cover
Contact Name
Hastin Tri Utami
Contact Email
wealth@uinsaizu.ac.id
Phone
+6285227056696
Journal Mail Official
wealth@uinsaizu.ac.id
Editorial Address
Jl. Jend. A. Yani No. 40A Purwokerto
Location
Kab. banyumas,
Jawa tengah
INDONESIA
Wealth: Journal of Islamic Banking and Finance
ISSN : 29630126     EISSN : 29649641     DOI : https://doi.org/10.24090/wealth
Core Subject : Economy,
Asset management, Fund Management and Asset Pricing; Banking (Efficiency, Regulation, Risk Management, Solvency); Behavioural Finance; Capital Structure; Corporate Finance and Corporate Governance; Derivative Pricing and Hedging; Distribution Forecasting with Financial Applications; Entrepreneurial Finance; Empirical Finance; Financial Economics and General Equilibrium Models; Financial Markets (Alternative, Bonds, Currency, Commodity, Derivatives, Equity, Energy, Real Estate); FinTech and Micro Finance; Capital Market.
Articles 5 Documents
Search results for , issue "Vol. 1 No. 1 (2022)" : 5 Documents clear
Islamic Law Review on Default and Unlawful Acts in Online Lending Practices Fatihani Baso; Ayu Kholifah
Wealth: Journal of Islamic Banking and Finance Vol. 1 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v1i1.7000

Abstract

Debt in Islam is a social observance with the concept of helping (ta'awun). The presence of information technology-based lending is an innovation that aims to provide convenience for consumers to access needs in the form of loan funds. However, the presence of these online lending has taken many victims with many debtors receiving loans experiencing greater losses due to default disputes and unlawful acts in online lending practices. Indonesia as a country with the largest Muslim population needs to review this phenomenon from the point of view of Islamic law. The goal is that the society will not only become good citizens, but also become Muslims who are obedient to the provisions of Islamic law. This research is normative legal research which is also called doctrinal legal research. Descriptive analysis will be presented through literature study techniques from secondary data in the form of library materials. The results of the study show that online loans that have a great potential to cause default disputes and unlawful acts are a madharat that must be eliminated. The reason for making it easy to provide benefits to the community must be reviewed, because eliminating harm must take precedence over achieving benefit
Analysis of Customer Satisfaction from Service Quality Dimensions Using Fuzzy-Carter Method (A Case Study at Bprs Khasanah Ummat Purwokerto) Selitri Melina; Yoiz Shofwa Shafrani
Wealth: Journal of Islamic Banking and Finance Vol. 1 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v1i1.7001

Abstract

The primary goal of a business is to satisfy customers, so the caliber of this service has a significant impact on the success of a service company, specifically the creation of a sense of satisfaction with the services provided, where this will foster a loyal attitude of its customers and encourage positive and encouraging word of mouth as an assumption of customer satisfaction. By assessing the value gap between the services obtained and the standard of service expectations by clients, this researcher investigates the quality of services offered by BPRS Khasanah Ummat. This kind of research comprises quantitative associative research using the Fuzzy-CARTER approach to examine the connection between the caliber of services rendered and client satisfaction. The sample of this research is 286 active customers. The study's findings indicate that: 1) the level of customer satisfaction is measured across six CARTER dimensions, five of which customers are satisfied, namely compliance, assurance, reliability, tangibles, and responsiveness, but customers are not satisfied with the service on the dimension of empathy, indicating that improvements must be made by paying more attention to and understanding customer needs. 2) The overall level of customer satisfaction with service quality is good, and there is no gap between perceived perceptions and customer expectations.
Halal Tourism: The Existence of One Village One Product-Based Cultural Tourism Development in Banyumas Regency Sochimin
Wealth: Journal of Islamic Banking and Finance Vol. 1 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v1i1.7002

Abstract

This study aims to identify the prospects and existence of cultural tourism in Banyumas Regency with the concept of One Village One Product (OVOP) halal tourism. This is done because the halal concept has now become a lifestyle for most Indonesian people. This type of research is library research, which is defined as the acquisition of data and information from library sources, such as books, studies, journals, and other reading materials relevant to the subject of this research. The study was conducted in Banyumas Regency and explained the concept of “one village, one product”. The survey results show that Banyumas Regency has enormous tourism potential, and there are opportunities to integrate the concept of OVOP-based halal tourism into Banyumas tourism, especially the development of cultural tourism, because Banyumas is known as a national hero city. Regions must have and develop their own unique identity that other regions do not have. This difference will increase the number of tourists visiting. This concept can be an example or role model for other regions in the management and development of halal tourism in the future.
Financial Performance Measurement Analysis of Shariah Commercial Banks in Indonesia Using Risk Based Bank Rating (RBBR) and Shariah Conformity and Profitability (SCNP) Methods Ubaidillah
Wealth: Journal of Islamic Banking and Finance Vol. 1 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v1i1.7003

Abstract

This research aims to determine the level of performance of Islamic Commercial Banks in Indonesia using the Risk Based Bank Rating (RBRR) and Shariahh Conformity and Profitability (SCnP) for the 2017-2019 period. The object of this research is a BUMN Shariah Commercial Bank. The technique used for this research is purposive sampling using descriptive quantitative method. This study describes the performance of Islamic Commercial Banks through two methods, namely the Risk-Based Bank Rating (RBBR) method which is seen from 4 aspects, namely Risk Profile, Good Corporate Governance, Earnings, and Capital. The second method is Shariahh Conformity and Profitability (SCnP) which is seen from the Shariahh Conformity variable with indicators of Islamic Investment Ratio, Islamic Income Ratio, and Profit-Sharing Ratio and Profitability variable with indicators of Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin Ratio. The results showed that dwith the Risk-Based Bank Rating (RBBR) method, Islamic Commercial Banks are in a “Healthy” or “Good” condition. While the analysis using the Shariahh Conformity and Profitability (SCnP) method, shows that Islamic Commercial Banks are spread in three quadrants, namely URQ, LRQ, and ULQ.
Connection Innovation and Development Bank Sharia as well as Evolution Development and Innovation Contract and Islamic Banking Products Devi Dwi Anggraini; Slamet Akhmadi; Filzah Talitha; Tsania Zuhrotunisa
Wealth: Journal of Islamic Banking and Finance Vol. 1 No. 1 (2022)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v1i1.7004

Abstract

In the increasingly fierce competition in Islamic banking, product innovation is becoming more and more important key in increasing competitiveness and spurring company growth, because it is important for Islamic banks to know what factors can influence development and innovation product banking sharia and build Micro small and Medium Enterprises for resolve poverty in Indonesia .factor which influence innovation products can come from internal or external, internal factors mean the organization of all something in inside like Human Resources, culture company, and strategy company, while factor external in cause by growth market, level competition, regulation bank Indonesia, OJK, and fatwa National Sharia Council.

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