cover
Contact Name
Zulhamdi
Contact Email
zulhamdi@iainlhokseumawe.ac.id
Phone
+6285260308908
Journal Mail Official
alhiwalah@iainlhokseumawe.ac.id
Editorial Address
Jl. Medan - Banda Aceh, Alue Awe, Kec. Muara Dua, Kota Lhokseumawe, Aceh 24352
Location
Kota lhokseumawe,
Aceh
INDONESIA
Al-Hiwalah : Journal Syariah Economic Law
ISSN : -     EISSN : 29630304     DOI : https://doi.org/10.47766/alhiwalah
Jurnal Hukum Ekonomi Syariah (Online/ elektronik) yaitu jurnal ilmiah peer review yang fokus menyebarluaskan hasil penellitian di bidang Fikih, Hukum Ekonomi Islam, Fiqh Muamalah, dan Ekonomi Syariah. Jurnal ini diterbitkan oleh Jurusan Hukum Ekonomi Syariah Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe bekerjasama dengan Rumah Jurnal LPPM IAIN Lhokseumawe.
Articles 6 Documents
Search results for , issue "Vol. 1 No. 1 (2022): Al-Hiwalah : Journal Syariah Economic Law" : 6 Documents clear
Implementasi Murabahah Pada Perbankan Syariah Muhammad Diah; Zulhamdi Zulhamdi
Al-Hiwalah : Journal Syariah Economic Law Vol. 1 No. 1 (2022): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (437.719 KB) | DOI: 10.47766/alhiwalah.v1i1.875

Abstract

Murabahah is a form of buying and selling goods developed by Islamic banking. In Islamic banking, murabahah dominates the bank's income from the products available in all Islamic banks. Murabahah also provides many benefits to Islamic banks/Islamic banks, one of which is the profit that arises from the difference between the purchase price from the seller and the selling price to the customer. Murabahah as an exchange transaction contract requires the seller to have the right to take legal action against the object he sells. In addition, murabahah as a form of trust buying and selling requires the seller and the buyer to know each other and be honest with each other regarding the object of sale, both the specifications of the goods, the acquisition price, the desired margin, and the method of payment. Included in the acquisition price is the cost of goods and their procurement costs until the acquisition price is only known after the goods are legally owned by the seller. Along with the emergence and development of the Islamic banking industry, murabahah was adopted as one of the contracts in Islamic bank financing products.
Aturan Utang dalam Akad Pembiayaan Mudharabah pada Bank Syariah Yusriadi Yusriadi
Al-Hiwalah : Journal Syariah Economic Law Vol. 1 No. 1 (2022): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (447.489 KB) | DOI: 10.47766/alhiwalah.v1i1.881

Abstract

Mudharabah financing is financing in the form of cooperation between two or more Islamic banks, in which the owner of the capital entrusts a certain amount of capital to the manager with a profit sharing agreement, or in another language as shahibul maal which provides all the capital and the customer as mudharib who manages the funds. The profits obtained by the business are in accordance with the initial agreement as stated in the contract. However, if there is a loss, it will be borne by the Islamic bank if the loss is not due to the intention of the insurer's customer, while the customer loses time, energy and thought. If the loss is caused by the negligence of the customer, the customer must bear the loss himself. However, the mudharabah financing at one of the Islamic banks has not shown the character of the mudharabah financing completely and correctly because the concept of debt appears in the contract.
Akad Salam Menurut Fatwa DSN MUI Nomor 05/DSNMUI/IV/2000 Januara Pahra
Al-Hiwalah : Journal Syariah Economic Law Vol. 1 No. 1 (2022): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (404.921 KB) | DOI: 10.47766/alhiwalah.v1i1.888

Abstract

Salam buying and selling is a contract for buying and selling ordered goods between a buyer and a seller. The specifications and price of the ordered goods must have been agreed at the beginning of the contract, while payment is made in full in advance. Sale and purchase of greetings is a sale and purchase contract that is allowed. This is based on the arguments contained in the Qur'an. The pillars of salam are sellers and buyers, there are goods and money, there is sighat (lafaz contract). While the terms of sale and purchase of salam according to the agreement of the scholars there are five, namely the type of object of sale and purchase of greetings must be clear, the nature of the object of sale and purchase of greetings must be clear, the level or size of the object of sale and purchase of greetings must be clear, the period of ordering the object of sale and purchase of greetings must be clear, assumptions the capital issued must be known to each party.
Aspek Hukum Perjanjian dalam Aktivitas Bisnis zulhamdi zulhamdi; Husnaini Husnaini
Al-Hiwalah : Journal Syariah Economic Law Vol. 1 No. 1 (2022): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.144 KB) | DOI: 10.47766/alhiwalah.v1i1.892

Abstract

The development of the business world, especially trade in Indonesia, seems to be dominated by trade in goods which is the result of cooperation between Indonesian entrepreneurs and foreign entrepreneurs, and between Indonesian entrepreneurs and Indonesian entrepreneurs. Agreement as a private legal relationship that exists between parties who have entered into an agreement, on objects that have been agreed upon as a form of fulfillment of rights and obligations, after the creation of an agreement.
Ijarah dalam Sistem Perbankan Syariah Dara Fitriani; Nazaruddin Nazaruddin
Al-Hiwalah : Journal Syariah Economic Law Vol. 1 No. 1 (2022): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (401.261 KB) | DOI: 10.47766/alhiwalah.v1i1.895

Abstract

Lease transactions in conventional banking do not transfer property rights, which means that when the lease expires, the goods are returned to the owner of the leasing object, which generally does not require the services of a financial institution. Another case in practice is because of Islamic banking financing which is known under a lease agreement called ijarah. In Islamic banking, al-ijarah is divided into 2 types, namely mutlaqah ijarah or leasing, operating lease is a process that we usually encounter in daily economic activities. In the context of Islamic banking, ijarah is a lease contract in which a bank or financial institution rents out equipment, buildings or goods, to one of its customers by charging a fee that has been determined with certainty in advance. Meanwhile, al-Ijarah al-Muntahia bit-Tamlik is a kind of fusion between a sales and lease contract or a lease contract which ends with the ownership of the goods being in the hands of the lessee. The nature of the transfer of ownership also distinguishes it from ordinary leases, which exist in conventional financial institutions. The concept of al-Ijarah in Islamic banking as a lease in general, but what distinguishes it is that in Islamic banking there is a lease which at the end of the contract, the customer is given a choice/option to own the goods or not, generally called a lease purchase.
Akad Wakalah dalam Jual Beli Ahmed Rizal
Al-Hiwalah : Journal Syariah Economic Law Vol. 1 No. 1 (2022): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Hukum Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (410.071 KB) | DOI: 10.47766/alhiwalah.v1i1.906

Abstract

Wakalah contract has an important role in buying and selling. This wakalah has the main purpose of providing financing and services in payment traffic and money circulation. The difference between Islamic banks and conventional banks when viewed in terms of its understanding. Wakalah in Islamic law is the delegation of power by one person as the first party to another person as the second party in the matters represented. Wakalah in Arabic means helping, maintaining, delegating, or being a representative acting on behalf of the person he represents. In terms, wakalah means mutual help between individuals in a problem when someone is legally unable or has obstacles to do so. The object being represented can involve property and other personal matters, such as marriage. The legal basis for wakalah is the Qur'an and hadith.

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