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Keris Kartono
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Articles 12 Documents
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Search results for , issue "Vol 2 No 01 (2022): Oktober 2022" : 12 Documents clear
PENGENALAN PEMBIAYAAN SYARIAH DALAM PEMULIHAN USAHA MIKRO KECIL DAN MENENGAH MELALUI PROGRAM BANTUAN PRODUKTIF USAHA MIKRO PADA MASA PANDEMI COVID-19 DI DESA CIASMARA, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Ria Kusumaningrum; Abdul Kodir; Fika Fitria Ningsih
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.67

Abstract

The role of Micro, Small and Medium Enterprises (MSMEs) is very important in building an economy based on a just economic democracy. Like most business entities, MSMEs have been heavily influenced by uncertain market conditions since the Covid-19 pandemic. However, MSMEs with less stringent capital characteristics and regulations have relatively good resilience and flexibility to deal with a pandemic situation. However, there are also MSMEs that lack the resilience and flexibility to deal with a pandemic due to low levels of digitization, difficulty accessing technology, and a lack of understanding of strategies to survive in business. This also happened in Ciasmara Village, Pamijahan District, Bogor Regency. The government has also carried out programs to maintain the sustainability of MSMEs in the midst of a pandemic. One of the government's programs to maintain the existence of MSMEs during the Covid-19 pandemic, by conducting MSME Productive Assistance (BPUM). Simultaneously with the implementation of government programs that directly support these MSMEs, community service was also carried out in Ciasmara Village, Pamijahan District, Bogor Regency. Thus, in addition to having BPUM from the government, there is also the introduction of sharia financing as part of community service activities in Ciasmara Village, Pamijahan District, Bogor Regency.
MEMPROGRAMKAN PENGENALAN BANK SYARIAH DAN LEMBAGA KEUANGAN MIKRO SYARIAH DI DESA SUKAJADI, KECAMATAN TAMANSARI, KABUPATEN BOGOR Ria Kusumaningrum; Muhamad Rizal; Afina Putri Nabilla
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.68

Abstract

The characteristics of Islamic banking are different from banking which is based on an interest system, Islamic banking is actually based on the core product of profit-sharing financing developed in musyārakah and muḍārabah financing products. The presence of Islamic banking should have a big impact on the growth of the real sector. One of the business units that needs to be developed to encourage growth in the real sector is Micro, Small and Medium Enterprises (MSMEs), which in the current national economy have a very important position, because of their contribution to employment and Gross Domestic Product (GDP), as well as flexibility and resilience in the face of economic crises. Islamic banking financing allocated to MSMEs in Bogor has experienced a fluctuating increase, but its contribution to increasing Micro, Small and Medium Enterprises has not been optimal. Islamic banking financing in Bogor has quite encouraging prospects in view of the quantity of MSMEs that have not yet obtained financing facilities. It is within this framework that community service is carried out by programming the introduction of Islamic banks and Islamic microfinance institutions in Sukajadi Village, Tamansari District, Bogor Regency from July to August 2020.
MEMPROGRAMKAN AKSES PEMBIAYAAN SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA KIARA PANDAK, KECAMATAN SUKAJAYA, KABUPATEN BOGOR Tubagus Rifqy Thantawi; Miftakhul Anwar; Muhammad Parid Dudin
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.70

Abstract

Micro, Small and Medium Enterprises (MSMEs) are currently the focus of attention from the government and the general public because they have an important role in economic growth. However, MSMEs still feel and experience the difficulty of obtaining Islamic financing from Islamic banks and from Islamic microfinance institutions. This is of course also becoming more difficult for MSMEs in rural areas, including Kiara Pandak Village, Sukajaya District, Bogor Regency. Therefore, in community service activities, the introduction of sharia financing is programmed, especially for MSMEs. Access to sharia financing is included in the matters explained in the introduction of sharia financing. The community service activities which were carried out from July to August 2019 received good attention and appreciation from the community, especially Kiara Pandak Village, Sukajaya District, Bogor Regency.
MEMPROGRAMKAN AKSES PEMBIAYAAN SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA CIARUTEUN ILIR, KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR Rully Trihantana; Ermi Suryani; Eri Ariyanto
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.71

Abstract

This community service aims to program access to sharia financing for Micro, Small and Medium Enterprises. The subject of this community service is the people of Ciaruteun Ilir Village, Cibungbulang District, Bogor Regency, West Java Province. In this community service, activities are carried out that can provide enlightenment to MSMEs. Islamic banks and Islamic microfinance institutions must assist MSMEs in running their business so that sharia financing provided to MSMEs can be in line with the objectives of sharia financing. In addition, Islamic banks and Islamic microfinance institutions need to be intensely involved in monitoring and ensuring that MSMEs that receive financing assistance are able to manage their finances properly. With this community service, it can be concluded that people who are involved in MSMEs need to continue to increase their understanding that sharia financing will increase their income and welfare and of course it will directly reduce poverty. In addition, the presence of the MSME community is expected to become an extension in introducing and educating ordinary people (non-SMEs) to be involved in business activities that involve Islamic banks and Islamic financial institutions.
MEMPROGRAMKAN AKSES PEMBIAYAAN SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA PAMIJAHAN, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Tubagus Rifqy Thantawi; Azizah Mursyidah; Gilang Permana Putra
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.72

