students in Unimed Econonics Education. In this research, data collection methods were used using questionnaires. The questionnaire was distributed to 30 sources appointed by the author. From students who are currently carrying out the online learning process and student responses to several questions created by researchers. From the diagram created by the researcher, it is clear that the dominant answer from students is that they do not agree and it can be proven that students do not like online learning and it makes it difficult for them to learn or understand the material. The application of online learning media is expected to determine students’ interest in learning in the economics education study program at Medan State University.]]>
<![CDATA[Pengaruh Pengangguran terhadap Kemiskinan di Provinsi Sumatera Utara ]]>
<![CDATA[Mica Siar Meiriza]]>;
<![CDATA[Tamaria Br Sidebang]]>;
<![CDATA[Renata Olivia Ginting]]>;
<![CDATA[Novita Sari Br Kaban]]>;
<![CDATA[Eva Juli Yanti Situmorang]]>;
<![CDATA[Deyren Firmansyah]]>;
<![CDATA[M Abdan Syakura Annurradi]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.155
<![CDATA[Unemployment and poverty are two social problems that are often interrelated in the context of a region's economic development. North Sumatra Province, as a province that has a variety of potential resources, also faces serious challenges related to unemployment and poverty. This research aims to analyze the influence of unemployment on poverty in North Sumatra Province. In carrying out this research, the researcher used a research method, namely the quantitative method of inferential statistics. The data used in this research is secondary data where this data was obtained by the author from the publications of the Central Bureau of Statistics (BPS) of North Sumatra Province from 2013-2022. And the data used is data on unemployment and poverty rates in North Sumatra Province. This research tests the influence of the independent variable on the dependent variable and the technique used uses SPSS which is analyzed using the classic assumption test, heteroscedasticity test, multicollinearity test, and simple regression test. The regression coefficient shows that the higher unemployment is, the more poverty tends to increase. And as for the research results obtained, namely the calculated t value is greater than the t table, then H0 is rejected. This means that there is a positive and significant influence of unemployment on poverty in North Sumatra.]]>
<![CDATA[Analisis Pengaruh Pertumbuhan Ekonomi terhadap Tingkat Kemiskinan di Provinsi Sumatera Utara (2012-2022) ]]>
<![CDATA[Mica Siar Meiriza]]>;
<![CDATA[Graciela Br Sembiring]]>;
<![CDATA[Melody Sitorus]]>;
<![CDATA[Vidia Wardana]]>;
<![CDATA[Nur Sakinah]]>
<![CDATA[ As-Syirkah: Islamic Economic & Financial Journal Vol 3 No 2 (2024): As-Syirkah: Islamic Economic & Financial Journal ]]>
Publisher : <![CDATA[Ikatan Da'i Indonesia (IKADI) ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.56672/syirkah.v3i2.156
<![CDATA[This research aims to evaluate the relationship between economic growth and poverty levels in North Sumatra during the period 2012 to 2022. The results of the research reveal that during this period, no significant relationship was found between economic growth and poverty levels in the North Sumatra region. Although economic growth is often considered a poverty reduction factor, this research indicates that other factors such as income distribution and social policies have a more dominant influence in determining poverty levels. These results highlight the importance of developing a more holistic policy strategy that includes income redistribution efforts and strengthening social protection as key measures to reduce poverty in North Sumatra. This research provides valuable insights for stakeholders in designing and implementing programs focused on poverty alleviation in the region during the period under study]]>
