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Contact Name
Budiyanto
Contact Email
budiyanto@perbanas.id
Phone
+62 21- 5252533
Journal Mail Official
reny.fitriana@perbanas.id
Editorial Address
Jl. Perbanas, Karet Kuningan, Setiabudi kode pos 12940., Jakarta Selatan, Provinsi DKI Jakarta
Location
Kota adm. jakarta selatan,
Dki jakarta
INDONESIA
Perbanas Journal of Islamic Economics and Business
ISSN : -     EISSN : 28071506     DOI : https://doi.org/10.56174/pjieb.v2i1.27
Core Subject : Religion, Economy,
Aims The objectives of this journal are as follows: To provide a bridge between theory and practice of Islamic Economics and Business To disseminate the results and findings of research and best practice To assist and inform those responsible for the management of Islamic Economics and Business To guide the formulation, development, implementation and evaluation of Islamic Economics and Business To develop the research agenda in Islamic Economics and Business, by identifying critical research issues, and promoting research within those areas. Perbanas Journal of Islamic Economics and Business is pluralistic, publishing papers that are conceptual, quantitative-empirical, or qualitative-empirical. Scope Perbanas Journal of Islamic Economics and Business is devoted to research in all branches of Islamic Economics and Business. Specifically, the journal will deal with topics, including but not limited to: Islamic Economics Islamic Banking and Finance Islamic Business Islamic Philanthropy
Articles 6 Documents
Search results for , issue "Vol 3 No 2 (2023): Perbanas Journal of Islamic Economics and Business" : 6 Documents clear
Informasi Halal dalam Customer Value Disclosure (CVD) Zulfikar Pane; Yohana Yohana
Perbanas Journal of Islamic Economics and Business Vol 3 No 2 (2023): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v3i2.119

Abstract

Indonesia merupakan penduduk dengan mayoritas beragama Islam sehingga konsumen memiliki hak untuk mengetahui kehalalan produk / jasa yang dikonsumsinya. Selain itu, informasi halal tersebut dapat menjadi nilai bagi pelanggan karena menjadi pembeda dengan produk / jasa sejenis yang ditawarkan produsen lain. Penelitian ini bertujuan mengajukan informasi halal sebagai keterbaruan dalam Customer Value Disclosure (CVD). Keterbaruan ini menjadi penting untuk mengurangi asimetri informasi, memberikan nilai tambah (value added) dan keunggulan kompetitif bagi perusahaan khususnya bila beroperasi di wilayah dengan mayoritas penduduk beragama Islam. Selain itu, keterbaruan ini dapat dikaji dalam studi lanjutan dikaitakan dengan variabel lain contohnya harga saham, nilai perusahaan, profitabilitas masa datang, biaya modal (cost of equity), kesiapan personil, tantangan dalam penyusunan informasi halal dan lainnya. Melalui kajian literatur dengan rujukan dua penelitian yang spesifik membahas Customer Value Disclosure (CVD) serta laporan tahunan beberapa perusahaan, disimpulkan informasi halal dapat ditambahkan dalam pengungkapan karena perusahaan telah memberikan informasi tersebut di dalam laporan tahunan. Informasi tersebut berupa komitmen dan capaian perusahaan terhadap kehalalan produk / jasa serta sertifikasi halal yang diperoleh.
Pengembangan Model Fintech-Micro BMT (FIT) Abdullah Haidar; Nur Hendrasto; Evania Herindar; Fauziah Chairiyati
Perbanas Journal of Islamic Economics and Business Vol 3 No 2 (2023): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v3i2.120

Abstract

This article's goal is to create a Fintech Micro BMT (FIT) financial technology innovation model for the Islamic microfinance institution Baitul Maal wa Tamwil (BMT) at the APEX/association scale. Being a successful and independent institution (financial self-uffency) as a commercial function and assisting in reducing poverty (poverty alleviation) as a social function are the two fundamental goals of BMT. The goal of fintech micro BMT is to accomplish both objectives. Through the use of descriptive analytic techniques, the research was carried out utilizing qualitative approaches. Primary data from interviews and secondary data from literature reviews make up the utilised data. The basic prototype of the application and its features were analyzed for model innovation using the Business Model Canvas framework. This was followed by a description of the BMT and MSME simple financial reporting accounting systems as well as the credit scoring model. In order to solve the issue of liquidity gaps (mismatch), this study produced a Fintech micro BMT model that maximizes the dualities of commercial BMT functions (increasing market share) and social (ZISWAF). Business management, accounting reporting, as well as a qualified credit rating model, support these two tasks. The triple bottom line purpose of BMT—economic growth, community empowerment, and sustainability—is also embodied by fintech micro BMT. The adoption of Fintech micro BMT is anticipated to assist BMTs in expanding their role in developing the sharia microfinance network, promote cooperation among BMTs in Indonesia, boost the volume of BMT financial transactions, integrate MSME actors as recipients of ZISWAF financing and donors with BMTs, promote market transparency, and lower the risk of information asymmetry in the process of providing financing.
Development Aspects of Post-Merger Islamic Banks: A Systematic Literature Review Ainul Fatha Isman; Ega Rusanti; Armin Rusli Makatita
Perbanas Journal of Islamic Economics and Business Vol 3 No 2 (2023): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v3i2.124

