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Jurnal Ekonomi Syariah Teori dan Terapan
Published by Universitas Airlangga
ISSN : 24071935     EISSN : 25021508     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomi Syariah Teori dan Terapan (JESTT) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : -
Articles 5 Documents
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Search results for , issue "Vol. 1 No. 6 (2014): Juni-2014" : 5 Documents clear
Pengaruh Tingkat Marjin Murabahah Terhadap Financing To Deposit Ratio dan Non Performing Financing Pada Bank Syariah di Indonesia Periode 2010-2012 Nareswari Saputro; Imron Mawardi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 6 (2014): Juni-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (192.478 KB) | DOI: 10.20473/vol1iss20146pp416-433

Abstract

This study aims to determine the effect of the murabahah margin rate to Financing to Deposit Ratio and Non Performing Financing on Indonesian Sharia Banks in the period 2010-2012. This study uses quantitative approach by using path analysis with three kinds of variables, which are murabahah margin rate as an exogenous variable, Financing to Deposit Ratio as an intervening endogenous variables and Non Performing Financing as an endogenous variable. The Sharia Banking industry is used as sample in this study, which consist of Sharia Comercial Banks (BUS) and Sharia Business Unit of a Conventional Bank (UUS). Furthermore, this study uses secondary data which conducted by collecting monthly financial statements for three years.The results showed that murabahah margin rate has significantly negative effect to Financing to Deposit Ratio (FDR) of Sharia Banking in Indonesia. Meanwhile, murabahah margin rate has significantly positive effect to Non Performing Financing (NPF). It also happens to the effects of Financing to Deposit Ratio (FDR) to Non Performing Financing (NPF) of Sharia Banks in Indonesia period 2010-2012. REFERENCESAnshori, Muslich Sri Iswati. 2006. Metodologi Penelitian Kuantitatif. Surabaya: Fakultas Ekonomi Universitas Airlangga.Antonio, Muhammad Syafi’i. 2011. Bank Syariah: Dari Teori ke Praktik. Jakarta: Gema Insani.Arifin, Zainul. 2009. Dasar-dasar Manajemen Bank Syariah. Revisi kedua. Jakarta: Azkia Publisher.Bank Indonesia. 2013. Statistik Perbankan Indonesia-Agustus 2013, (Online), (http://www.bi.go.id/, diakses 15 November 2013).Bank Indonesia. Peraturan Bank Indonesia Nomor 15/2/PBI/2013 tentang Penetapan Status dan Tindak Lanjut Pengawasan Bank Umum Konvensional. (online), (http://www.bi.go.id/, diakses 23 November 2013).Chorida, Luluk. 2010. Pengaruh Jumlah Dana Pihak Ketiga, Inflasi, dan Tingkat Marjin terhadap Alokasi Pembiayaan Usaha Kecil dan Menengah (Studi pada Bank-Bank Syariah di Indonesia). Skripsi tidak diterbitkan. Malang Fakultas Ekonomi Universitas Islam Negeri Maulana Malik Ibrahim.Djamil, Faturrahman. 2012. Penyelesaian Pembiayaan Bemasalah di Bank Syariah. Jakarta: Sinar Grafika.Jihad dan M. Nadratauzzaman Hosen. 2009. Faktor-faktor yang Mempengaruhi Permintaan Pembiayaan Murabahah Bank Syariah di Indonesia (Periode Januari 2004-Desember 2008). Dikta Ekonomi Perdana Wahyu Santosa. Volume. 6, No.2. (Agustus). Hal.101-112.Karim, Adiwarman A. 2007. Bank Islam: Analisis Fiqih dan Keuangan. Edisi Ketiga. Jakarta: PT. Raja Grafindo Persada.Muhammad. 2004. Manajemen dana Bank Syariah. Edisi Pertama. Yogyakarta: Ekonisia.Muhammad. 2005. Manajemen Pembiayaan Bank Syariah. Yogyakarta: UPP AMP YKPN.Muhammad. 2011. Manajemen Bank Syariah. Edisi revisi Kedua. Yogyakarta : UPP STIM YKPN.Republik Indonesia. Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah. (online), (http://www.kemendagri.go.id/, diakses 17 November 2013).Rivai, Veithzal dan Arviyan Arifin. 2010. Islamic Banking: Sistem Bank Islam Bukan Hanya Solusi dalam Menghadapi Berbagai Persoalan Perbankan & Ekonomi Global. Jakarta: Bumi Aksara.Sholihah. 2013. Pengaruh Inlasi, GDP, Financing to Deposit Ratio, dan Return Pembiayaan Profit and Loss Sharing terhadap Non Performing Financing pada Perbankan Syariah di Indonesia. Skripsi tidak diterbitkan. Yogyakarta Fakultas Syariah dan Hukum Universitas Islam Negeri Sunan Kalijaga.Sholihin, Ahmad Irham. 2010. Buku Pintar Ekonomi Syariah. Jakarta: PT Gramedia Pustaka Utama.Soebagio, Hermawan. 2005. Analisis Faktor-faktor yang Mempengaruhi Terjadinya Non Performing Loan (NPL) pada Bank Umum Komersial (Studi Empiris pada Sektor Perbankan di Indonesia). Tesis tidak diterbitkan. Semarang Magister Manajemen Universitas Diponegoro.
