Article Per Year (5 Year)
p-Index From 2019 - 2024
0.659
P-Index
This Author published in this journals
All Journal PROSIDING SEMINAR NASIONAL Jurnal Bisnis dan Manajemen Dinasti International Journal of Education Management and Social Science Jurnal Dharma Bhakti Ekuitas
Arie Widyastuti
Padjadjaran University, Bandung, Indonesia
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
LITERASI KEUANGAN BAGI GENERASI MILLENNIAL DI ERA PANDEMI COVID-19 Dina Sartika; Arie Widyastuti; Mery Citra Sondari
Jurnal Dharma Bhakti Ekuitas Vol 5 No 2 (2021): Jurnal Dharma Bhakti
Publisher : STIE Ekuitas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52250/p3m.v5i2.357

Abstract

Penelitian tentang perilaku keuangan menunjukkan bahwa Generasi Millennial lebih banyak menghabiskan uang untuk konsumsi daripada menabung dan investasi. Gaya hidup konsumtif tersebut disebabkan tuntutan gaya hidup dan rendahnya literasi keuangan di kalangan millennial. Lebih lanjut, maraknya perusahaan investasi yang menjanjikan kemudahan dan keuntungan yang besar dalam waktu singkat juga perlu diantisipasi guna mencegah kejahatan atau penipuan yang marak terjadi. Kegiatan Pengabdian Kepada Masyarakat ini bertujuan untuk memberikan sosialisasi mengenai pentingnya pengelolaan keuangan pribadi. Secara spesifik, kegiatan ini bertujuan untuk meningkatkan literasi keuangan di kalangan millennial agar mereka dapat mengelola keuangan dengan baik. Disamping itu, kegiatan ini juga memberikan informasi mengenai berbagai instrumen keuangan yang dapat dimanfaatkan oleh generasi millennial dengan mempertimbangkan keuntungan dan risiko dengan bijak. Sasaran kegiatan ini meliputi generasi millennial di Indonesia. Kegiatan dilakukan secara virtual melalui Live Instagram dan telah disaksikan oleh 580 orang.
EFEKTIVITAS MODEL PEMBELAJARAN NUMBER HEAD TOGETHER DENGAN PENDEKATAN OPEN ENDED TERHADAP KEMAMPUAN PEMAHAMAN KONSEP MATERI BILANGAN BERPANGKAT KELAS X Arie Widyastuti; Iswahyudi Joko Suprayitno; Abdul Aziz
PROSIDING SEMINAR NASIONAL & INTERNASIONAL 2017: Prosiding Seminar Nasional Pendidikan, Sains dan Teknologi
Publisher : Universitas Muhammadiyah Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (412.804 KB)

Abstract

The problems that exist in this research is that students can not understand the concept of rank numbers, the formulas to solve the problems on the operation of rank numbers. In addition, student motivation and discipline in learning is low. This study aims to determine the effectiveness of the learning model of Number Head Together with Open Ended approach to the ability to understand the concept of class X grade matter. This research is an experimental research using technique of sampling technique of Purposive Sampling. The sample in this research is X TB 1 (Experiment) and X TB 2 (Control), the test used is the test of completeness, influence test and average difference test. The result of this research shows that: (1) Student using model Head Head Together reaches 80% classical completeness, (2) motivation and discipline influence to concept comprehension ability 92,10%, (3) difference of mean value ability understanding of experimental class concept 87,68 is better than control class equal to 72,70. So it can be concluded that the learning by using Model Head Head Together with Open Ended approach to the ability of conceptual understanding of effective effective number material. Keywords: Number Head Together, Open Ended, Ability to Understand Concepts.
MILLENNIALS: THEIR FINANCIAL LITERACY AND DECISION MAKING Arie Widyastuti; Ratna Komara; Layyinaturrobaniyah Layyinaturrobaniyah
Dinasti International Journal of Education Management And Social Science Vol 1 No 3 (2020): Dinasti International Journal of Education Management and Social Science (Februar
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/dijemss.v1i3.163

Abstract

Millennials are now the largest population groupings in Indonesia, therefore their decisions in financial matters have significant implications for themselves as well as the country’s economy. This paper is aimed to evaluate the level of financial literacy possessed by the Millennials and their attitudes towards making key financial decisions. Data were collected through questionnaire of 30 questions with 15 questions regarding financial literacy and 15 questions related to financial decision making, with the participants in the study consists of 446 individuals who were born from 1980s to 2000s. The result reveals that better financial literacy leads to better financial decision at 1% significance level. This study also indicates that, although demographic profiles such as gender, education, length of working experience, income, number of credit card ownership and mother education have positive correlation with the level of financial literacy, they do not have moderating effect to the financial literacy and financial decision making of the millennials
CAPITAL STRUCTURE AND BANK PERFORMANCE Arie Widyastuti; Ratna Komara; Layyinaturrobaniyah Layyinaturrobaniyah
Jurnal Bisnis Manajemen Vol 20, No 2 (2019): September 2019
Publisher : Fakultas Ekonomi dan Bisnis Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (515.172 KB) | DOI: 10.24198/jbm.v20i2.300

Abstract

The decision of how firms finance their investments is among the prominent researchers in the area of corporate finance. The capital structure of banks, however, still relatively under-explored. Banking is one type of industry that employs a high level of leverage in creating companies’ value since its operating profits come from lending and borrowing activities.  This research aims to analyse the effect of the mix of capital structure on financial performance of commercial banks in Indonesia. We use annual data for the period 2009 – 2017 that are extracted from the audited financial statement. The data is then analysed to find relationship on the use of leverage to the firms’ performance. Our study finds strong evidence that short term loan significantly has positive influence on profitability of banks through Return on Equity (ROE), which indicates that deposit is considered as the cheapest source of funding. However, banks should carefully maintain their liquidity risk to ensure the availability of funds to pay for withdrawals obligation. We also found that the use of long-term debt and the use of equity, in general, do not have a significant effect on firm value, which indicates that, in terms of long-term financing, profitability and firm value are insensitive to capital structure.
Co-Authors Abdul Aziz Dina Sartika Iswahyudi Joko Suprayitno Layyinaturrobaniyah Layyinaturrobaniyah Mery Citra Sondari Ratna Komara Ratna Komara