Claim Missing Document
Check
Articles

Found 10 Documents
Search

Urgensi Pendirian Lembaga Keuangan Syariah (LKS) Wakaf Sebagai Upaya Mereduksi Kesenjangan Ekonomi di Indonesia Cahyadi, Iwan Fahri
ZISWAF Vol 6, No 2 (2019): ZISWAF: Jurnal Zakat dan Wakaf
Publisher : State Islamic Institute of Kudus (IAIN Kudus)

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (825.991 KB) | DOI: 10.21043/ziswaf.v6i2.6416

Abstract

Development is the government's effort to open jobs, suppress unemployment and alleviate poverty. Nevertheless, it is not easy to realize that glorious intention. Therefore, the role of society is indispensable. Islam offers solutions through Waqf and the potential waqf in Indonesia is quite large. Nevertheless, the role of BWI and Sharia financial institutions in Indonesia is currently not maximal. The purpose of this research is (1). Provide concepts, ideas and ideas through the establishment of Sharia financial institution (LKS) Waqf, especially cash waqf so that it becomes more productive and can reduce the economic gap (2). How to empower fundraising and increase trust in cash Waqf LKS. The research methodology is qualitative phenomenology. The result of the research that the financial institution form of Sharia Waqf is approaching the pillars and the requirement of Waqf is Sharia venture capital with minimal modifications in its operations. Therefore, the duties of the government, DSN, BWI, MUI and Islamic experts to further formulate the institution so that the management of the potential Waqf funds can be assembled and more productive to be channeled to the community and SMES.
Pengelolaan Manajemen Risiko Sebagai Upaya Tindakan Preventif Pada Pembiayaan Mudharabah Cahyadi, Iwan Fahri
TAWAZUN : Journal of Sharia Economic Law Vol 2, No 2 (2019): Tawazun: Journal of Sharia Economic Law
Publisher : Sharia Faculty Islamic Economic Law Study Department

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/tawazun.v2i2.3547

Abstract

Pertumbuhan dan perkembangan ekonomi di suatu  negara tidak terlepas dari peran institusi di dalamnya, misalnya lembaga keuangan. Semakin banyak jumlah lembaga keuangan yang sehat mengindikasikan aktivitas dan produktivitas ekonomi suatu negara tersebut sangat baik. Tolok ukur pertumbuhan dan perkembangan dapat dilihat dari indikator diantaranya tingkat inflasi di bawah 5%, turunnya jumlah angka pengangguran, Pendapatan Domestik Brutto (PDB) yang meningkat, turunnya jumlah angka kemiskinan, cadangan devisa bertambah, dan lain sebagainya. Indonesia pada tahun 2017 tergolong negara yang memiliki kondisi ekonomi yang prospektif, hal ini dapat dilihat dari indikator ekonomi yang tergolong baik. Maka tidak heran bila lembaga keuangan baik bank maupun non bank tumbuh pesat di Indonesia, tidak terkecuali lembaga pembiayaan syariah. Indonesia, dengan jumlah penduduk hampir 260 juta jiwa yang  terdiri dari 70% penduduknya berusia produktif (15-64 tahun) merupakan sumber daya yang tidak bisa diabaikan dalam menggerakkan roda perekonomian. Bagi bisnis syariah ini merupakan peluang yang sangat besar, kondisi ini juga didukung oleh hampir sebagian besar atau mayoritas penduduk Indonesia beragama islam.Bisnis adalah suatu aktivitas yang selalu berhadapan dengan resiko dan return. Bank syari’ah adalah salah satu unit bisnis. Dengan demikian, bank syari’ah juga akan menghadapi resiko manajemen bank itu sendiri. Bahkan kalau dicermati lebih mendalam, bank syari’ah merupakan bank yang syarat dengan resiko, karena dalam menjalankan aktivitasnya banyak berhubungan dengan produk-produk bank yang banyak mengandung resiko, seperti produk mudharabah. Demikian pula resiko yang diakibatkan karena ketidakjujuran atau kecurangan nasabah dalam melakukan transaksi. Oleh karena itu, para pejabat bank syari’ah harus dapat mengendalikan resiko seminimal mungkin dalam rangka untuk memperoleh keuntungan yang optimum.Paling tidak ada 4 (empat) hal yang berkenaan dengan resiko yang perlu dikelola secara baik, yaitu resiko pasar, resiko pembiayaan, resiko likuiditas dan resiko operasional. Apabila ke empat hal ini mampu di kelola dengan baik, maka keberhasilan bisnis syariah akan mampu tumbuh dan berkembang dengan baik serta mampu bersaing dengan lembaga pembiayaan lainnya.Kata Kunci : Manajemen Resiko, Mudharabah, Syariah, Lembaga Keuangan, Bisnis.
Love Quotient: Spirit Tasawuf dalam Syari'ah Marketing Cahyadi, Iwan Fahri
ESOTERIK Vol 5, No 2 (2019): Available in December 2019
Publisher : Program Studi Tasawuf dan Psikoterapi, Jurusan Ushuluddin IAIN KUDUS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/esoterik.v5i2.5999

