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All Journal An-Nisbah: Jurnal Ekonomi Syariah Sistemasi: Jurnal Sistem Informasi International Journal of Islamic Economics and Finance (IJIEF) CAKRAWALA Harmoni Jurnal Kesehatan Poltekkes Kemenkes RI Pangkalpinang Jurnal Penelitian Kebijakan Pendidikan PUBLIKASI PENELITIAN TERAPAN DAN KEBIJAKAN Cendekia Niaga JENTRE Education Enthusiast : Jurnal Pendidikan dan Keguruan Bestuurskunde: Journal of Governmental Studies Jurnal Penelitian Kebijakan Pendidikan JURNAL BAHARI PAPADAK Jurnal Akuntansi dan Keuangan Indonesia Abdimas Indonesian Journal Prosiding (SIAR) Seminar Ilmiah Arsitektur Jurnal Ilmiah Ners Indonesia Pangripta Jurnal Ilmiah Kajian Perencanaan Pembangunan Journal of Indonesian Medical Emergencies JIM: Jurnal Ilmiah Mahasiswa Pendidikan Sejarah Jurnal Inovasi Daerah Journal of Financial, Business and Economics Journal of Religious Policy An-Nisbah: Jurnal Ekonomi Syariah
Alfarizi, Muhammad
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Journal : Jurnal Akuntansi dan Keuangan Indonesia

 1 
INDONESIAN HALAL MSME OPEN INNOVATION WITH ISLAMIC FINTECH ADOPTION Alfarizi, Muhammad; Ngatindriatun, Ngatindriatun
Jurnal Akuntansi dan Keuangan Indonesia
Publisher : UI Scholars Hub

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Abstract

The Fourth Industrial Revolution has led to the development of Islamic FinTech innovations to meet the needs of the Muslim community. This study analyzes the factors that determine the adoption of Sharia FinTech by halal MSME owners. The study utilized an exploratory method based on an online survey of halal MSME owners with 319 samples. The PLS-SEM analysis technique was chosen to prove the research hypothesis. This research finds that variables such as religiosity, Islamic financial literacy, and perception of risk affect the intention to adopt Islamic FinTech. The UTAUT2 variable has a positive effect on knowledge of Sharia FinTech adoption, while the adoption of Islamic FinTech positively impacts the sustainability of halal MSME businesses. The study recommends strengthening the infrastructure of the Sharia FinTech system and enhancing the value of financial services for halal MSMEs. Integrating Sharia FinTech into business operations can also enhance brand image and increase the sustainable business capacity of halal MSMEs. These insights can help develop effective strategies for Islamic FinTech innovation.
Co-Authors Abdul Halim Hasugian Ahimsya, Ahmad Fahim Hilmy Alfarizi, Wahyu Nur Arifian, Rafialdo Ayubi, Aludin Al Dodik Hartono Dwi Andriani, Zulfi Zumala Dyah Widi Astuti Eka Agustina, Eka Handoko, Grido Hanum, Rastinia Kamila Isnawati, Iin Aini Jane, Antonia Felicia Kamila Hanum, Rastinia Khoiruni, Irma Rizqia Lantin Sulistyorini Lubaba, Tandday Maisur, Maisur Maulida, Ahmad Fikron Ngatindriatun Ngatindriatun Ngatindriatun Nur Hamim Peni Perdani Juliningrum, Peni Perdani Permatasari, Devita Primirti, Irmarawati Dia Putri Melinda, Putri Rini Kurnia Sari, Rini Kurnia Rizka Yunita Suhari Suhari Utari, Gita Wijaya, Lianna Yahyah, Yahyah