Perlakuan Akuntansi Akad Musyarakah Mutanaqisah (Studi Kasus : KPR iB Pada Bank Muamalat Cabang Darmo Surabaya) Aishanafi Khadifya Sarwedhie; Noven Suprayogi
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 6 (2014): Juni-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (144.526 KB) | DOI: 10.20473/vol1iss20146pp434-447

Abstract

Islamic bank is one of the services industry who offer products according to Shariah requirements. To meet the challenges and muamalah phenomena that exist in current business. Regulators, academics, practitioners, and Sharia Board are required to innovate the products that will be offered to customers. One such innovation is the emergence of hybrid contracts (multi-contract), where in the contract occurred several contract transacted. Application of the hybrid contract with the Bank Muamalah Indonesia is that using the KPR iB financing musharaka mutanaqisah contract (MMQ).Of these phenomena, this research intend to see out of the side of accounting applied in transactions using MMQ contract. This study aims to determine the accounting treatment on Musharaka mutanaqisah contract by Bank Muamalat Indonesia on KPR iB products and verify compliance whether the accounting treatment in accordance with PSAK No. 106 and DSN No. 73.The results of this research make findings that the accounting treatment was carried out by BMI for start-up capital is recognized as a capital MMQ cash. This is because the factors of positive law in force in Indonesia that have an impact on the next accounting treatment, installments process and when the end of the contract. In addition, the realization of the contract is not in harmony with the accounting treatment, so the accounting treatment can not describe what is going on in the contract because it can be obstruction by the positive law applicable. But overall accounting treatment has been carried out by BMI in accordance with PSAK No. 106 and DSN No. 73 on the MMQ installments process and when the contract expires. REFERENCESAgustianto. September 2011. Hybrid Contract dalam Keuangan dan Perbankan Syariah Kontemporer. Sharing, hlm. 14-19.Agustianto. Hybrid pada Pembiayaan Properti (MMQ). Makalah disajikan dalam Pelatihan Akad Hybrid Contract pada Produk Keuangan Syariah. Hotel Mercure. Surabaya. Desember 2011.Antonio, Muhammad Syafi’i. Banks Syariah Wacana Utama dan Cendikiawan. 1999. Jakarta: Tazkia Institute.Aris, Nooraslinda Abdul, Rohana Othman, Rafidah Mohd Azli, Roshayani Arshad, Mardiyyah Sahri2 and Abdul Razak Yaakub. 2011. Islamic house financing: Comparison between Bai’ Bithamin Ajil (BBA) and Musharakah Mutanaqisah (MM). African Journal of Business Management. VI (9): 266- 273.Aryani, Ayu Layla. 2011. Perlakuan Akuntansi Terhadap Pembiayaan dengan Prinsip Mudharabah dan Musyarakah pada Bank Syariah (Studi Kasus pada PT Bank Muamalat Indonesia Cabang Syariah). Skripsi tidak diterbitkan. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Basri, Ikhwan Abidin. Syirkah/ Musyarakah, (http://www.tazkia.co.id, diakses 2 Maret 2011).Ghazaly, Abdul Rahman, dkk. Fiqh Muamalat. 2008. Jakarta: Kencana Prenada Media Group.Ghuddah, ‘Abd al-Sattar Abu. 2005. Musharakah Mutanaqishah and Its Shari’ah Parameters. Makalah disampaikan dalam Fifteenth Session of the International Islamic Fiqh Academy of the OIC. Musqat, Oman.Hassan, A. Bulughul Maraam. 