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Deyola, Yogha
Lembaga Penelitian dan Pengabdian Masyarakat Universitas Katolik Musi Charitas
Economics, Econometrics & Finance Education

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Pengaruh Pengetahuan Keuangan dan Sikap Keuangan terhadap Keputusan Menabung pada Produk Tabungan di Perbankan Deyola, Yogha
Jurnal Keuangan dan Bisnis Vol 12 No 2 (2014): Jurnal Keuangan dan Bisnis Edisi Oktober 2014
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat Universitas Katolik Musi Charitas

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Abstract

False mindset that the habit of saving only exists if the individual has residualincome or savings must be in large number made students had less interest onsaving decision. This research aimed to describe the financial knowledge,financial attitude, and saving decision as well as to determine the influence offinancial knowledge and financial attitude on saving decision. The independentvariables used in this research were the financial knowledge and financialattitude while saving decision was the dependent variable. The data used in thisresearch was primary data using questionnaires. Samples of this research were77 students of Management Study Program Faculty of Economics and BusinessEducation, Universitas Pendidikan Indonesia that were taken by randomsampling technique from 329 students as population. Testing was conducted usingthe F test and t test. The research result based on the significance test showed thatthere was no influence of financial knowledge and financial attitude on savingdecision. While based on the direction of the regression coefficient significancetest, there was influence of financial knowledge on saving decision, and therewas no influence financial attitude on saving decision.
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