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All Journal IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Ekonis: Jurnal Ekonomi dan Bisnis At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam MONSU'ANI TANO Jurnal Pengabdian Masyarakat RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam Community Empowerment Al-Sharf: Jurnal Ekonomi Islam Journal of Sharia Economics JURNAL MANAJEMEN AKUNTANSI (JUMSI) Proceeding International Seminar of Islamic Studies UPMI Proceeding Series Journal IIJSE Journal of Islamic Economics and Finance
Mutiah Khaira Sihotang
Universitas Muhammadiyah Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Physics Public Health Social Sciences Other

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PENGUATAN PEMAHAMAN KEUANGAN SYARIAH BAGI GURU DAN SISWA MADRASAH ALIYAH Mutiah Khaira Sihotang; Uswah Hasanah; Rahmayati Nasution
MONSU'ANI TANO Jurnal Pengabdian Masyarakat Vol 4, No 2 (2021)
Publisher : Universitas Muhammadiyah Luwuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32529/tano.v4i2.1070

Abstract

Guru dan siswa MAN 1 Medan merupakan salah satu komunitas pengguna layanan bank syariah, namun masih sedikit yang memahami secara benar konsep perbankan syariah yang sebenarnya. Kepercayaan merupakan salah satu modal penting bagi bank syariah agar nasabahnya tetap terus menggunakan layanan bank syariah. Untuk itu, pengabdian masyarakat ini dilakukan dengan tujuan untuk menguatkan pemahaman guru dan siswa MAN 1 Medan terhadap pengetahuan tentang perbankan syariah. Kegiatan PKM memberikan seminar dan workshop penguatan pemahaman keuangan syariah khususnya perbankan syariah kepada guru dan siswa MAN 1 Medan. Dalam pengabdian juga dilakukan sosialisasi prodi perbankan syariah Fakultas Agama Islam Universitas Muhammadiyah Sumatera Utara. Pemahaman terhadap keuangan syariah semakin bertambah dan hal ini diketahui melaui kuis di akhir acara yang dilakuakn oleh tim PKM.
THE EFFECT OF FINANCING TO DEPOSIT RATIO (FDR) AND THE MONEY SUPPLY ON PROFITABILITAS IN SHARIA BUSINESS UNIT FOR THE 2016-2020 PERIOD Mutiah Khaira Sihotang
IQTISHADUNA Vol. 12 No. 2 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (475.313 KB) | DOI: 10.20414/iqtishaduna.v12i2.4471

Abstract

This study aims to determine the effect of FDR and the money supply on profitability as proxied by Return On Assets (ROA), a study on Sharia Business Units for the 2016-2020 period. The sample selection in this study used purposive sampling method. The population in this study is the financial statements of Sharia Business Units in Indonesia and the sample in this study is the monthly financial statements of Sharia Business Units in Indonesia for 2016-2020. The data in this study will be processed using SPSS software with multiple regression. The results of this study state that partially the independent variables in this study are Financing to Deposit Ratio (FDR) and the money supply has a significant effect on Return On Assets (ROA) of Islamic Business Units in Indonesia with a significance level of 0.000. Then, simultaneously Financing to Deposit Ratio (FDR) and the money supply have a significant effect on the Return On Assets (ROA) of Sharia Business Units in Indonesia with a significance level of 0.000 and an fhitung value of 50,742.
Peran Bank Sampah Dalam Meningkatkan Pendapatan Ibu Rumah Tangga di Desa Sait Buttu Kec. Pematang Sidamanik Mutiah Khaira; Uswah Hasanah; Isra Hayati
IHSAN : JURNAL PENGABDIAN MASYARAKAT Vol 2, No 2 (2020): Jurnal Ihsan (Oktober)
Publisher : University of Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/ihsan.v2i2.5332

Abstract

Pengelolaan sampah yang baik akan memberikan dampak positif kepada masyarakat sekitar. Kegiatan ini bertujuan untuk meningkatkan kesadaran dan kepedulian masyarakat terhadap kesehatan dan kebersihan lingkungan dengan cara mengelola sampah dengan baik. Keberadaan bank sampah di Desa Sait Buttu menjadi salah satu solusi untuk mengurangi sampah rumah tangga yang ada di masyarakat. Mitra dalam program pengabdian ini adalah bank sampah Simpatik yang berada di Desa Sait Buttu Kec. Pematang Sidamanik. Metode yang digunakan dalam program pengabdian ini adalah dengan meningkatkan kesadaran dan memantapkan niat, baik bagi pengelola bank samapah maupun para ibu rumah tangga untuk bersama-sama menjaga keberlangsungan bank sampah Simpatik. Pada akhir program ini diharapkan masyarakat menyadari bahwa sampah juga dapat memberikan manfaat dan meningkatkan pendapatan, dan pengelola bank sampah dapat menjalankan fungsinya dengan baik.
Analisis Pelaksanaan Strategi Positioning Pada Toko Roti Master Bread Perdagangan Mutiah Khaira Sihotang; Ella Umayya
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 2 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i2.7243