2001. Bangil: Pustaka Tamaam.Hosen, M Nadratuzzaman Hosen. 10 September 2013. www.ekonomisyariah.org.Kuncoro, Mudrajad. 2003. Metode Riset untuk Bisnis dan Ekonomi. Jakarta: Erlangga.Mas’adi, Ghufron. Fiqh Muamalah Kontekstual. 2002. Jakarta: Rajawali Pers.Moleong, Lexy J. 2000. Metode Penelitian Kualitatif. Bandung: PT. Remaja Rosdakarya.Pradipta, Raissa Almira. 2011. Tinjauan Terhadap Pengalihan Porsi Kepemilikan dan Hak Sewa dari Nasabah kepada Pihak Ketiga Dalam Perjanjian Pembiayaan Pemilikan Rumah (PPR iB) yang Menggunakan Akad Musyarakah Mutanaqisah (Studi Kasus Bank Muamalat Indonesia). Disertasi tidak diterbitkan. Depok Fakultas Hukum Universitas Indonesia.Saeed, Abdullah. Tanpa Tahun. Menyoal Bank Syariah Kritik Atas Interpretasi Bunga Bank Kaum Neo-Revivalis. Terjemahan oleh Arif Maftuhin. 2004. Jakarta: Paramadina.Saipudin, Afif. 2009. Perlakuan Akuntansi Terhadap Pembiayaan dan Pendanaan dengan Prinsip Mudharabah pada Bank Syariah (Studi Kasus pada Bank Syariah Mandiri Jakarta). Disertasi tidak diterbitkan. Surabaya Fakultas Ekonomi dan Bisnis Universitas Airlangga.Shihab, M. Quraish. 2009. Tafsir Al-Mishbah. Volume 3. Ciputat: Lentera Hati.Smolo, Edib & M. Kabir Hassan. 2011. The Potentials of Musharakah Mutanaqisah for Islamic Housing Finance. Emerald, 4(3): (237-258).Sugiyono. 2005. Memahami Penelitian Kualitatif. Bandung Alfabeta.Suhendi, Hendi. Fiqh Muamalah. 2010. Jakarta: Rajawali Pers.Yin, Robert K. 2002. Studi Kasus : Desain dan Metode, Terjemahan. Jakarta: PT Grafindo Persada.
Pengaruh Kepemimpinan Islami dan Budaya Organisasi Islami Terhadap Motivasi Kerja Islami Pada UMKM Kulit di Magetan Rezy Aziz; Atina Shofawati
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 6 (2014): Juni-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (241.406 KB) | DOI: 10.20473/vol1iss20146pp399-415

Abstract

The purpose of this research is to know the effect of islamic leadership and islamic organization culture in variable through islamic work motivation to SMEs leather in Magetan.This research uses questionnaires in primary data collected and the method used is quantitative descriptive by using two independent variables islamic leadership and islamic organization culture and a dependent variable islamic work motivation. Research sampling is the employee of SMEs leather in Magetan industry area in east java, it was 110 people. Sampling collected takes in proportioned stratified random sampling because each SMEs leather will be taken a random sampling. Data analysis technique used is multiple linear regression analysis by using F and T treatment as hypothesisThe results showed that simultaneous and partial Islamic leadership and Islamic organizational culture influence significant on Islamic work motivation. REFERENCESAbbassi, R. d. 2009. Propensities of Tajik, Uzbek and Russians Towards Islamic Work Ethics. Journal of Qafqaz University.Ahmad, Khaliq. 2009. Leadership and Work Motivation from the Cross Cultural Perspective. International Journal of Commerce and Management. Volume 19 No. 1 2009.___________. 2007. Management From Islamic Perspective: Principle and Practice. Malaysia: Research Centre International Islamic University Malaysia .