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Contact Name
Ach Baiquni
Contact Email
iqtishadia@iainmadura.ac.id
Phone
+6287886353811
Journal Mail Official
iqtishadia@iainmadura.ac.id
Editorial Address
Economics and Islamic Business Faculty, Institut Agama Islam Negeri Madura Jl. Raya Panglegur Km. 04, Pamekasan, East Java
Location
Kab. pamekasan,
Jawa timur
INDONESIA
Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah
ISSN : 23547057     EISSN : 24423076     DOI : https://doi.org/10.19105/iqtishadia.v11i1
Core Subject : Economy,
Publishes mainly focuses on the major problems in the development of Islamic Business and economic areas, such as Islamic economic thoughts, Islamic economic and business, Islamic philanthropy (zakat, infaq, shadaqah, and waqf), halal industry (food tourism, product), Islamic microfinance, Islamic banking and financial institution, Islamic banking management, and Islamic monetary economics.
Articles 9 Documents
Search results for , issue "Vol. 10 No. 2 (2023)" : 9 Documents clear
Implikasi Komitmen Kepemimpinan Islam dan Dimensi Green Finance dalam Mendorong Kinerja Berkelanjutan Perbankan Syariah Indonesia Muhammad Alfarizi; Rastinia Kamila Hanum; Almayda Andriana Firmansyah; Rini Kurnia Sari
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.7164

Abstract

Konsep Green Finance (GF) dipandang sebagai awal dari pengembangan ekonomi hijau lembaga keuangan di Indonesia. Perbankan syariah sebagai lembaga keuangan syariah memiliki potensi tinggi untuk berkontribusi dalam ekosistem GF yang berkelanjutan. Komitmen bank syariah dan peran kepemimpinan syariah dalam manajemen puncak diperlukan dalam implementasi GF pada program kehijauan internal-eksternal. Penelitian ini bertujuan untuk eksplorasi pengetahuan lebih lanjut mengenai faktor pengaruh green financing terhadap kinerja berkelanjutan bank syariah di Indonesia dengan mempertimbangkan komitmen bank dan kepemimpinan syariah. Studi ini mempertimbangkan pendapat bankir melalui studi kuantitatif survei online menggunakan analisis SEM PLS dalam menguji sembilan hipotesis. Hasil penelitian menunjukkan bahwa Kepemimpinan Islam berpengaruh signifikan terhadap dimensi ekonomi, sosial dan lingkungan GF sedangkan komitmen bank berpengaruh tidak signifikan terhadap dimensi sosial. Selanjutnya, pengujian hipotesis dimensi GF terhadap kinerja bank syariah yang berkelanjutan menunjukkan pengaruh yang signifikan terhadap dimensi ekonomi-lingkungan dan tidak signifikan terhadap dimensi sosial. Studi ini menyoroti pentingnya komitmen perbankan syariah dan kepemimpinan ekologis Muslim pada manajerial bank syariah untuk mendorong GF dalam ekspansi ekonomi jangka panjang yang berkelanjutan, memajukan sektor perbankan serta mendorong ekonomi hijau berkelanjutan yang dicanangkan pemerintah Republik Indonesia. Oleh karena itu, implikasi kebijakan manajerial utama dibahas.
Pinpointing the Determinants of Financial Literacy: Empirical Evidence of Indonesian Employees in Malaysia Achmad Rizal; Adib Susilo; M. Kurnia Rahman Abadi; Setiawan Lahuri; Nurdianawati Irwani Abdullah; Nor Azizan Che Embi
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.7881

Abstract

This paper investigates the determinants variables of financial literacy through Exploratory Factor Analysis among Indonesian employees’ works in Malaysia. This study is quantitative study with 117 respondents. The data from respondents are collected through questionnaire on five-point Likert scale. Data analysis employs EFA (Exploratory Factor Analysis) which reduce the factors into expected variables. The study found that there 7 factors emerged in based on data analysis namely, financial literacy contributes with higher percentages factors 13.93%, financial planning contributes with 11.28%, financial control with 9.86%, exchange rate awareness with 9.52%, financial attitude with 9.07, financial subjective norms with 8.76, and lastly financial awareness contributes 6.93%. Meanwhile, simultaneously all variables have commutative percentages about 69.38%. Further studies are required to investigate or examine each emerged variables for example, SEM, Regression analysis, One Way ANOVA, and so on. Moreover, wider coverage of research sample and research object also suggested.
Pemberdayaan Usaha Melalui Modal Sosial di Kabupaten Pamekasan Ah. Shibgahtullah Mujaddidi Mujaddidi
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.8654