Abstract

The purpose of this study was to determine the implementation of the positioning strategy at the Master Bread Perdagangan bakery. The research approach is a qualitative approach. The data sources come from primary and secondary data. The data collection technique is done by interviewing the managers and consumers of the Master Bread Perdagangan bakery. Based on the research conducted, the conclusion is that the positioning strategy has been implemented by the Master Bread Perdagangan bakery by providing a positive image, but there are obstacles, namely consumer doubt about the products being sold caused by consumers not liking certain products sold in stores and also store locations that are too sidelined so that they are often invisible or overlooked and have the same perception among similar companies. The positioning strategy is carried out by providing slogans to stores, providing the best service, and providing good quality at relatively low prices.
Pemanfaatan Tabungan Haji Dan Umrah Bank Muamalat Oleh PT. Sabrina Al-Fikri Dalam Menjaring Nasabah Di Kota Medan Uswah Hasanah; Mutiah Khaira Sihotang
AGHNIYA : Jurnal Ekonomi Islam Vol 3, No 1 (2021): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v3i1.5851

Abstract

Bank Muamalat Indonesia, This study aims to find out more about how the use of Hajj and Umrah savings at Bank Muamalat Indonesia Medan Sudirman Branch by PT. Sabrina Al-Fikri in attracting customers in Medan City. The long term of this research is to determine the professionalism of tours and travel, especially in the implementation of Umrah, identify how travel owners work in serving customers. The specific target to be achieved in this study is to examine the results of using Hajj and Umrah savings in serving customers. This research uses a descriptive-qualitative research type. Coupled with a valid data source about the profile of Bank Muamalat Indonesia. Place of research in the office of PT. Sabrina Al-Fikri Patriot Street, Patriot Garden Complex, Medan Sunggal District, Medan. Data collection techniques, namely by interview, observation and documentation study. Data analysis is by means of reduction, display data and verification. The final stage is done by data triangulation which is strengthened by membercheck.
PENGARUH RELIGI DAN HARGA TERHADAP PERMINTAAN PERUMAHAN SYARIAH DI KOTA MEDAN Mutiah Khaira Sihotang; Uswah Hasanah; Haris Al Amin
Ekonis: Jurnal Ekonomi dan Bisnis Vol 20, No 2 (2018): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1096.976 KB) | DOI: 10.30811/ekonis.v20i2.597

Abstract

The purpose of this study is to study the factors that affect the demand for sharia housing in the city of Medan. Variable in this research consist of 5 independent variable that is religion, price, facility, location and income. The type of this research is quantitative research with research location in sharih housing in Medan city which consists of Puri Zahara I and Zahara II, Puri Adam Malik Housing and Griya Raihan Housing. The population of this study amounted to 991 families with a sample of 90 families. Sampling is done by simple random sampling technique. Data is processed by using multiple linear regression. The results showed that religious variables and price significantly to the demand for sharia housing in Medan city partially. This is evidenced by the value of t count ttable that is religion (14,377 1,988) and price (2,70 1,988). While simultaneously, religious and price variables together have a significant effect on the demand for sharia housing in Medan which is proved by fhitung from ftabel (182,551 2,323). Keyword : religion, price, demand
IMPLEMENTATION OF MANAGEMENT FUNCTION IN DELI SERDANG SMALL BUSINESSES IN MARKETING MUSLIM PRODUCTS IN NORTH SUMATERA Uswah Hasanah; Mutiah Khaira Sihotang; Benny Munardi; Khairatun Hisan
Proceeding International Seminar of Islamic Studies INSIS 2 (January 2021)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Local wisdom in restoring the nation's culture must start from the Indonesian people themselves, especially entrepreneurs or UKM (Small and Medium Enterprises) as the backbone of the nation's economy. The purpose of this study was to determine the application of management functions in the small and medium enterprises of the Deli Serdang community as a strategic area for marketing Muslim products in North Sumatra. The research method uses a qualitative type with a descriptive approach. Data collection techniques were carried out by observation, interviews, and documentation. The results obtained in this study are that the implementation of management functions which include POAC (Planning, Organizing, Actuating, and Controlling) is very effective in the smooth marketing and promotion of products for small and medium enterprises in the Deli Serdang community, this is seen to be significantly assisted by traditional promotion as well. integrating the sophistication of the media in disseminating information. Keywords: Management function,UKM, Marketing of Muslim products. 
ISLAMIC BANKING STRATEGY IN FACING THE NEW NORMAL ERA DURING THE COVID 19 Mutiah Khaira Sihotang; Hasanah Hasanah
Proceeding International Seminar of Islamic Studies INSIS 2 (January 2021)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (351.478 KB)