___________.2011. An empirical assessment of Islamic leadership principles. International Journal Commerce and Management. Volume 21 No.3 .Arep, Ishak dan Hendri Tanjung. 2003. Manajemen Motivasi. Jakarta: PT.Gramedia Widiasarana Indonesia.Arikunto, Suharsimi. 2004. Prosedur Penelitian Suatu Pendekatan Praktek. Bandung: Rineka Cipta.Azis, Abdul Wahab. 2008. Anatomi Organisasi dan Kepemimpinan Pendidikan. Bandung: Alfabeta.Danim, Sudarman. 2004. Motivasi Kepemimpinan dan Efektivitas Kelompok. Jakarta: PT. Rineka Cipta.Friska. 2004. Kepemimpinan dalam Organisasi. dalam http://digilib.usu.ac.id/ download/fe/manajemenfriska.pdf, diakses tanggal 30 April 2013.Ghozali, Imam. 2006. Aplikasi Analisis Multivariate dengan Progam SPSS. Semarang: Universitas Diponegoro.Hakim, Abdul. 2007. Kepemimpinan Islami. Semarang: Unissula Press.___________. 2012. The Implementation of Islamic Leadership and Islamic Organizational Culture and Its Influence on Islamic Working Motivation and Islamic Performance PT. Bank Mu’amalat Indonesia Tbk. Employee in the Central Java. Asia Pacific Management Review17 (1) (2012) 77-90.Hariandja, Marihot TE. 2002. Manajemen Sumber Daya Manusia. Jakarta: GrasindoHasan, Dede. 2002. Kemampuan Manajerial Pimpinan dalam Memotivasi dan Mendisiplinkan Karyawan dikaitkan dengan Produktivitas Kerja. Bandung: PPs UPI.Kriyantono, Rahmat, 2006, Teknik Praktis Riset Komunikasi, Jakarta: PT Kencana Prenada Media Group.Koesmono, H. T. 2010. Pengaruh Budaya Organisasi Terhadap Motivasi Dan Kepuasan Kerja Serta Kinerja Karyawan Pada Sub Sektor Industri Pengolahan Kayu Skala Menengah Di Jawa Timur. Ekonomi Manajemen.Maghfiroh, Siti. 2012. Pengaruh Kepemimpinan Islami dan Motivasi Kerja Terhadap Kinerja Karyawan di Lembaga Keuangan Syari’ah KJKS Kabupaten Kendal (Studi Kasus KJKS di Kecamatan Rowosari dan Weleri). Skripsi. Semarang: Institute Agama Islam Negeri Walisongo.Majeed, Yasir & Khaliq, Zulqarnain. 2011. The Impact of Islamic Leadership on Organizational Objectives. Far East Journal of Marketing and Management. Volume 1 No.1.Mulianto, S. 2006. Panduan Lengkap Supervisi Diperkaya Perspektif Syariah. Jakarta: Gramedia Pustaka Utama.Nawawi. 2003. Metode Penelitian Bidang Sosial. Yogyakarta: Gajah Mada University PressOmer, Zaneb & Omar, Syed. 2012. The Effects of Islamic Management Ethics on Organizational Commitment of Employees in Libyan Public Bank. Australian Journal of Basic and Apllied Sciences,6(7):260-270.Pramandhika, Ananto. 2011. Motivasi Kerja Islami (Studi Kasus pada Guru TPQ di Kecamatan Semarang Selatan). Jurnal Universitas Diponegoro.Rizqi, Maudidyah Amalia. 2010. Analisis Model Kepemimpinan Islami Pada CV. Dharma Utama Batu. Malang: UIN Maulana Malik Ibrahim.Robbins, Stephen P. 2006. Perilaku Organisasi. Jakarta: PT. Indeks Kelompok Gramedia.Sardiman. 2007. Interaksi dan Motivasi Belajar Mengajar. Jakarta: PT. RajaGrafindo Persada.Silalahi, Ulber. 2002. Pemahaman Praktis Asas-asas Manajemen. Bandung: Mandar Maju___________. 2009. Metode Penelitian Sosial. Bandung: PT.Refika Aditama.Singodimedjo, Markum. 2002. Manajemen Sumber Daya Manusia. Surabaya: SMMASSobirin, Achmad. 2007. Budaya Organisasi. Yogyakarta. YKPN. Sugiyono. 2008. Statistika untuk Penelitian. Bandung: Alfabeta.Suryati. 