Abstract

Social capital is human resources in having a social network. The term social capital refers to the capacity of the individual to obtain something of value as well as a symbol of social relations to group membership. This form of social capital arises from individual, family, group, and community relationships that are accesses that derive valuable profits from resources. Based on this, there are two discussions that are the focus of this study, namely: First, How social capital in the Aisyah batik ecoprint business fostered by MCI Pamekasan; Second, How to apply social capital in the empowerment of Aisyah Batik Ekoprint business. This research uses descriptive methods or analysis using a qualitative approach. From this study, the author can conclude that the application of social capital in the Aisyah Batik Ecoprint business applies to three points in the concept of social capital, namely: Network, Trus / Trust, Norms / Values. Where the network here is like Aisyah using existing relationships such as friends, relatives, neighbors, and also using tools such as social media. Then what is given to volunteers is in the form of trust in the process of making motiv ecoprint itself and trust given to buyers in the form of friendly service, delivery according to what is ordered and on time in the delivery of goods. The norms/values here are felt by the volunteers from the generosity of Aisyah which is very well given to her and is also felt for buyers in terms of the quality of the goods they buy.
Peranan Peer to Peer Lending Syariah terhadap UMKM untuk Pemulihan Ekonomi Pasca Pandemi Covid-19 Ahmad Agus Hidayat; Mugiyati; Siska Arie Novita; Jaudat Iqbal Harris
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.8806

Abstract

Comparative Analysis of the Financial Performance of Bank NTB Syariah Before and After Conversion Bhahari Abdul Abdul gani; Riris Aishah Prasetyowati
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10099

Abstract

Bank NTB Syariah officially converted on 28 September 2018. The conversion had a positive impact but did not guarantee to improve the bank's financial performance after the conversion. The purpose of the study was to identify differences in the performance of financial ratios of liquidity, solvency, and profitability of Bank NTB Syariah before and after the conversion. Secondary data used from the financial statements of Bank NTB Syariah for the period of the third quarter of 2014 to the second quarter of 2022. Wilcoxon Signed Rank Test was used to identify whether there is a significant difference in the performance of financial ratios of Bank NTB Syariah before and after the conversion. The results obtained show that the NPF, CAR, ROA, ROE, BOPO and NOM ratios have significant differences before and after the conversion, while the FDR and DER ratios show no significant difference.
Perempuan Pekerja Dalam Perspektif Maqoshid Ekonomi Islam Di Komunitas PEKKA Fena Ulfa Aulia; Yayuk Basuki
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10156

Abstract

Perempuan dikenal dengan makhluk lemah dan harus dilindungi. Pada umumnya pencari nafkah merupakan tanggung jawab laki-laki. Sebagai seorang janda kepala keluarga dan ibu rumah tangga keluarga pra sejahtera, perempuan harus bekerja.Sebagai pihak yang rentan akan fitnah, dalam bekerja harus tetap memperhatikan maqashid ekonomi Islam. Penelitian ini bertujuan untuk menganalisis peran perempuan pekerja dalam sudut pandang maqashid ekonomi Islam. Penelitian ini merupakan penelitian deskriptif. Data penelitian berupa hasil wawancara dengan teknik analisis data penarikan kesimpulan. Hasil penelitian menunjukkan bahwa perempuan pekerja yang tergabung dalam Komunitas PEKKA memiliki peran ganda sebagai peran domestik sekaligus peran publik dengan tetap mematuhi maqashid ekonomi Islam seperti hifzdud-din (menjaga agama), hifzdun-nafs (menjaga jiwa), hifzdul-aql (menjaga akal), hifzdun-nasl (menjaga keturunan), dan hifzdul-mal (menjaga harta).
Analisis Vertikal Dan Horizontal Pada Era Covid - 19 Terhadap Income Perusahaan (Studi Kasus Pada PT. Garuda Indonesia, Tbk) Nuzulul Qurnaini; Moh. Ilham Huzein Pratama
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10370

