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Hastin Tri Utami
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wealth@uinsaizu.ac.id
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Wealth: Journal of Islamic Banking and Finance
Published by Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto
ISSN : 29630126     EISSN : 29649641     DOI : https://doi.org/10.24090/wealth
Core Subject : Economy,
Economics, Econometrics & Finance
Asset management, Fund Management and Asset Pricing; Banking (Efficiency, Regulation, Risk Management, Solvency); Behavioural Finance; Capital Structure; Corporate Finance and Corporate Governance; Derivative Pricing and Hedging; Distribution Forecasting with Financial Applications; Entrepreneurial Finance; Empirical Finance; Financial Economics and General Equilibrium Models; Financial Markets (Alternative, Bonds, Currency, Commodity, Derivatives, Equity, Energy, Real Estate); FinTech and Micro Finance; Capital Market.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 3 No. 1 (2024)" : 5 Documents clear
Consumption According to The Perspective of The Qur’an and The Sunnah of The Prophet Muhammad SAW Enjen Zaenal Mutaqin
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.7892

Abstract

This research aims to provide a deeper understanding to the public, especially Muslims, regarding the ethics of consumption in everyday life in accordance with Islamic law, namely according to the perspective of the Qur'an and the sunnah of the Prophet Muhammad SAW so that it can bring blessings to the food or drink consumed. . This study uses a descriptive qualitative approach by comprehensively examining the sources of material about consumption contained in the Qur'an and hadith. This research is focused on discussing how consumption ethics, consumption principles in Islam and consumption limits are in accordance with Islamic law. In the context of consumption activities, an understanding of good and correct consumption procedures in accordance with Islamic law is very necessary in order to bring health, safety and blessings to life. It is hoped that this article can provide additional knowledge and in-depth understanding of consumption in Islam so that it can help the Muslim community in practicing religious law, especially consumption ethics in a better way in order to obtain the blessing of Allah SWT.
Analysis of Public Perceptions of The Existence of Islamic Banking and Conventional Banking in The Tegal City Area Nafisatul Alawiyah; Hendri Hermawan Adinugraha; Muhammad Sulthoni
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.10967

Abstract

The existence of Islamic banking and conventional banks usually have a strategic way as an intermediary institution and provide services in the payment business, but the type of the two banks can affect the preferences of prospective customers to choose between the two banks. This research is a descriptive study with a qualitative approach conducted through observation, interviews, questionnaires, and documentation. The level of public knowledge about Islamic banks and conventional banks can be categorized into a level that is still considered sufficient, not too broad. In the selection of banking institutions, people choose conventional banks because most people do not know the existence of Islamic banks. People's perceptions of Islamic banks are different. This perception can affect how people behave in choosing a particular bank for the issue of funds they have either to save or make loans at Islamic banks.
Views on Generation Islamic Banking Literacy: Bridging The Economic Gap and Improving Welfare Tri Nurkhasanah; Hendri Hermawan Adinugraha; M. Shultoni
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.10981

Abstract

This research examines financial literacy, specifically related to Islamic banking, and its impact on Islamic banking lending and penetration in Indonesia. Qualitative and exploratory methods were used with data from a literature review and content analysis and FGDs. The results showed a majority understanding of Islamic banking, but variations in product usage among Generation Z. Islamic banking literacy is considered key to economic sustainability and alleviating generation Z poverty, emphasizing the importance of socializing this literacy to increase its effectiveness.Keywords: Financial Literacy, Islamic Banking, Generation Z This research examines financial literacy, specifically related to Islamic banking, and its impact on Islamic banking lending and penetration in Indonesia. Qualitative and exploratory methods were used with data from a literature review and content analysis and FGDs. The results showed a majority understanding of Islamic banking, but variations in product usage among Generation Z. Islamic banking literacy is considered key to economic sustainability and alleviating generation Z poverty, emphasizing the importance of socializing this literacy to increase its effectiveness.
Analysis of Production Systems from an Islamic Economic Perspective Ach Faqih Supandi; Khittah Ashilah; Mawadatul Hifniyah Agustin; Fais Faizul Hannan; Firdausi Firdausi
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.12186

Abstract

Production activities are mandatory to meet all human needs and to utilize the availability of natural resources to meet all what is needed by humans by producing or processing them. Production is the initial activity in economic activity, production basically aims to produce goods and services or produce and add value to the use of goods and services. Production is not only an activity in meeting personal needs but also for prot. Production not only aims to create what does not exist into existence, but also to produce production activities that are empowered In Islam itself, it is also explained about being a good producer based on the production system in an Islamic economic perspective. Therefore, this journal aims to provide an overview and knowledge for the general public and especially for producers to understand the ow of Islam in explaining the production system and regulating it. The method used to describe this research is a qualitative descriptive method, meaning that the technique used in this research is a literature study that focuses on nding information from journals, books or other forms of writing.
Break Even Point Analysis as A Profit Planning Tool at PT. Herbal Medicine and Pharmaceutical Industry Sido Muncul Tbk Arin Adelia Septiani; Diana Djuwita; Usman Usman
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 1 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i1.12236

Abstract

One of the tools used in profit analysis planning is break even point analysis. Break even point analysis is an analysis to determine the break even point, namely the situation where a company does not make a profit and does not experience losses. This research aims to determine the level of break even point, contribution margin, margin of safety and profit targets achieved, as well as to find out whether the break even method is effectively used for profit planning. This research uses quantitative descriptive methods. The type and source of data used is secondary data in the form of the official financial report of PT Sido Muncul for the 2020-2022 period. The data analysis techniques used are break even point analysis, contribution margin, margin of safety and profit target. The results of this research show that the company's condition is very good because it has exceeded the company's break even point, so that the company makes a profit or profitability. The results of the margin of safety calculation also show that the safety limit of PT Industri Jamu and Farmasi Sido Muncul is classified as safe, because the sales figure has exceeded the calculated value of the margin safety

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