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All Journal LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan As-Sidanah : Jurnal Pengabdian Masyarakat
Khoiriyah, Ummal
Universitas Ibrahimy Situbondo, Indonesia
Religion Education Languange, Linguistic, Communication & Media Social Sciences Other

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ANALISIS SISTEM PENENTUAN BESARAN NISBAH BAGI HASIL PADA PRODUK DEPOSITO DI BANK MUAMALAT INDONESIA KCP SITUBONDO Ummal Khoiriyah
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 13 No. 1 (2019): JUNI
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (493.951 KB) | DOI: 10.35316/lisanalhal.v13i1.455

Abstract

Bank Muamalat Indonesia branch office Situbondo has a system for determining the amount of profit sharing ratio in deposit products with terms and conditions of deposits involved of depositing and refunding, bookkeeping, profit sharing, deposit termination, in line with applicable law and jurisdiction. Based on the results of the research, the system of determining the amount of profit sharing ratio on deposit products at Bank Muamalat Indonesia brach office Situbondo uses revenue sharing method. The method is still running in the application of profit sharing to customers which calculated based on the respective portion between depositors and bank. Characteristics of deposit products with the concept of profit sharing at Bank Muamalat Indonesia branch office Situbondo is the percentage ratio, for profit and for loss, collateral, determine the amount of ratio, how to resolve losses.
IMPLEMENTASI ETIKA BISNIS ISLAM DALAM PELAYANAN JASA Zainuddin Zainuddin; Ummal Khoiriyah
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 15 No. 2 (2021): DESEMBER
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (338.508 KB) | DOI: 10.35316/lisanalhal.v15i2.1617

Abstract

Every businessman must apply ethics properly. With the correct application of ethics, the business activities carried out will run correspondingly to the applicable religious rules. Ethics that must be considered in doing business include ethics with fellow entrepreneurs, employees, customers and the community. This research is a qualitative research that uses descriptive analysis, which describes all the data that the researcher collects, both from the results of observations, interviews and documentation during research at CV. HAZHA Banyuwangi about the implementation of Islamic business ethics in services. Based on the results of the study indicate that Islamic business ethics in CV. HAZHA has been applied in serving consumers. The ethics applied are correspondingly to what is taught in Islam. This can be seen from the existence of excellent service, the quality of the products marketed, always keeping promises in accordance with the agreement, determining prices evenly, the existence of activities in the form of worship and so on. Consumers get satisfactory goods and services, they are always polite and friendly in serving and listening to customer complaints. Supporting factors that affect the progress of CV. HAZHA is all parts, both internal and external parts. Internal parts are the cooperation of employees who support each other, quality goods and excellent service while the external part is customer loyalty. The inhibiting factors experienced by CV. HAZHA are a very short time gap between ordering, processing and delivery, because report card cover and certificate folders are only needed in certain months
PENDAMPINGAN BUDIDAYA JAMUR TIRAM SEBAGAI SARANA PEMBERDAYAAN EKONOMI UMAT DI KECAMATAN BANYUPUTIH KABUPATEN SITUBONDO Ummal Khoiriyah; Risma Fahrul Amin
As-Sidanah Vol 2 No 2 (2020): OKTOBER
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (947.852 KB) | DOI: 10.35316/assidanah.v2i2.792

Abstract

The mosque is an instrument of empowering the people that has a very strategic role in efforts to improve the quality of society. Mosques are used as a center of activity in Islamic socitey. Since the time of the Prophet, the mosque has been a center for empowering the people that has had an unlimited role. This outreach program aims to assist the mosque management in Banyuputih District, Situbondo Regency in planning and designing programs to strengthen the function of mosques in the economic empowerment of the people. From the results of this outreach program, it can be concluded that the efforts that had been made by mosque management in running a Mosque-Based Society Service Center was running a mushroom cultivation business which includes the production process, quality control, and marketing.
Co-Authors Risma Fahrul Amin Zainuddin Zainuddin