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Al-Tijary : Jurnal Ekonomi dan Bisnis Islam

altijary
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Published by Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

ISSN : 24609404 EISSN : 24609412 DOI : https://doi.org/10.21093/at.v7i2.3662

Core Subject : Economy,

Economics, Econometrics & Finance

Al-Tijary : Jurnal Ekonomi dan Bisnis Islam encompasses research articles, original research report, reviews, and scientific commentaries in the field of economics and islamic business, including:Islamic Economics, Islamic Business, Islamic banking, Islamic capital markets, Islamic wealth management, Issues on shariah implementation/practices of Islamic banking, Zakat and awqaf, Takaful, Islamic Corporate Finance, Shariah-compliant risk management, Islamic derivatives, Issues of Shari`ah Supervisory Boards, Islamic business ethics, Islamic Accounting, Islamic Auditing.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 7 Documents

Search results for , issue "Al-Tijary Vol. 4, No. 1, Desember 2018" : 7 Documents clear

Tingkat Efisiensi Perbankan Syariah Pasca Spin Off dengan Metode Two-Stage Data Envelopment Analysis Sallsa Khairunnisa
Al-Tijary Al-Tijary Vol. 4, No. 1, Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

This study aims to determine the level of efficiency of Islamic banks after the spin off during the period of 2011-2016. To measure the performance, Two-Stage Data Analysis Envelopment (DEA) is used. The first step of this method is measuring efficiency performance of Islamic banks using DEA method with CRS assumption. The second step estimating factors affecting the efficiency performance using Tobit regression model. The determination of input and output variables in this study uses intermediation approaches. Input variable consists of Fix assets, Third Party Fund (DPK) and Operating Expenses, while the output variable consists of Total financing and Operating Income. The results of the research shows the level of efficiency of BNI Syariah during the 2011-2016 period is still not efficient with 99%, while the level of efficiency of BJB Syariah from 2011 to 2016 is 98%. The result of Tobit regression model showed that Total assets and ROA has a positive and significant to the level of efficiency of BNI Syariah , while the coefficient of FDR and NPF are not significant influence. Furthermore, that influence the level of efficiency of BJB Syariah is total assets, while the coefficient of ROA, FDR and NPF are not significant influence.

Pembangunan Sosial Ekonomi di Indragiri Hilir Riau Perspektif Teori Kebijakan Fiskal Abdul Mannan Salmia Salmia
Al-Tijary Al-Tijary Vol. 4, No. 1, Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Fiscal Policy is a government’s policy related to regional and national income and expenditure. This policy is very important in a region because this policy not only discusses how a region or state gets fund and utilizes the fund to develop the region, but also discusses how fiscal policy is able to create development and prosperity for people’s socio-economic life. The glory of Islam in the past has also convinced people that the economic development system that was used could survive and had a well-known history, so the theory of Abdul Mannan, who was a contemporary Muslim economist, could be used, expecting that the glory of Islamic countries in the past could be repeated nowadays. Mannan wrote in his fiscal policy perspective based on Islamic law. The core of Mannan’s fiscal policy in socio-economic development is the principles of happiness (at-targib) for society and socio-economic improvement, as well as spiritual and moral development. Therefore, this study focused on the Situation of Socio-Economic Development of Indragiri Hilir Regency whose majority of the population is Moslem; whether the implementation of fiscal policy in Indragiri Hilir has been relevant to Mannan’s theory. Such question could be answered after conducting a research in Indragiri Hilir using interview technique to several informants from Local Government Officials, Members of Parliament and Indragiri Hilir Society. The results showed that the development in Indragiri Hilir focuses more on plantation development because the majority of population works as farmers and gardening. In addition, several things that are not yet relevant are: non conducive regional bureaucracy and uneven infrastructure development.

Dampak Industri Pariwisata Terhadap Penyerapan Tenaga Kerja Ditinjau dari Perspektif Ekonomi Islam (Studi pada Hotel, Biro Perjalanan Wisata, Kuliner dan Objek wisata Kabupaten Lombok Barat) Romi Putra Saroji
Al-Tijary Al-Tijary Vol. 4, No. 1, Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Tourism in west lombok region had inreased from years. This situation gives more beriefets in tourism such as hotel,food and beverage,and travel. Agency which also gives more opportunitres to cleate more employee. This research aims to finds out the hotel influences, trevel agency,food and beverage and tourism spot lite to the new employee absorption in west lombok, also this new employee absorption in this variable has been viewed from the islamic perspective. This research was a quantitatif research with a random variabel such as, hotel,trevel agency, food and beverage and the new employee absor ption. The data analysis has been done by as double regression test. The result showed that hotel, food and beverage(hotel), and trevel agency has constant result so that the new employee absorption increasedto be 2283,923. For hotel variabel is it increased for about 1% so that the new employee absorption also will increased to be 48,233 food and beverage hotel which increased 1% also showed thatthe new employee will also incresed to be 0,021 of herwise trevel agency, if it increased 1% so that the absorpation of the employee will increased $,717. In the hotel,food and beverage (restaurant). Trevel agency showed there is a absopation of the employee. This situation can be seen in how many employee since 2010-2015 which more increased for each variable.