2010. Pengaruh Kompensasi Terhadap Motivasi Kerja. Jurnal Mimbar Bumi Bengawan.Susanto, H., & Aisiyah, N. 2010. Analisis Pengaruh Kepemimpinan dan Budaya Kerja dengan Motivasi sebagai Variabel Intervening terhadap Kinerja Karyawan di Kantor Pertanahan Kabupaten Kebumen. Magistra No. 74.Sutrisno, Edy. 2010. Budaya Organisasi. Jakarta: Kencana.Tasmara, Toto. 2006. Spiritual Centered Leadership-Kepemimpinan Berbasis Spiritual. Jakarta: Gema Insani.Utami, I. T. 2007. Pengaruh Gaya Kepemimpinan Transformasional Terhadap Motivasi Kerja Karyawan Pada PT Trade Servistama Indonesia-Tangerang. Ekonomi dan Manajemen.Uyanto, Stainlaus S. 2006. Pedoman Analisis Data dengan SPSS. Yogyakarta: Graha Ilmu.www.depkop.go.id diakses pada tanggal 21Juni 2013.www.immasjid.com diakses tanggal 9 April 2013.Zahro, Najmatuz. (2005). Pengaruh Gaya Kepemimpinan Terhadap Semangat Kerja Karyawan Pada KUD DAU Malang. Skripsi. Malang: FE
Analisis Faktor Yang Mempengaruhi Keputusan Pembelian Konsumen Terhadap Produk Rabbani di Bunker Rabbani Pucang Surabaya Mariska Pradnya Paramitha; Fatin Fadhilah Hasib
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 6 (2014): Juni-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (492.024 KB) | DOI: 10.20473/vol1iss20146pp385-398

Abstract

This research aims to identify factors affecting consumer buyer decision to buy Rabbani products in Bunker Rabbani Pucang Branch Surabaya, amid burgeoning hijab trend fashion and competitive pressure from other retailers of moslem clothing products. In our study we employed quantitative approach, which followed by analysis using exploratory analysis factor. The sample population that we studied comprised of female customers buying Rabbani products in the above retailer, which we surveyed by using simple random sampling. The primary data collection is conducted in two stages: pre-test and main test, whereas secondary data are obtained elsewhere from literature. The pre-test was carried out by posing the questionnaire to 30 respondents. The result of pre-test is subsequently used as instrument indicator for main test which involving 91 respondents. From our investigation we obtained three factors behind consumer buyer decision to buy Rabbani products in the store used as case study: factor of product types, factor of price and store location, and factor of store promotion. Based on this result we thus provide suggestion to Rabbani store to keep up product attribute existence amid burgeoning hijab trend fashion and competitive pressure from other retailers of moslem clothing products. REFERENCESAl-Quran dan Terjemahnya. 1998. Semarang: Asy Syifa’.Burhani, Ruslan. 2012, Perkembangan Fesyen Muslimah Menggembirakan. Gaya Hidup, Antara News. (Online), (http://www.antaranews.com//, diakses 15 April 2013).Dartistiana, Nabiya Carissa. 2013. Faktor yang Mempengaruhi Keputusan Mahasiswa Memilih Program Studi S1 Ekonomi Islam Fakultas Ekonomi dan Bisnis Universitas Airlangga. Skripsi tidak diterbitkan. Fakultas Ekonomi dan Bisnis Universitas Airlangga.Dessyana, Cindy J. 2013. Store Atmosphere Pengaruhnya Terhadap Keputusan Pembelian Konsumen Di Texas Chicken Multimart II Manado (Online), Volume 1 Nomor 3, (http://ejournal.unsrat.ac.id//, diakses 1 Oktober 2013).Hidayat, Asep Taufik. 