Abstract

Covid 19 has impact on the world economy without exception for Indonesia. Banks have the most important role in the economy and have also felt a huge impact with the corona virus that broke out at the end of 2019. This caused the economic sector, including banking, to think about how to survive the conditions of Covid 19 which were hitting. Islamic banking establishes new policies in order to continue to exist in this very worrying condition. This type of research is a library research with qualitative data analysis. The results showed that there was a decline in several aspects experienced by Islamic banking, including an increase in the NPF, decrease in customers applying for financing and decrease in demand for Islamic bank products. For this reason, Islamic banks decided to establish a new strategy in facing the new normal during the pandemic. Several strategies that must be carried out in order to survive in this new normal era include restructuring financing, spurring growth by selecting businesses that are still developing, digitizing banking services, providing assistance to UMKM players, and making innovations both in terms of services and products.Keywords: Islamic banking strategy, new normal era, covid 19.
The Influence of Income, Health Services and Social Services on Employee Welfare at Universitas Muhammadiyah Sumatera Utara in the Covid-19 Pandemic Situation Salman Nasution; Siti Mujiatun; Mutiah Khaira
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 8, No 1 (2022): JUNI 2022
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v8i1.4670

Abstract

The purpose of this study is to determine the effect on income, health services and social services of employees at the Universitas Muhammadiyah Sumatera Utara or abbreviated UMSU. In the COVID-19 pandemic situation, many socio-economic impacts occurred on companies in the world, including at the UMSU as a higher education institution. This study uses primary and secondary data with quantitative descriptive analysis methods. This study took 12 respondents as samples from employees at UMSU by taking samples at the UMSU Administration Bureau. The results of the study concluded that income had a positive but not significant effect on welfare. Health services have a positive effect on welfare, while social services have a positive and significant effect on income. This research proves that the leadership of UMSU, in this case the Chancellor of UMSU, is very interested in maintaining the economy and employee immunity during the Covid 19 period which is currently engulfing the world.
ANALISIS PADA UMKM MEDAN MARELAN DALAM EKOSISTEM HALAL VALUE CHAIN Aulia Syarif Nasution; Mutiah Khaira Sihotang
Journal of Sharia Economics Vol 3 No 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.2033

Abstract

This study aims to analyze the extent to which the application of the halal value chain chain ecosystem to the Medan Marelan MSME actors and to analyze the value chain in generating added value for the Medan Marelan MSME actors. This research was obtained on the assumption that the halal ecosystem chain can produce a value chain. This research method uses qualitative research, with the type of case study research. Data collection techniques used in this research are literature study, observation, interviews, and documentation. While the data analysis in this study used qualitative analysis according to Miles and Huberman. The data validity technique uses the triangulation method. Based on the results of research and data analysis, it is concluded that many MSME actors know about what and how the halal ecosystem is so that MSME actors in the Medan Marelan area have run the halal ecosystem well. And there are still few MSME actors who know the value chain so that a well-run halal ecosystem does not produce added value for MSME actors. This study states that the halal ecosystem can produce a value chain but it is unfortunate that many MSME actors do not know what and how the value chain is. Keywords: Halal Ecosystem; Value Chain; MSMEs
Co-Authors Ahmad Afandi Ali Husein Aulia Syarif Nasution Efry Kurnia Ella Umayya Haris Al Amin hasanah hasanah Hayati, Isra Khairatun Hisan Lukman Hamdani Lutfi Henderlan Harahap M. Iqbal Mega Utami Munardi, Benny Rahmayati Rahmayati Rahmayati Rahmayati Salman Alfarisi Salman Nasution Siti Mujiatun Susilawati Susilawati Syahrul Amsari Uswah Hasanah Uswah Hasanah Uswah Hasanah Yusti Laila