Pengaruh Promosi Tabungan Bank Sumsel Babel Syariah Terhadap Minat Menabung Masyarakat Kota Palembang Mawardi Mawardi
Al-Tijary Al-Tijary Vol. 4, No. 1, Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

This study aims to determine the interest of Palembang’s people to save, especially saving in a sharia-based regional bank, namely Bank Sumsel Babel Syariah. This research was conducted for three months using primary data by distributing questionnaires, books and related journals, the location of the study was in the city of Palembang. the sampling techniques used in this research was random sampling techniques with a total sample of 100 respondents and analyzed with multiple linear regression. The results of this study shown that Advertisements and Publicity have effect on people's saving interest, while sales promotion and personal sales did not affect people's saving interest.

Implementasi Akuntabilitas dalam Shari’ah Enterprise Theory di Lembaga Bisnis Syari’ah (Studi Kasus: Swalayan Pamella Yogyakarta) Rahmah Yulisa Kalbarini
Al-Tijary Al-Tijary Vol. 4, No. 1, Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

This study aimed to find out accountability within Shari’ah Enterprise Theory and know the process also the type of accountability in islamic business organization case study at Pamella Supermarket. The method of this study was qualitative approach using research study. The analyze technique is domain and taxonomy. The results obtained, that the implementation of accountability with Shari’ah Enterprise Theory in Pamella Supermarket based on pamella owner’s concept on accountability that the purpose of life is rahmatan lil alamin that is each muslim can give a benefit to of the muslims. The realization of that concept is there will be a separation of responsibility: business fund from social fund which is managed by Pamella. From the supermarket sight, the business fund is under the responsibility of the owner and to Allah SWT. While the social fund is under the responsibilityof the society by holding some social humanity program, which are reported to the society as well as to the existing interrelated departments in Yogyakarta

Persepsi Nasabah Tentang Mutu Pelayanan dan Produk Bankaltimtara Syariah Cabang Samarinda Irma Yuliani
Al-Tijary Al-Tijary Vol. 4, No. 1, Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

This study aims to determine customer perceptions of service quality and products of Kaltimtara Sharia Bank Samarinda Branch. This type of research is field research. The nature of this study is qualitative descriptive by using interviews and questionnaires as data collection techniques. The population in this study are all priority customers of Samarinda Bank Kaltimtara Syariah Branch, amounting to 300 customers, using purposive techniques. sampling, the research sample was 75 respondents and interviews with related parties. The results showed that customer perceptions of service quality and products at Bankaltimtara Syariah Samarinda branch were measured using the CARTER dimension (Compliance, Assurance, Reliability, Tangibles, Emphaty, and Responsiveness). Whereas for products measured through 6 dimensions which include Performance, Features, Realiability, Durability, Conformance to specifications and aesthethic shows positive results which are very good but the things that need to be considered are regarding the need for additional park land specialized and financial consultations to meet priority customer needs. This is in line with the results of interviews with relevant parties that indicate the quality or quality of services and products that are sharia standard and in accordance with the vision and mission of Bankaltimtara Syariah.

Pengaruh Pemahaman Keagamaan, Etos Kerja Islam, Kedisiplinan, Tanggung Jawab, dan Pendidikan Terhadap Profesionalitas Kinerja Karyawan pada Perusahaan Asuransi Syariah di Kota Samarinda Khairul Rizal; Parno Parno; Kokom Komariyah
Al-Tijary Al-Tijary Vol. 4, No. 1, Desember 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

This research aims to find out how much religious understanding, Islamic work ethic, discipline, responsibility, and education affect the professionalism of performance in sharia insurance employees in Samarinda City. The research method used in this study is quantitative research, with a population of 16 respondents from 3 Islamic insurance companies in Samarinda and all employees became respondents. The data instruments used in this study are validity test with product moment correlation formula, reliability test, classic assumption test, with analysis of multiple linear regression test data, partial test (t test), and f test, where to see the effect that occurs between variables free, religious understanding, Islamic work ethic, discipline, responsibility, and education (X) with dependent variable on employee performance (Y). The results of this study indicate data analysis, religious understanding variables, Islamic work ethic, and education do not have a significant effect on the professionalism of employee performance. While the discipline and responsibility variables have a significant influence on the professionalism of employee performance. Then the variables of religious understanding, Islamic work ethic, discipline, responsibility, and education together (simultaneously) have a significant effect on the professionalism of employee performance

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name
Fitria Rahmah

Contact Email
redaksi.altijary@gmail.com

Phone
+6285643313654

Journal Mail Official
redaksi.altijary@gmail.com

Editorial Address
Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda Kampus II, Jl. H.A.M. Rifadin Samarinda Seberang, Telp. (0541) 7270222 Samarinda

Location
Kota samarinda,

Kalimantan timur

INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Fitria Rahmah

Contact Email redaksi.altijary@gmail.com

Phone +6285643313654

Journal Mail Official redaksi.altijary@gmail.com

Editorial Address Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda Kampus II, Jl. H.A.M. Rifadin Samarinda Seberang, Telp. (0541) 7270222 Samarinda

Location Kota samarinda, Kalimantan timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Fitria Rahmah

Contact Email
redaksi.altijary@gmail.com

Phone
+6285643313654

Journal Mail Official
redaksi.altijary@gmail.com

Editorial Address
Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda Kampus II, Jl. H.A.M. Rifadin Samarinda Seberang, Telp. (0541) 7270222 Samarinda

Location
Kota samarinda,

Kalimantan timur

INDONESIA