Abstract

Jack Ma is a founder and is the highest executive officer of the Alibaba Group. Alibaba Group Company is a company engaged in the field of e-Commerce. Jack Ma gave the opinion that a leader who wants to succeed not only has a high Intelligence Quotient (IQ) and Emotional Quotient (EQ), but also a Love Quotient (LQ). Meanwhile psychologists have discovered human intelligence, namely IQ, EQ and Spiritual Quotient (SQ). Islam itself says that Fitrah is the highest form of intelligence. Differences of opinion need to be studied more deeply, both in terms of business, psychology, and religion. This article uses qualitative methods. The findings of this study confirm that the term Love Quotient in a business perspective, Spiritual Quotient (SQ) in psychology and Fitrah in Islam is a concept that has the same nature even though it uses different terms. The conclusion of this study is that between religion and science support each other and sharia marketing can be applied if LQ, SQ and Islam Fitrah are attached to a marketer.
Analisis Prospek Bank Syariah Dan Lembaga Keuangan Islam Dalam Memasuki Pasar Negara Inggris Cahyadi, Iwan Fahri
MALIA: Journal of Islamic Banking and Finance Vol 2, No 2 (2018)
Publisher : MALIA: Journal of Islamic Banking and Finance

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (585.85 KB) | DOI: 10.21043/malia.v2i2.4944

Abstract

Globalization is a great business opportunity for the company Multi National Corporation (MNC) and Trans National Corporation (TNC) for expanding his business. Change the direction of economic policy, in particular the Shariah-based business that provides an opportunity for Islamic banking and Islamic financial institutions to expand his business in continental Europe, especially in the United Kingdom. The purpose of the research was to find out, the strategy of Islamic banks and Islamic financial institutions to enter the market in the United Kingdom and prospeknya countries in the foreseeable future. The research method used is qualitative diskriptif fenomenalogi approach i.e. we allow qualitative researchers implement and apply subjective abilities and exploratory process in interpersonalnya. As for the source of the data retrieved from the data of the secondary data source i.e. who do not directly provide data to a data gatherer, e.g. documents, journals, research, books, and Government regulations.The results showed that the market in the countries of United Kingdom Islamic business very promising in the future given the growth of the Muslim population from year to year are experiencing significant increase and economic growth in the United Kingdom 
Analisis Kinerja Reksadana Saham Syariah Di Pasar Modal Indonesia Menggunakan Metode Sharpe, Treynor, Dan Jensen Periode 2017-2018 Abdul Hamid, Ahmad Karim; Cahyadi, Iwan Fahri
MALIA: Journal of Islamic Banking and Finance Vol 3, No 2 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v3i2.8408

Abstract

This research aims to find out the performance of sharia stock mutual funds in the Indonesian Capital Market based on sharpe, treynor and jensen methods and to find out the comparison of the performance of sharia stock mutual funds with benchmark performance in the research period of 2017-2018. This type of research is evaluative research with a quantitative approach. The population in this study includes all sharia mutual funds registered and still active in the Financial Services Authority (OJK) until December 2018. Sampling techniques used purposive sampling techniques and obtained 23 sharia stock mutual funds as a research sample. Data analysis techniques are descriptively analyzed, the data obtained is collected and then processed with the appropriate formulas on the operational definition of measurement and research variables. Data analysis techniques are descriptively analyzed, the data obtained is collected and then processed with the appropriate formulas on the operational definition of measurement and research variables. To make data processing easier using microsoft excel programs.  Based on the analysis of islamic stock fund performance data according to sharpe method in 2017 there are 7 sharia stock mutual funds that show positive performance, and in 2018 there were 3 sharia stock mutual funds showing positive performance. Meanwhile, according to treynor method in 2017 there were 7 sharia stock mutual funds that showed positive performance, and in 2018 there were 3 sharia stock mutual funds that showed positive performance. Meanwhile, according to jensen method in 2017 there are 6 sharia stock mutual funds that showed positive performance, and in 2018 there were 5 sharia stock mutual funds that showed positive performance. Based on the results of the comparison of the performance of sharia stock mutual funds with benchmarks in the period 2017 according to sharpe method there are 5 sharia stock mutual funds that have outperform performance, and in the period 2018 there are 3 sharia stock mutual funds that have outperform performance. Meanwhile, according to treynor method in 2017 there are 1 sharia stock mutual fund that has outperform performance, and in 2018 there are 20 sharia stock mutual funds that have outperform performance. While according to jensen method in 2017 there are no sharia stock mutual funds that have outperform performance, and in the period 2018 there are 23 sharia stock mutual funds that have outperform performance. And there are 2 sharia stock mutual funds that consistently perform best against market performance during the research period, namely Sucorinvest Sharia Equity Fund sharia stock mutual fund and Sharia Pacific Saham Syariah stock fund.
Pengaruh Exchange Rate, Inflasi, Risiko Sistematis Dan BI Rate Terhadap Return Saham Syariah Di Jakarta Islamic Index (JII) Periode 2015-2018 Abdul Jabar, Ahmad Karim; Cahyadi, Iwan Fahri
MALIA: Journal of Islamic Banking and Finance Vol 4, No 1 (2020)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i1.8409