2012. Hubungan Antara Atribut Produk dengan Minat Beli Konsumen (Online), Volume 1 Nomor 1, (http://jurnal.unpad.ac.id//, diakses 20 Desember 2013).Malhotra, Naresh K. 2009. Riset Pemasaran Pendekatan Terapan Edisi Keempat Jilid Satu. Jakarta: PT Indeks.Muflih, Muhammad. 2006. Perilaku Konsumen dalam Perspektif Ilmu Ekonomi Islam. Jakarta: Raja Grafindo Persada.Palmer, Adrian. 2012. Introduction to Marketing Theory and Practice. Oxford: Oxford University Press.Rizan, Mohammad dkk. 2012. Pengaruh Brand Image dan Brand Trust Terhadap Brand Loyalty The Botol Sosro (Online), Volume 3 Nomor 1, (http://www.jrmsi.com//, diakses 1 Oktober 2013).Santoso, Singgih. 2010. Statistik Multivariat. Jakarta: PT Elex Media Kumputindo.Schiffman, L.G. and L.L. Kanuk. 2004. Consumer Behavior. New Jersey : Pearson Prentice Hall.Sebayang, Muly Kata dan Simon Darman O. Siahaan. 2008. Pengaruh Celebrity Endorsesr Terhadap Keputusan Pembelian Sepeda Motor Merek Yamaha Mio pada Mio Automatic Club (MAC) Medan (Online), Volume 1 Nomor 3, (http://usupress.usu.ac.id//, diakses 28 September 2013).Tjiptono, Fandy. 1997. Strategi Pemasaran. Yogyakarta: Penerbit Andi.----------, 2005. Pemasaran Jasa. Malang: Bayumedia.Velany, Aisyah. 2008. Pengaruh Cause Related Markering (CRM) Terhadap Loyalitas Pelanggan Air Minum Dalam Kemasan (AMDK) Merek Aqua pada Mahasiswa Sarjana Reguler Universitas Indonesia. Tesis tidak diterbitkan. Fakultas Ilmu Sosial dan Ilmu Politik Universitas Indonesia.Widagdo, Herry. 2011. Analisis Pengaruh Kualitas Layanan dan Promosi Terhadap Keputusan Konsumen Membeli Komputer pada PT XYZ Palembang (Online), Volume 1 Nomor 1 , (http://eprints.mdp.ac.id//, diakses 29 September 2013).Wulandari, Wahju. 2012. Pengaruh Marketing Mix Terhadap Keputusan Pembelian Pada Waserda UKM Mart Koperasi Karyawan Widyagama Malang (Online). Volume 1 Nomor 3, (http://widyagama.ac.id/ejournal/ /, diakses 1 Oktober 2013).Yusrizal. 2008. Pengujian Validitas Konstruk dengan Menggunakan Analisis Faktor ( Online), Volume 5 Nomor 1, (http://digilib.unimed.ac.id//, diakses 27 September 2013).
Motivasi Kerja dan Pengaruhnya Terhadap Kinerja Islam Karyawan BRI Syariah KCI Surabaya Gubeng Wednesdayanti Angelia Putri; Ari Prasetyo
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 1 No. 6 (2014): Juni-2014
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol1iss20146pp448-455

Abstract

Basically BRISyariah’s employee have different job motivations. Working on an Islamic environment certainly at least a little or a lot will affected their job motives, so that finnaly, it can be shown the Islamic performance employee. The aim of this research was to examine job motivation of BRISyariah KCI Surabaya Gubeng’s employee influance on their Islamic performance whether the Islamic performance assessment was affected by their motivations.This research is quantitative research and uses linier regression analysis as analysis model. The sample in this research was obtained by purposive sampling method. Based on this method, there were 44 employees in accordance with the criteria of this research’s sample that was determined with a minimum work term of 3 months. The performance assessment was rated by each department manager where they were placed. Data collected by distributing questionnaires about their job motivation to employees and performance appraisal sheet to the manager.The results of the research indicate that job motivation influence on the Islamic performance of BRISyariah KCI Surabaya Gubeng’s employee. REFERENCESAl-Raysuni, Ahmad. 