Abstract

Pamijahan Village is a village located in Pamijahan District, Bogor Regency, West Java Province. Pamijahan Village has sufficient natural resources to develop and prosper socially and economically in the community. In community service, access to sharia financing is programmed for Micro, Small and Medium Enterprises (MSMEs) in Pamijahan Village, Pamijahan District, Bogor Regency. This community service activity was preceded by identifying problems with MSME actors, then collecting data. Then process the data and information, and after that a solution plan is prepared. The solution plan is to provide training to increase the knowledge and understanding of MSMEs in sharia financing, and increase MSME insight and trust.
MEMPROGRAMKAN AKSES PEMBIAYAAN SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA DUKUH, KECAMATAN CIBUNGBULANG, KABUPATEN BOGOR Rully Trihantana; Ermi Suryani; Jamaludin
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.73

Abstract

Micro, small and medium enterprises or rural MSMEs have a relatively large contribution to the macro economy in both regional and national contexts. However, in practice, there are many obstacles and obstacles faced by MSMEs, one of which is experiencing difficulties in capital capacity. The majority of capital owned by rural MSMEs is not through formal financial institutions, but rather their own capital. Therefore, through community service by programming sharia financing, it aims to help restore the economic conditions of rural MSMEs. With a solutive and applicable sharia financing model, it is hoped that there will be an increase in financial inclusion for rural MSMEs. This is aimed at serving the community in Dukuh Village, Cibungbulang District, Bogor Regency.
MEMPROGRAMKAN AKSES PEMBIAYAAN SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA CINANGKA, KECAMATAN CIAMPEA, KABUPATEN BOGOR Rully Trihantana; Ermi Suryani; Mohammad Sutriansyah
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.74

Abstract

This community service aims to program access to sharia financing for Micro, Small and Medium Enterprises (MSMEs) in Cinangka Village, Ciampea District, Bogor Regency. The subjects of this community service are the people of Cinangka Village, Ciampea District, Bogor Regency, West Java Province, especially those included in MSMEs. In community service, activities are carried out based on participatory methods involving the community as the subject. The result of community service is that in addition to the community becoming more aware and understanding of sharia financing for MSMEs, the community also knows and understands Islamic financial institutions such as Islamic banks and Islamic microfinance institutions which can be used as places to apply for sharia financing. Therefore, sharia banks and sharia microfinance institutions must accompany business operations and be intensely involved in monitoring and ensuring that MSMEs that receive sharia financing assistance are able to manage their finances properly.
MEMPROGRAMKAN AKSES PEMBIAYAAN SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA CINANGNENG, KECAMATAN TENJOLAYA, KABUPATEN BOGOR Ria Kusumaningrum; Susi Melinasari; Alda Herawati
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.75

Abstract

Micro, Small and Medium Enterprises (MSMEs) in the national economy have an important and strategic role. However, most MSMEs face capital constraints and limited access to formal financial institutions such as Islamic microfinance institutions. Baitul Maal Wat Tamwil (BMT) is a sharia microfinance institution that can be a solution to obstacles. This community service aims to program access to sharia financing for MSMEs. This community service is held from July to August 2021 and is located in Cingneng Village, Tenjolaya District, Bogor Regency. The community, especially MSMEs are actively involved in this community service, and this is a practice of the active participation method used in this community service. It is expected that BMT sharia financing has a positive and significant effect on changes in MSME profits.
SOSIALISASI PEMBIAYAAN SYARIAH PRODUK MURABAHAH DI DESA SUKAMAJU, KECAMATAN JONGGOL, KABUPATEN BOGOR Rully Trihantana; Miftakhul Anwar; Nanda Suganda
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.76

Abstract

This community service program intends to provide socialization to the community in Sukamaju Village, Jonggol District, Bogor Regency, regarding Islamic financial institution products, especially murabaha products. The method used is to socialize to community groups, and it is held at the homes of socialization participants. The purpose of this community service is to educate the public about sharia financing products that are most in demand, namely murabahah products. As a result, the community begins to understand the product in question and begins to make decisions to carry out financial transactions at Islamic financial institutions in general with contracts that are in accordance with Islamic law, namely murabahah contracts.
MERANCANG MANAJEMEN SUMBER DAYA INSANI IBU RUMAH TANGGA, REMAJA DAN ANAK-ANAK DI DESA KAREHKEL KECAMATAN LEUWILIANG, KABUPATEN BOGOR Tubagus Rifqy Thantawi; Azizah Mursyidah; Erika Apriani
SAHID DEVELOPMENT JOURNAL Vol 2 No 01 (2022): Oktober 2022
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i01.77

Abstract

This community service was carried out in Karehkel Village, Leuwiliang District, Bogor Regency. This community service aims to develop Human Resources and the potentials that exist in Karehkel Village, especially mothers, adolescents and children. In community service this is done by the method of observation, training, interviews and application implementation. The community is also enthusiastic about this community service activity, because they gain an insightful understanding of human resource development, especially in developing the abilities of mothers, adolescents and children.

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