Abstract

Analisis vertikal dan horizontal terhadap income perusahaan pada era pandemi covid – 19 (Studi kasus PT. Garuda Indonesia Tbk, Periode 2018 – 2020). Transportasi merupakan pemindahan manusia atau barang dengan menggunakan wahana yang digerakkan oleh manusia atau mesin. Transportasi memudahkan manusia untuk melakukan segala kegiatan sehari – harinya. Perusahaan transportasi udara memiliki peluang yang lebih luas dikarenakan dapat menjangkau hingga ke luar negeri. PT. Garuda Indonesia Tbk merupakan salah satu nama maskapai penerbangan terkemuka di Indonesia dan pertama kali mengudara pada tahun 1940-an hingga saat ini. Kebijakan “physical distancing” selama masa pandemi covid – 19 Garuda Indonesia mengalami penurunan pendapatan (income). Pada Penelitian ini menggunakan objek PT. Garuda Indonesia, Tbk, bertujuan untuk mengetahui kinerja keuangan perusahaan terhadap income perusahaan pada saat masa pandemi covid – 19 periode 2018 – 2020. Jenis Penelitian yang digunakan adalah deskriptif kuantitatif. Sedangkan populasi pada Penelitian ini adalah seluruh laporan keuangan yang dipublikasikan oleh perusahaan dan sampel pada penelitian ini adalah laporan keuangan tahun 2018 – 2020 yang dipublikasikan oleh perusahaan. Teknik pengumpulan data menggunakan metode dokumentasi dan teknik analisis data pada penelitian ini menggunakan metode vertikal dan horizontal. Berdasarkan hasil dan analisis vertikal dan horizontal maka dapat disimpulkan bahwa kondisi keuangan PT. Garuda Indonesia Tbk Periode 2018 – 2020 dalam keadaan kurang optimal dan bersifat fluktuatif dikarenakan Beban lebih tinggi dibandingkan penjualan. Hal ini mempengaruhi pendapatan (income) perusahaan. Saran Untuk PT. Garuda Indonesia Perusahaan harus memperbaiki kinerja keuangannya dengan memperhatikan tingkat profitabilitas dan efisiensinya.
Investigating the Effect of Halal Awareness on Purchase Decision for Halal Products in Indonesia: A Metadata Analysis Syaakir Sofyan; A. Syathir Sofyan; Nur Syamsu; Abdurrahman Mansyur
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10388

Abstract

The purpose of this study was to examine the development of research on the influence of halal awareness on purchasing decisions for halal products in Indonesia. The method used is meta-analysis by reviewing 9 studies published in 2018-2023 with the help of the OpenMEE application. The results of this study indicate that there is a positive influence from halal awareness on purchase decisions with a p-value obtained of 0.002 and an estimated value of 0.404, which indicates that the strength of the relationship is in the weak category. It was also found that the most significant average effect size was in the halal cosmetics subgroups with a fairly high estimated value so that it was concluded that halal consumer awareness was more visible in the halal cosmetic industry type.
Forecasting Money Flow in East Java Using The Generalized Space-Time Autoregressive With Exogenous Variable Method Reza Mubarak; R. Agoes Kamaroellah; Suhartono Suhartono
IQTISHADIA Jurnal Ekonomi & Perbankan Syariah Vol. 10 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/iqtishadia.v10i2.10462

Abstract

The forecast is more accurate when involving an exogen, for example, the generalized spatio temporal autoregressive (GSTAR) model with exogenous variables (GSTARX). This study aims to obtain appropriate statistical values to identify autoregressive orders for time dependencies and order effects with exogenous variables such as Eid al-Fitr and the consumer price index (CPI) in the GSTARX model. Additionally, this study seeks to obtain a GSTARX model suitable for forecasting. The case study is the inflows and outflows in four locations in East Java. The simulation results show that the statistical values for identifying VAR order for time dependencies use the matrix partial cross-correlation function (MPCCF). Meanwhile, effect orders from exogenous variables in the two-level GSTARX model show CCF at level one. In addition, GLS (general least squares) produces a more efficient estimator than the OLS (ordinary least squares). The results of the case study show that the two-level GSTAR model forming inflow and outflow data are GSTARX (31) and GSTARX ([1,3]1) respectively. In addition, the comparison of forecast accuracy shows that, in general, the smallest root mean square error (RMSE) value in the two-level GSTARX model is the inverse distance weight.

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