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PERSEPSI MASYARAKAT KOTA TASIKMALAYA TERHADAP PENGGUNAAN FINANCIAL TECHNOLOGY (FINTECH) Wahid, Nisa Noor; Andriati, Yumi Sri
Jurnal Ekonomi Manajemen Vol 7, No 1 (2021): Mei 2021
Publisher : Program Studi Manajemen Fakultas Ekonomi Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jem.v7i1.2151

Abstract

ABSTRACTThe purpose of this study is to describe the perception of the people of the city of Tasikmalaya on the use of Financial Technology. The data collection technique used the in-depth interview method to 15 informants, the analysis technique used a qualitative descriptive method. The results show that Fintech is easy to use, with the perception that if you use a certain system it will be free of effort. This indicates that the perception of usefulness is closely related to effectiveness, the more benefits obtained by the people of Tasikmalaya City in using technology, the effectiveness of its use can be achieved. The public understands the benefits and use of fintech because the use of fintech is considered more efficient and effective than other financial services so that people are motivated to use fintech. The hope of the people of the city of Tasikmalaya for fintech organizers to provide socialization and ease of using the service, so that people who are less technologically literate can use it easily.Keywords: Perception; Financial Technology.ABSTRAKPenelitian ini untuk menilai persepsi masyarakat kota Tasikmalaya terhadap penggunaan Financial Technology. Teknik pengumpulan data menggunakan metode in depth interview terhadap 15 informan pelaku, teknik analisa menggunakan metode deskriptif kualitatif. Hasil penelitian menunjukkan bahwa Fintech mudah digunakan, dengan persepsi bahwa jika menggunakan sistem tertentu maka akan bebas dari usaha. Hal ini mengindikasikan bahwa persepsi kegunaan sangat berkaitan dengan efektivitas, semakin banyak kegunaan yang didapatkan oleh masyarakat Kota Tasikmalaya dalam menggunakan teknologi maka efektivitas penggunaanya pun dapat tercapai. Masyarakat memahami manfaat dan penggunaan fintech karena penggunaan fintech dirasa lebih efisien dan efektif dibandingkan jasa keuangan terdahulu sehingga masyarakat termotivasi untuk menggunakan fintech. Harapan masyarakat kota Tasikmalaya kepada penyelenggara fintech agar memberikan sosialisasi dan kemudahaan dalam menggunakan layanan, sehingga masyarakat yang kurang dalm literasi teknologi dapat menggunakannya dengan mudah.Kata kunci: Perception; Financial Technology.
Analisis Dampak Bantuan Dana dan Modal Kerja Produktif BANPRES Terhadap Kinerja UMKM Dimasa Pandemi Covid-19 Di Kota Tasikmalaya Wahid, Nisa Noor; Dermawan, Wildan Dwi
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 9 (2022): Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (309.432 KB) | DOI: 10.32670/fairvalue.v4i9.1318

Abstract

The purpose of this study was to determine the impact of financial assistance and productive working capital of BANPRES on the performance of MSMEs during the COVID-19 pandemic in Tasikmalaya City. The object of this research is micro, small and medium enterprises that receive BANPRES in the form of BPUM. The type of research used in this research is descriptive exploratory. Primary data are in-depth interviews and observations. The data analysis method used is exploratory descriptive analysis. the impact of additional capital in the form of assistance or loans does not directly but really helps MSMEs to improve their business performance. The results of the study stated that BPUM assistance recognized by Tasikmalaya City MSMEs in the form of additional capital had a positive impact on business performance. One of the perceived impacts of the additional capital assistance for MSMEs is the increasing ability in business and being able to compete through increasing products and increasing sales which ultimately increases profits. The impact that is felt is not direct, but it has a long lasting effect on the sustainability of its business.
Bimtek Peningkatan Kualitas Produk Olahan Ikan Pindang Sa`at Pangandaran dengan Frozen Food Komaludin, Ade; Tirtana, Dodi; Hamzah, Risna Amalia; Wahid, Nisa Noor; Pradani, Tiara
Abdimas Galuh Vol 6, No 2 (2024): September 2024
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v6i2.15529

Abstract

Bimtek ini bertujuan untuk meningkatkan kualitas produk olahan ikan pindang Sa`at Pangandaran dengan penerapan teknologi makanan beku (frozen food). Kegiatan ini dilatarbelakangi oleh kebutuhan untuk memperpanjang masa simpan dan meningkatkan nilai tambah produk ikan pindang, yang merupakan salah satu produk unggulan daerah Pangandaran. Melalui penerapan metode pembekuan, produk olahan ikan pindang diharapkan dapat lebih tahan lama, menjaga kualitas gizi, serta memenuhi standar keamanan pangan. Bimtek ini melibatkan pelatihan dan pendampingan langsung kepada para pelaku usaha ikan pindang di Pangandaran. Materi yang disampaikan meliputi teknik pembekuan yang tepat, penggunaan peralatan modern vasum sealer, serta pengemasan yang sesuai standar. Hasil dari kegiatan ini menunjukkan peningkatan signifikan dalam kualitas produk, baik dari segi rasa, tekstur, maupun daya tahan simpan. Selain itu, produk olahan ikan pindang yang telah dibekukan juga lebih diterima di pasar modern, membuka peluang ekspansi ke pasar yang lebih luas. Bimtek ini diharapkan dapat menjadi model pengembangan bagi daerah lain dengan potensi serupa.
APLIKASI STANDAR AKUNTANSI KEUANGAN ENTITAS MIKRO KECIL MENENGAH (SAK-EMKM) BAGI PELAKU USAHA COUNTER PULSA DAN HANDPHONE firmansyah, irman; Wahid, Nisa Noor
Jurnal Pengabdian Siliwangi Vol 10, No 1 (2024)
Publisher : LPPM Univeristas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jsppm.v10i1.278

Abstract

The objectives and specific targets of this activity are for Counter Pulsa and Handphone which is currently very vibrant. The importance of knowing the profits derived from the results of his efforts to make a professional organization of the Indonesian Institute of Accountants (IAI) issued ED SAK-EMKM as the financial accounting standards of SMEs in Indonesia. so that the perpetrators of SMEs should understand how to create financial statements in accordance with accounting standards of SMEs in Indonesia. The problem raised is the counter pulse counterpart especially the partner of DN Cell does not know how to prepare the financial statements in accordance with the standard whereas to know the lapa obtained from the business it must be made a good financial statements, and they do not know how to start from where . Community service activities are implemented within 3 months from signing MoU to reporting. The method of solving community service problem is by providing assistance to one of the pulp and Hanphone business actors in preparing the financial report for 3 months with the final result is the financial report of MSME in accordance with accounting standard (SAK-EMKM). Based on the results of assistance, the partner becomes aware of the importance of financial statements and able to prepare their own financial statements in accordance with the standards set by the Indonesian Institute of Accountants (IAI). Partners can see the development of the company since before the mentoring and after the mentoring as it can see the good financial statements.