Abstract

This research aims to determine the effect of variable exchange rate, inflation, systematic risk, and bi rate partially on the return of sharia stocks in the Jakarta Islamic Index (JII). In addition, to know the effect of variable exchange rate, inflation, systematic risk, and BI rate simultaneously on the return of sharia stocks in Jakarta Islamic Index (JII) period 2015-2018. This type of research is quantitative research with secondary data sources. The sampling method uses the purposive sampling method. This research data uses sharia stock data listed in Jakarta Islamic Index period 2015-2018. The method of data analysis used is to use multiple linear regression analysis methods. The results of this study show that partially variable exchange rate (X1) negatively and significantly affects the return of sharia stocks with a value of t-count > t-table (2.482 > 1,998) and a significant rate of 0.016 > 0.05, while inflation also negatively and significantly affects the return of sharia stocks with a value of t-count > t-table (2,600 > 1,998) and a significant level of 0.012 < 0.05, and systematic risk (X3) affects the return of sharia stocks with a value of t-count > t-table (2.038 > 1.998) and a significant level of 0.046 < 0.05, while the BI rate (X4) negatively and significantly affects the return of sharia stocks, with a value of t-count > t-table (2.412 > 1,998) and a significant level of 0.019 < 0.05. Simultaneously indicates that the exchange rate, inflation, systematic risk, and BI rate significantly affect the return of sharia stocks with a value of F-count > F-table (2.810 > 2.52) with a significance value of 0.033.
Analisis Kinerja Reksadana Saham Syariah Di Pasar Modal Indonesia Menggunakan Metode Sharpe, Treynor, Dan Jensen Periode 2017-2018 Abdul Hamid, Ahmad Karim; Cahyadi, Iwan Fahri
MALIA: Journal of Islamic Banking and Finance Vol 3, No 2 (2019)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v3i2.8408

Abstract

This research aims to find out the performance of sharia stock mutual funds in the Indonesian Capital Market based on sharpe, treynor and jensen methods and to find out the comparison of the performance of sharia stock mutual funds with benchmark performance in the research period of 2017-2018. This type of research is evaluative research with a quantitative approach. The population in this study includes all sharia mutual funds registered and still active in the Financial Services Authority (OJK) until December 2018. Sampling techniques used purposive sampling techniques and obtained 23 sharia stock mutual funds as a research sample. Data analysis techniques are descriptively analyzed, the data obtained is collected and then processed with the appropriate formulas on the operational definition of measurement and research variables. Data analysis techniques are descriptively analyzed, the data obtained is collected and then processed with the appropriate formulas on the operational definition of measurement and research variables. To make data processing easier using microsoft excel programs.  Based on the analysis of islamic stock fund performance data according to sharpe method in 2017 there are 7 sharia stock mutual funds that show positive performance, and in 2018 there were 3 sharia stock mutual funds showing positive performance. Meanwhile, according to treynor method in 2017 there were 7 sharia stock mutual funds that showed positive performance, and in 2018 there were 3 sharia stock mutual funds that showed positive performance. Meanwhile, according to jensen method in 2017 there are 6 sharia stock mutual funds that showed positive performance, and in 2018 there were 5 sharia stock mutual funds that showed positive performance. Based on the results of the comparison of the performance of sharia stock mutual funds with benchmarks in the period 2017 according to sharpe method there are 5 sharia stock mutual funds that have outperform performance, and in the period 2018 there are 3 sharia stock mutual funds that have outperform performance. Meanwhile, according to treynor method in 2017 there are 1 sharia stock mutual fund that has outperform performance, and in 2018 there are 20 sharia stock mutual funds that have outperform performance. While according to jensen method in 2017 there are no sharia stock mutual funds that have outperform performance, and in the period 2018 there are 23 sharia stock mutual funds that have outperform performance. And there are 2 sharia stock mutual funds that consistently perform best against market performance during the research period, namely Sucorinvest Sharia Equity Fund sharia stock mutual fund and Sharia Pacific Saham Syariah stock fund.
Pengaruh Exchange Rate, Inflasi, Risiko Sistematis Dan BI Rate Terhadap Return Saham Syariah Di Jakarta Islamic Index (JII) Periode 2015-2018 Abdul Jabar, Ahmad Karim; Cahyadi, Iwan Fahri
MALIA: Journal of Islamic Banking and Finance Vol 4, No 1 (2020)
Publisher : IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/malia.v4i1.8409

