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Journal : Jurnal Ilmiah Wahana Pendidikan

Pengaruh DPK, FDR dan NPF Terhadap Pembiayaan Murabahah Pada BPR Syariah Harta Insan Karimah Untuk Periode 2020-2022 Cahya, Nilam; Wirman, Wirman
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 9 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11180281

Abstract

This examination intends to find out and test whether there is an impact between the DPK, FDR and NPF factors on murabahah supporting at the Harta Insan Karimah Sharia Individuals' Funding Bank. This exploration utilizes quantitative techniques with auxiliary information got as Quarterly Monetary Reports on the authority BPR Syariah Harta Insan Karimah site. The information investigation strategy utilizes the old style supposition test, numerous relapse examination test and speculation testing utilizing the T test and F test. The exploration results show that to some extent the DPK, FDR and NPF factors meaningfully no affect Murabahah funding. This can be demonstrated that the DPK got an importance worth of 0.194 > 0.05. For the FDR variable, the importance esteem was 0.534 > 0.05. Then, at that point, the NPF variable got an importance worth of 0.490 > 0.05. In the interim, at the same time the factors DPK, FDR, and NPF impact Murabahah with an importance worth of 0.009 < 0.05
Analisis Tingkat Kesehatan Bank Pembiayaan Rakyat Syariah (BPRS) Menggunakan Metode RGEC (Studi pada BPRS di Kota Semarang yang Terdaftar di OJK Periode 2019-2022) Miranda, Ariadna Madyaratri; Wirman, Wirman
Jurnal Ilmiah Wahana Pendidikan Vol 10 No 10 (2024): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11338889

Abstract

Apart from providing loan funds for the community, health level of BPRS also needs to be considered so that they can carry out their roles and functions well. A poor level of health will have a negative impact on the performance and management of the bank and can endanger other parties such as customers who have entrusted their funds to be managed. To assess the level of health or good or bad performance of bank, it can be assessed using several indicator. Bank Indonesia uses the RBRR approach as a replacement for the previous method which was less effective. The research method used is descriptive quantitative. The data used is secondary data in the form of BPRS financial reports which can be accessed on the official website http://www.ojk.go.id. The result of the research show that based on the RGEC analysis that has been carried out at the BPRS in Semarang City, it categorized as healthy with PK value of 2, which means it classified as healthy so it is able to overcome all negative influences but there are still weaknesses that should be immediately acted upon or overcome.