Leksono, Ari Wahyu
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The Analysis of Factors Influencing Financial Technology Usage in Higher Education Vhalery, Rendika; Leksono, Ari Wahyu; Anggresta, Vella
Dinamika Pendidikan Vol 15, No 1 (2020): June 2020
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v15i1.18448

Abstract

This study aims to analyze and to shape the factors that influence the use of financial technology, especially among students, because recently the financial technology usage among students increased slightly in the previous year. This increase was influenced by several factors that have not been classified. The population consisted of 1,229 students of the Indraprasta University PGRI Jakarta, with 273 students as the sample obtained using simple random sampling. Techniques of data collection used a questionnaire with a Likert scale consisting of seven points. Techniques of data analysis used factor analysis from software Statistical Package for the Social Science version 24.0. The results of the factor analysis show that eight factors are formed from several variables, with a contribution of 65.368%. While 34,632% is explained by other not examined factors, these factors consist of security, product offered, access and profit, loyalty, information, facility, demand and quality. For future research, it needs to test and analyze factors formed to add references of science and technology, especially in the field of financial technology.
Pengaruh Self-Knowledge Dan Self-Deception Terhadap Pengelolaan Uang Saku Leksono, Ari Wahyu; Vhalery, Rendika
RESEARCH AND DEVELOPMENT JOURNAL OF EDUCATION Vol 6, No 1 (2019)
Publisher : Universitas Indraprasta PGRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30998/rdje.v6i1.4087

Abstract

Fenomena mengelola uang saku dikalangan remaja menjadi suatu topik yang menarik untuk dikaji. Kajian ini akan lebih menarik apabila dilihat dari sisi internal seperti faktor diri (self). Ada banyak jenis diri individu, diantaranya yaitu self-knowledge sebagai pengetahuan diri dan self-deception sebagai manipulasi/kebohongan diri. Penelitian ini bertujuan untuk mengetahui apakah self-knowledge dan self-deception berpengaruh terhadap pengelolaan uang saku. Penelitian ini melibatkan 219 mahasiswa Universitas Indraprasta PGRI Jakarta. Teknik pengumpulan data menggunakan angket yang disebarkan secara langsung dan secara tidak langsung (via google form) yang dianalisis menggunakan regresi linear berganda. Hasil menunjukkan bahwa; terdapat pengaruh signifikan self-knowledge terhadap pengelolaan uang saku, terdapat pengaruh negatif signifikan self-deception terhadap pengelolaan uang saku, dan terdapat pengaruh self-knowledge dan self-deception terhadap pengelolaan uang saku.
The Analysis of Factors Influencing Financial Technology Usage in Higher Education Vhalery, Rendika; Leksono, Ari Wahyu; Anggresta, Vella
Dinamika Pendidikan Vol 15, No 1 (2020): June 2020
Publisher : Fakultas Ekonomi, Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/dp.v15i1.18448

Abstract

This study aims to analyze and to shape the factors that influence the use of financial technology, especially among students, because recently the financial technology usage among students increased slightly in the previous year. This increase was influenced by several factors that have not been classified. The population consisted of 1,229 students of the Indraprasta University PGRI Jakarta, with 273 students as the sample obtained using simple random sampling. Techniques of data collection used a questionnaire with a Likert scale consisting of seven points. Techniques of data analysis used factor analysis from software Statistical Package for the Social Science version 24.0. The results of the factor analysis show that eight factors are formed from several variables, with a contribution of 65.368%. While 34,632% is explained by other not examined factors, these factors consist of security, product offered, access and profit, loyalty, information, facility, demand and quality. For future research, it needs to test and analyze factors formed to add references of science and technology, especially in the field of financial technology.