Abstract

This research aims to determine the effect of variable exchange rate, inflation, systematic risk, and bi rate partially on the return of sharia stocks in the Jakarta Islamic Index (JII). In addition, to know the effect of variable exchange rate, inflation, systematic risk, and BI rate simultaneously on the return of sharia stocks in Jakarta Islamic Index (JII) period 2015-2018. This type of research is quantitative research with secondary data sources. The sampling method uses the purposive sampling method. This research data uses sharia stock data listed in Jakarta Islamic Index period 2015-2018. The method of data analysis used is to use multiple linear regression analysis methods. The results of this study show that partially variable exchange rate (X1) negatively and significantly affects the return of sharia stocks with a value of t-count > t-table (2.482 > 1,998) and a significant rate of 0.016 > 0.05, while inflation also negatively and significantly affects the return of sharia stocks with a value of t-count > t-table (2,600 > 1,998) and a significant level of 0.012 < 0.05, and systematic risk (X3) affects the return of sharia stocks with a value of t-count > t-table (2.038 > 1.998) and a significant level of 0.046 < 0.05, while the BI rate (X4) negatively and significantly affects the return of sharia stocks, with a value of t-count > t-table (2.412 > 1,998) and a significant level of 0.019 < 0.05. Simultaneously indicates that the exchange rate, inflation, systematic risk, and BI rate significantly affect the return of sharia stocks with a value of F-count > F-table (2.810 > 2.52) with a significance value of 0.033.
Islamic Managers and The Role Of Emotional Maturity In Decision-Making (Review of al-Qur’an and Science) Cahyadi, Iwan Fahri; Fanani, Muhammad Zulham
BISNIS Vol 8, No 2 (2020): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v8i2.8294

Abstract

The role of managers in a company has a very strategic position, be it a large, medium or small scale company, although in each company the problems faced have different complexity and risk. This is where managers must be able to analyze problems or problems, choose and sort out various alternatives in solving a problem, take the best decisions and have the lowest risk, and be able to analyze the potential problems that arise in the future. A manager is required not only to have extensive knowledge and insight, but also emotional maturity. Like two sides of a coin, these two things must be utilized simultaneously in decision making so that the right decision is taken. Science and insights are physiological (brain) obtained from schools and their environments. While emotional maturity through religious approaches. Managers who practice religion well (Islamic Managers) then the maturity of their souls is more stable and secure. The manager who is close to God will get the happiness that comes from the endhorpin hormone that is present in humans that has been provided by God.
Pengaruh Harga, Online Customer Review dan Rating Terhadap Minat Beli di Lazada (Studi Kasus Mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Kudus Angkatan 2017) Mawa, Sayyidati Fatihatul; Cahyadi, Iwan Fahri
BISNIS Vol 9, No 2 (2021): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v9i2.11901

Abstract

Penelitian ini menggunakan pendekatan kuantitatif dan jenis penelitian ini adalah asosiatif. Teknik pengambilan sampel dalam penelitian ini menggunakan Snawball Sampling sehingga didapatkan sampel sejumlah 40 responden. Alat pengumpulan data yakni menggunakan kuesioner yang kemudian di analisis menggunakan teknik pengujian data yang meliputi uji validitas, uji reabilitas, uji asumsi klasik, dan analisis regresi linier berganda untuk menguji dan membuktikan hipotesis penelitian. Berdasarkan hasil analisis regresi linier berganda secara simultan variabel harga, online customer review dan rating berpengaruh signifikan terhadap minat beli. Secara parsial variabel harga, online customer review dan rating berpengaruh positif dan signifikan terhadap minat beli.