Abstract

Banking plays the role of a financial intermediary and is also considered to have a central position in the economy. The strategy pursued by Islamic banking is to merge with the aim of improving various aspects of it. This study aims to analyze the important aspects of Islamic banking, especially post-merger. This study uses qualitative research with the A Systematic Literature Review (SLR) approach. Data collection was carried out by surfing the internet from Google Scholars and Emerald. The research data population is journals with a focus on aspects of development in post-merger Islamic banking as many as 25 indexed journals from various publishers or journal publishers. According to the findings of this study by a systematic literature review show that several aspects that need to be improved after the merger are Profitability, Shariah Compliance, Technology, Human Resources, Management, Business and Marketing, and Efficiency. Humam resources aspect is a dominant aspect in building a positive image of sharia banking has escaped his attention after merger. This research implies to shariah banking for know the urgency of increasing post-merger and to be improve several aspects for development the Islamic bank in Indonesia.
The Effect of Premium Contribution and Claim Expenses on Investment Results With Tabarru Reserves As An Intervening Variable In Sharia Life Insurance Companies Embun Prowanta
Perbanas Journal of Islamic Economics and Business Vol 3 No 2 (2023): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v3i2.126

Abstract

Asuransi Jiwa Syariah merupakan asuransi mengelola dana sesuai dengan prinsip-prinsip Syariah dimana terdapat prinsip saling tolong menolong dan saling melindungi diantara para peserta melalui kontribusi ke Dana Tabarru.Tujuan penelitian untuk menganalisis pengaruh dari kontribusi dan beban klaim terbadap cadangan dana tabarru dengan hasil investasi sebagai variabel intervening. Periode penelitian yang dilakukan tahun 2018-2020 dengan sampel perusahaan asuransi jiwa syariah sebanyak tujuh perusahaan. Data diperoleb dari laporan keuangan tahunan perusahaan yang telah dikumpulkan secara purpose sampling dengan metode analisis menggunakan Structural Equation Modeling (SEM) PLS. Hasil dari penelitian ini menunjukan bahwa kontribusi premi mempunyai pengaruh positif terhadap cadangan dana tabarru, namun tidak mempunyai pengaruh dengan hasil investasi. Beban klaim tidak mempunyai pengaruh terhadap cadangan dana tabarru, namun mempunyai pengaruh positif signifikan dengan hasil investasi. Hasil investasi tidak mempunyai pengaruh terhadap cadangan dana tabarru. Hasil investasi tidak memediasi kontribusi premi dan beban klaim terhadap cadangan dana tabarru.
Kemampuan Manajer Investasi dan Kinerja Reksadana Saham Syariah yang Terdaftar di Bursa Efek Indonesia A Dewantoro Marsono; Nurul Fadillah
Perbanas Journal of Islamic Economics and Business Vol 3 No 2 (2023): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v3i2.134

Abstract

Tujuan dari penelitian ini adalah untuk menganalisis pengaruh kemampuan manajer investasi terhadap kinerja reksadana saham syariah yang terdaftar di Bursa Efek Indonesia. Proksi kemampuan manajer investasi adalah stock selection ability dan market timing. Sampel terdiri atas 36 reksadana syariah yang dipilih menggunakan metode purposive sampling. Kinerja reksadana saham syariah diukur menggunakan simple return method. Treynor Mazuy model digunakan untuk mengukur stock selection ability dan market timing abilitys. Analisis data menggunakan model data panel. Hasilnya menunjukan bahwa kemampuan manajer investasi [stock selection ability dan market timing ability] terbukti berpengaruh positif dan signifikan terhadap kinerja reksadana saham syariah.
How Do Halal Labels, Pricing, and Promotion Affect Sasha Toothpaste Purchasing Decisions? Sekar Alma Arifitria; Reny Fitriana Kaban; Hidajat Sofyan Widjaja
Perbanas Journal of Islamic Economics and Business Vol 3 No 2 (2023): Perbanas Journal of Islamic Economics and Business
Publisher : Perbanas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56174/pjieb.v3i2.135

Abstract

During the pandemic, many companies experienced decline in revenue, including the toothpaste industry. Sasha toothpaste product is one of the halal toothpaste brands that has variability so authors conducted research on several variables that can influence purchasing decisions related to sales of Sasha toothpaste. The purpose of this study was to determine and analyze the effect of the Halal label, price, and promotion on purchasing decisions for Sasha toothpaste. Descriptive analysis with quantitative approach is used in the research design. With 75 respondents and non-probability sampling technique, it is continued with several analytical test. The results of this study indicate that the Halal label has no effect on the decision to buy Sasha toothpaste while the price and promotion do. At the simultant way, halal label, price and promotion affect decision to buy Sasha toothpaste. The halal label variable in making a consumer decision to buy toothpaste is a novelty in this study, because previous research focused more on marketing mix variables such as price and promotion only. It is recommended that the placement of halal label on this product be emphasized more clearly so consumers can be more aware of the existence of halal label on its packaging

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