2006. Imam Al-Shatibi’s Theory of the Higher Objectives and Intents of Islamic Law. Kuala Lumpur: The International Institute Of Islamic Thought.Al-Qur’an dan Terjemahannya. 2002. Al Huda: Mushaf Al-Qur’an Terjemah. Departemen Agama Republik Indonesia. Jakarta: Gema Insani.Anshori, Muslich & Sri Iswati. 2009. Metodologi Penelitian Kuantitatif. Surabaya: Pusat Penerbitan Dan Percetakan UNAIR (AUP).Arcynthia, Lian. 2013. Analisis Pengaruh Kompetensi Terhadap Kinerja Karyawan Pada PT. Bank Bukopin, Tbk Cabang Makassar. Skripsi tidak diterbitkan. Makassar Fakultas Ekonomi Dan Bisnis Universitas Hasanuddin.Badan Pusat Statistik. Penduduk Indonesia Menurut Provinsi 1971, 1980, 1990, 1995, 2000, dan 2010, (Online), (http://www.bps.go.id, diakses 25 Januari 2014).Bkkbn. Sudibyo: Kualitas, Kuantitas, dan Dinamika Faktor Penyebab Tingginya Jumlah Penduduk Indonesia, (Online), (http://www.bkkbn.go.id, diakses 24 Januari 2014).Karim, Adiwarman A. 2008. Ekonomi Mikro Islami. Edisi Ketiga. Jakarta: PT Raja Grafindo Persada.Muafi. 2003. Pengaruh Motivasi Spiritual Karyawan Terhadap Kinerja Religius: Studi Empiris di Kawasan Industri Rungkut Surabaya (SIER). Jurnal Siasat Bisnis. Vol. 1 No. 8: 1- 18.Rivai, Veithzal. 2009. Islamic Human Capital Dari Teori Ke Praktik - Manajemen Sumber Daya Islami. Edisi Pertama. Jakarta: Rajawali Pers.Robbins, Stephen P. 2003. Organizational Behaviour. Teenth Edition. New Jersey: Prentice.Shihab, M. Quraish. 2009. Tafsir Al-Mishbah: Pesan, Kesan, dan Keserasian AlQur'an. Vol 1. Edisi Baru. Cetakan Pertama. Jakarta: Lentera Hati.------------. 2009. Tafsir Al-Mishbah: Pesan, Kesan, dan Keserasian Al-Qur'an. Vol 2. Edisi Baru. Cetakan Pertama. Jakarta: Lentera Hati.------------. 2009. Tafsir Al-Mishbah: Pesan, Kesan, dan Keserasian Al-Qur'an. Vol 5. Edisi Baru. Cetakan Pertama. Jakarta: Lentera Hati.------------. 2009. Tafsir Al-Mishbah: Pesan, Kesan, dan Keserasian Al-Qur'an. Vol 6. Edisi Baru. Cetakan Pertama. Jakarta: Lentera Hati.------------. 2009. Tafsir Al-Mishbah: Pesan, Kesan, dan Keserasian Al-Qur'an. Vol 9. Edisi Baru. Cetakan Pertama. Jakarta: Lentera Hati.------------. 2009. Tafsir Al-Mishbah: Pesan, Kesan, dan Keserasian Al-Qur'an. Vol 14. Edisi Baru. Cetakan Pertama. Jakarta: Lentera Hati.------------. 2009. Tafsir Al-Mishbah: Pesan, Kesan, dan Keserasian Al-Qur'an. Vol 15. Edisi Baru. Cetakan Pertama. Jakarta: Lentera Hati.Sinambela, Lijian Poltak. 2012. Kinerja Pegawai Teori Pegukuran dan Implikasi. Yogyakarta: Graha Ilmu.Sugiyono. 2012. Metode Penelitian Kunatitatif Kualitatif Dan R & D. Cetakan Ke-17. Bandung: Alfabeta.Tasmara, Toto. 2002. Membudayakan Etos Kerja Islami. Jakarta: Gema Insani.Tjahjono, Bianawan & Nur Gunarsih. 2006. Pengaruh Motivasi Kerja Dan Budaya Organisasi Terhadap Kinerja Pegawai di Lingkungan Dinas Bina Marga Propinsi Jawa Tengah. Penelitian Tidak Diterbitkan.Wibowo. 2013. Manajemen Kinerja. Edisi Ketiga. Cetakan Keenam. Jakarta: Rajawali PersZadjuli, Suroso Imam. 1999. Prinsip-Prinsip Ekonomi Islam. Surabaya: Fakultas Ekonomi Universitas Airlangga.

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